Click here to download our free budget template 

Open this file with the Google Sheets App, make a copy, and save it to your device to customize your budget.

Template Instructions:

First, enter your monthly income in the 3 orange boxes on top.  

Your 70/30 budget will be calculated automatically.

You can change percentages (in orange boxes).   

Dollar amounts (in grey boxes) are calculated from the percentages

Debt & Housing FYI:

When you are financing a car or house, many lenders will limit your total debt to around 36% - 45%  (The percentages used in the template).