Paybis: Your Fast Track to Crypto in 2025

Looking for a straightforward way to buy Bitcoin and major cryptocurrencies with your credit card? This review breaks down everything you need to know about Paybis—from its regulatory standing and transparent fee structure to real-world user experiences. Whether you're making your first crypto purchase or you're a seasoned trader looking for instant buys, we'll show you exactly how Paybis stacks up in 2025.

Comparing Paybis to Other Platforms

Paybis does one thing really well: it lets you buy major cryptocurrencies with a credit card and other payment methods, fast. The platform operates legally across the UK, US, and EU, which gives users some peace of mind. New users especially appreciate the transparent fees and solid security measures.

Here's the thing though—Paybis uses a non-custodial model. That means you need your own wallet ready before you buy anything. It's actually better for security (you control your private keys), but if you're used to keeping everything on one exchange, this might feel like an extra step.

The main downside? No advanced trading features. If you want charts, limit orders, or futures trading, you'll need to look elsewhere. Paybis is purely a buy-and-sell platform, and it keeps things simple.

The Paybis Story

Three friends—Innokenty Isers, Konstantin Vasilenko, and Arturs Markevich—started Paybis back in 2014. They had backgrounds in online business, trading, IT, and even e-sports. The company officially launched in 2015 and has been growing steadily since.

What's interesting is that Paybis is self-funded. They didn't do a token sale or take venture capital money, which is pretty unusual in the crypto world. The company is based in the UK, with Innokenty Isers as CEO, and now has over 50 people on the team.

They partnered early with Simplex, an Israeli payment processor that works with some of the biggest names in crypto. In 2020, they teamed up with Zero Hash, a FinCEN-registered Money Service Business, which let them expand to 48 US states.

How Safe and Regulated Is Paybis?

This is where Paybis really stands out. The platform is registered with the UK's Financial Conduct Authority (FCA) under reference number 928013. Their legal address is 1 West Regent Street in Glasgow—a real, verifiable location.

In the United States, Paybis is registered with the Financial Crimes Enforcement Network (FinCEN) under number 31000175037491. They're licensed to operate in 48 states. They also hold a fiat/crypto business license in Estonia and operate in over 180 countries worldwide.

Is Paybis Actually Safe?

Short answer: yes, it's safe. Paybis has maintained compliance with UK, EU, and US requirements since launch. Everyone who uses the platform has to go through KYC (Know Your Customer) verification and AML (Anti-Money Laundering) checks.

The site uses secure encryption, and here's a big plus—Paybis doesn't store your cryptocurrency. Since they send it directly to your wallet, there's nothing for hackers to steal from their servers. They also don't share your data with third parties.

One small thing: there's no two-factor authentication (2FA) option. But given that they don't hold your funds, this is less critical than it would be on a custodial exchange.

👉 Ready to buy crypto the safe and regulated way? Start with Paybis today

What's Paybis's Reputation Like?

Paybis has been around for seven years now, and they've built up a solid track record. Their Trustpilot reviews are generally positive, with users praising the straightforward process and quick transactions.

The numbers speak for themselves: nearly 1 million users across 180 countries, with over $250 million in annual trading volume. That's not huge compared to major exchanges like Coinbase or Binance, but for a specialized buy/sell platform, it's respectable growth.

Is Paybis Right for You?

If You're New to Crypto

Paybis is honestly one of the easiest platforms to start with. The registration and verification process is straightforward—no confusing steps or hidden requirements. The website itself is clean and simple to navigate.

They have a blog and FAQ section with updated educational content, which helps if you're still learning the basics. If you just want to buy some Bitcoin without drowning in charts and technical jargon, Paybis makes it easy.

If You're Experienced

As a more experienced user, you'll appreciate Paybis for quick buys. Say the market dips and you want to grab some Bitcoin immediately—you can use Paybis to buy directly to your trading wallet in minutes. It's basically a fast on-ramp to get fiat into crypto when you need it.

What you won't find here are the tools for active trading. No leverage, no stop-losses, no order books. If that's what you're after, you'll want to use Paybis alongside a proper exchange.

Wallets, Supported Cryptos, and How It All Works

Paybis doesn't have an integrated wallet, which means you'll need to set one up before buying. The good news? They support all wallet types—online, desktop, or hardware. You just need the correct wallet address.

This setup actually improves security. You have full control of your private keys, and there's no risk of losing funds if Paybis itself gets hacked (since they don't hold any).

Just make sure you use a strong password and don't share your credit card details with anyone. Paybis automatically blurs sensitive information during verification, which is a nice touch.

Which Cryptos Can You Buy?

Paybis supports 10 major cryptocurrencies. These include Bitcoin, Ethereum, and other top coins. The selection is limited compared to major exchanges, but it covers the essentials most people want.

Transferring Funds To and From Paybis

Buying is simple: enter your wallet address, complete the payment, and receive your crypto directly. The whole process usually takes just a few minutes.

For selling (currently only available for Bitcoin), you log in, enter the amount you want to sell, and Paybis shows you how much USD or EUR you'll receive in your bank account. Complete the sale, and the money goes straight to your bank. Just remember you need to have completed verification first.

Fees and Costs

The fee structure at Paybis is pretty competitive, though it varies based on your payment method and which crypto you're buying.

Fee Breakdown

Here's something nice: your first transaction is 0% fee. That's right—your first credit card, bank transfer, or e-wallet purchase has no Paybis fees. Same for your first Bitcoin sale. Your bank or payment processor may still charge their own fees though.

After that first free transaction, here's what you'll pay:

• Bank transfer: 2.99% + 2 EUR/GBP/USD

• Credit/Debit card: 2.49% from the second transaction onward

There's also a minimum processing fee of $10 or 4.5% for USD, EUR, and GBP. If you're paying in another currency, this can go up to 6.5%.

Network fees also apply—these go to miners who process blockchain transactions, and Paybis doesn't control these.

Payment Methods and Limits

You can buy crypto using USD, EUR, GBP, or any of 47 fiat currencies. Payment options include credit/debit cards, bank transfers, Neteller, and Skrill.

Available payment methods:

• Credit/debit cards

• Bank transfers

• Neteller

• Skrill

Transaction Limits

Minimum purchase: $50 for most methods ($60 for credit/debit cards)
Maximum per transaction: $200,000 via bank transfer

There are also daily, weekly, and monthly limits:

• Visa/Mastercard: $20,000 daily, $50,000 monthly

• Skrill/Neteller: $50,000 weekly, $200,000 monthly

• Bank transfer: $200,000 weekly, $500,000 monthly

Platform Performance and Features

Buying crypto can be intimidating on complicated platforms, but Paybis keeps it simple. The interface is clean and functional—you can register and be ready to buy in 5-10 minutes.

The platform is always online, so you can buy whenever you want, from anywhere that's supported. Unfortunately, there's no mobile app yet, just the website.

Trading Platform

Here's where expectations need to be managed: Paybis isn't really a trading platform. You can buy cryptocurrencies and sell Bitcoin, but that's it. There are no charts, no order books, no margin trading.

If you want to trade actively, you'll need to buy on Paybis and then transfer to a proper exchange like Binance or another platform. Paybis is purely for converting fiat to crypto (and Bitcoin back to fiat).

Educational Resources

Paybis maintains a YouTube channel with tutorials on buying crypto. They have a support portal where you can search topics like getting started, security, and their affiliate program. The blog is regularly updated with industry news and platform updates.

The FAQ section answers most common questions. Overall, there's enough educational content for beginners to get started comfortably.

Account Types

Everyone needs to verify their account before buying or selling. With an unverified account, you can look around and see which coins and payment methods are available, but you can't actually make transactions until you complete verification.

Some countries and US states aren't supported, so check availability before you start the verification process.

Final Thoughts on Paybis

In a crowded crypto market, Paybis has found its niche by making one thing really easy: buying major cryptocurrencies quickly with fiat currency. The platform's regulatory status across the UK, EU, and US, combined with its simple interface, has helped it grow to nearly 1 million active users over seven years.

The transparent fee structure is refreshing—you know exactly what you're paying upfront. Security is solid thanks to the non-custodial model, and all major payment methods are supported.

👉 Experience the simplicity of regulated crypto buying with Paybis

Paybis isn't trying to be everything to everyone. It's not a full exchange with trading features. It's a specialized platform for buying crypto and (in Bitcoin's case) selling it back to fiat. If that's what you need—especially if you want to maintain full control of your private keys—Paybis delivers exactly that.

Just remember to set up your wallet before you start, and keep in mind that cryptocurrency remains a volatile and risky investment no matter how secure the platform is.