What are the differences between Atlas America Insurance plans and Atlas America Premium

Traveling internationally in the middle of a coronavirus pandemic can be dangerous. You have to ensure that you have the travel health insurance that provides you with coverage for Covid-19. Unfortunately, your medical insurance in your home country can not offer you coverage for medical expenses incurred or offer you benefits that can offset emergencies caused by contracting coronavirus. That is where Atlas America Insurance plans come in.

What are the differences between Atlas America Insurance plans and Atlas America Premium

What are Atlas America Insurance Plans?

Atlas America plans offer a range of options for travelers to counter the health and monetary effects of Covid 19. Atlas America plans are easily customizable based on the traveler’s age, the duration of your travel, the maximum coverage required, the deductible you are comfortable paying, and much more. We will try to compare two of these plans below to give you an idea of how these plans differ.

What is the difference between Atlas America Insurance and Atlas America premium insurance?

1. Maximum coverage

On the surface, both of the Atlas America Insurance plans look similar. Both Atlas America insurance and Atlas Premium Insurance offer coverage up to 2 million. Still, for older travelers above 80 years, Atlas Premium America offers $20,000 maximum coverage while Atlas America Insurance offers them $10,000 maximum coverage.

2. Deductible options

Deductibles are the initial amount you need to pay before the insurance pays you back. Again both of the plans at first glance look similar with a range of deductible options from $0 up to $5,000. But, the Atlas America Premium’s deductible has less premium than a plan with a lower deductible.

3. Coinsurance options

While both Atlas America and Atlas Premium plans pay 100% of eligible expenses, the premium plans service differs from Atlas America Insurance Plans.

Conclusion

These three differences are just a few between the Altas America Insurance plans. If you want to study more differences, we suggest you head on to Visitor insurance and compare these plans through the brochures on your own and pick the best plans for your travels.