Terms of Service

Terms of Service for Wealth Store

Last Updated: November 14, 2025

1. Acceptance of Terms

By accessing and using Wealth Store mobile application ("the App"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

Wealth Store is an e-commerce platform that allows users to:

• Browse and purchase products

• Create and manage user accounts

• Track orders and delivery status

• Leave product reviews and ratings

• Receive promotional offers and updates

3. User Accounts

3.1 Account Creation

• You must provide accurate and complete information

• You must be at least 13 years old to create an account

• You are responsible for maintaining account security

• You must notify us immediately of any unauthorized access

3.2 Account Responsibilities

• Keep your password confidential

• You are responsible for all activities under your account

• Do not share your account with others

• Do not use another person's account without permission

3.3 Account Termination

• We reserve the right to suspend or terminate accounts for violations

• You may delete your account at any time through the app settings

• Upon termination, your right to use the App ceases immediately

4. Orders and Payments

4.1 Product Information

• We strive to display accurate product information

• Prices and availability are subject to change without notice

• Product images are for illustration purposes only

• We reserve the right to limit quantities

4.2 Order Acceptance

• All orders are subject to acceptance and availability

• We reserve the right to refuse or cancel any order

• Payment must be received before order processing

• Order confirmation does not guarantee product availability

4.3 Payment Processing

• Payments are processed securely through Paystack

• You authorize us to charge your payment method

• All prices are in Nigerian Naira (NGN) unless stated otherwise

• You are responsible for any applicable taxes

4.4 Refunds and Returns

• Refund policy is available in the app

• Defective products may be returned within 7 days

• Refunds processed within 14 business days

• Original payment method will be credited

5. User Conduct

You agree NOT to:

• Violate any laws or regulations

• Infringe on intellectual property rights

• Upload malicious code or viruses

• Harass, abuse, or harm other users

• Impersonate any person or entity

• Collect user information without consent

• Use the App for unauthorized commercial purposes

• Attempt to gain unauthorized access to our systems

• Interfere with the proper functioning of the App

6. Intellectual Property

6.1 Our Rights

• All content, trademarks, and logos are our property

• The App and its original content are protected by copyright

• You may not copy, modify, or distribute our content without permission

6.2 User Content

• You retain ownership of content you upload

• You grant us a license to use, display, and distribute your content

• You represent that you have rights to the content you upload

• We may remove content that violates these Terms

7. Privacy and Data Protection

• Your use of the App is subject to our Privacy Policy

• We collect and process data as described in the Privacy Policy

• You consent to data collection and processing

• We implement security measures to protect your data

8. Disclaimers

8.1 Service Availability

• The App is provided "as is" and "as available"

• We do not guarantee uninterrupted or error-free service

• We may modify or discontinue features without notice

• Maintenance and updates may cause temporary unavailability

8.2 Product Warranties

• Products are sold with manufacturer warranties where applicable

• We are not responsible for manufacturer defects

• Third-party products are subject to their own terms

• We make no warranties beyond those explicitly stated

9. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for indirect, incidental, or consequential damages

• Our total liability shall not exceed the amount you paid for products

• We are not responsible for third-party actions or content

• We are not liable for losses due to service interruptions

10. Indemnification

You agree to indemnify and hold us harmless from:

• Claims arising from your use of the App

• Your violation of these Terms

• Your violation of any rights of another party

• Your uploaded content or conduct

11. Delivery and Shipping

• Delivery times are estimates and not guaranteed

• Risk of loss passes to you upon delivery

• You must provide accurate delivery information

• We are not responsible for delays beyond our control

• Additional charges may apply for remote locations

12. Dispute Resolution

12.1 Governing Law

• These Terms are governed by Nigerian law

• Disputes shall be resolved in Nigerian courts

12.2 Arbitration

• Disputes may be resolved through arbitration

• Arbitration shall be conducted in Lagos, Nigeria

• Arbitration decisions are final and binding

13. Modifications to Terms

• We may modify these Terms at any time

• Changes will be posted in the App

• Continued use constitutes acceptance of changes

• Material changes will be notified via email

14. Third-Party Links

• The App may contain links to third-party websites

• We are not responsible for third-party content

• Third-party sites have their own terms and policies

• Use of third-party services is at your own risk

15. Force Majeure

We are not liable for delays or failures due to:

• Natural disasters

• War or civil unrest

• Government actions

• Internet or telecommunications failures

• Other events beyond our reasonable control

16. Severability

If any provision of these Terms is found invalid:

• The invalid provision will be modified to be enforceable

• Other provisions remain in full effect

• The Terms shall be interpreted to achieve their intent

17. Entire Agreement

• These Terms constitute the entire agreement between you and us

• They supersede all prior agreements and understandings

• No waiver of any term shall be deemed a continuing waiver

18. Contact Information

For questions about these Terms, contact us:

Email: wealthstores@gmail.com

19. Acknowledgment

By using Wealth Store, you acknowledge that:

• You have read and understood these Terms

• You agree to be bound by these Terms

• You are legally capable of entering into this agreement

Wealth Store - Your trusted e-commerce partner