Terms of Use
These Terms of Use (the “Terms”) govern the use of the Wallet Credit Card mobile application (the “App”). By downloading, accessing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the App.
1. Acceptance of Terms
By accessing or using the App, you accept and agree to be bound by these Terms and any amendments thereto. Wallet Credit Card reserves the right to amend these Terms at any time. In such cases, Wallet Credit Card will provide notice through the App or by other means.
2. **Information to be Collected and Method of Collection**
(1) **Personal information items to be collected**
The App may collect the following personal information:
- **Information provided by the users:** Users may provide personal information such as name, email address, ID, national information, encoded identification information (CI), and identification information of overlapped membership (DI).
- **Information collected while using the App:** The App may collect information such as equipment identifier, operating system, hardware version, and log data.
- **Explicit data backup:** Users can explicitly back up data related to app usage. This data is encrypted and stored with a user identification number, including:
- **Card Data:** Card numbers such as point cards, loyalty cards, and membership cards, which are converted to barcodes or QR codes for scanning.
- **Location Data:** Location information registered by users, used to inform users when approaching a nearby location.
- **Image Data:** Images associated with cards, uploaded by users to the server, and viewable only by the user.
(2) **Method of collection**
The App collects information through email and in-app interactions.
3. **Use of Collected Information**
The collected information is used for the following purposes:
- Member management and identification
- Improvement of existing services and development of new services
Wallet Credit Card will obtain user consent if it intends to use the information for purposes other than those stated in these Terms.
4. **Sharing Collected Information**
Wallet Credit Card will not share personal information with third parties, except in the following cases:
- When required by law or regulation
- When required by investigative agencies for detecting crimes
5. **Cookies, Beacons, and Similar Technologies**
Wallet Credit Card may use cookies and web beacons to collect collective and impersonal information. These technologies help evaluate, improve services, and enhance user experiences. Users can manage cookie settings through their web browser.
6. **User Rights**
Users or their legal representatives may:
- Access personal information
- Request corrections or deletions
- Temporarily suspend the processing of personal information
- Withdraw consent previously provided
To exercise these rights, users can amend member information through the App or contact Wallet Credit Card via email or telephone.
7. **Security**
Wallet Credit Card takes the security of personal information seriously and employs measures such as:
- Encrypting personal information
- Using encrypted communication zones
- Storing important information securely
- Implementing countermeasures against hacking
- Establishing internal management plans
- Operating access control systems
8. **Modifications to Terms of Use**
Wallet Credit Card reserves the right to modify these Terms at any time. Changes will be announced through the App or other means. Continued use of the App after changes are made constitutes acceptance of the new Terms.
9. **Responsible Department**
For questions or complaints regarding personal information, users can contact:
- E-mail: support@walletcreditcard.com
Effective Date:** August 5, 2024