When you use EMI Calculator - Loan Planner Mobile applications on Android, This Privacy Policy describes the information collected by Velina Apps Studio LLC Store through our mobile applications and how we use that information. Your privacy is important to Developer. Sometimes we need information to provide services that you request; We are committed to protecting the privacy of all visitors. This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.
Personal Information:
1.Take Photos and Videos:
This permission allows us to use your device’s camera to take photos / videos and turn ON/OFF Camera Flash.
2.Modify system settings:
This permission is used in settings, in order to switch or adjust ringtone, vibration and brightness level of the screen.
3.Expand/collapse status bar:
This permission is used for the gesture feature of User System to expand and collapse the status bar.
4.Anonymous identifiers:
we use anonymous identifiers when you interact with services such as advertising services and others.
5.Photos / Media Files:
Modify or delete the contents of your Storage.
6.Full network access:
This permission is used to access the device’s network for certain functions including receiving update notifications or accessing app classification labels.
7.Connect and disconnect from Wi-Fi:
This permission is used in settings and notification toolbar in order to connect and disconnect from Wi-Fi.
8.Measure app storage space:
This permission is used to acquire the amount of storage space used by an application.
9.Access Coarse Location:
Some of our application may use this permission to access approximate location derived from network location source such as cell tower and Wi-Fi. This information is untraceable .we don’t collect and share location information to others.
10.Access Fine Location:
Some of our applications may use this permission to access precise location derived from network location. This information is untraceable. We don’t collect and share location information to others.
11.Wake Lock:
Some of our applications may use this permission to access Power Manager Wake Locks to keep processor from sleeping or screen from dimming. When user want to display digital clock on screen.
12.Send SMS, Read SMS, Receives Ms:
Some of our applications may use these permissions to read, send or receive SMS from device. We don’t collect, save or share your messages. This is highly securable.
13.Bluetooth:
Some of our applications may use this permission to connect the paired Bluetooth devices when you request.
14.Read G services:
Some of our applications may use (parts of) the Google Services Framework, it must declare the READ_GSERVICES permission. This information is untraceable.
15.Receive Boot Completed:
Some of our applications may use this permission to allow alarm, Background services etc,. After booting has been completed.
16.Set Alarm:
Some of our applications may use this permission to access alarm from devices and sets.
17.Bluetooth Admin:
Some of our applications may use this permission to discover and pair Bluetooth devices.
18.Bluetooth Privileged:
Some of our applications may use this permission to pair Bluetooth devices without user interaction, and to allow or disallow phonebook access or message access. We don’t save or share information.
19.Record Audio:
Some of our applications may use this permission to record an audio sound when you request. We don’t collect or share the information.
20.Modify Audio Settings:
Some of our applications may use this permission to modify global audio settings as your request.
21.Read Calendar:
Some of our applications may use this permission to read CALENDER info. We don’t share and save this information.
22.Read Call Log and Write Call Log:
Some of our applications may use these permissions to display call logs from devices. We don’t collect, save or share your call information. This is highly securable.
23.Clear App Cache:
Some of our applications may use this permission to clear all the caches from all installed applications when you request.
24.Call phone:
some of our application may use this permission to initiate a phone call without going through the dialler to check the USSD codes. We do not collect or share this information.
25.Read Contacts:
Some of our application may use this permission to read your contact information when you request. We do not collect or share this information. We use this permission to announce caller name or to display dialled/received calls/ missed calls when you request.
How We Use Your Information:
We Don’t Store Your Information, we just Use that Information To provide you best performance of Application. We Use Your data in your App Only for Your
Use Only, Like Photos for Making Photo Edit, Photo Frames etc.
NON- PERSONAL INFORMATION:
We may collect and use non-personal information in the following circumstances.
To have a better understanding in user’s behaviour, solve problems in products and services, improve our products, services and advertising, we may collect non-personal information such as installed application name and package name, the data of install, frequency of use, country, equipment.
If non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.
App info and performance
Crash logs (for App functionality, Analytics)
Other app performance data (for App functionality, Analytics)
Diagnostics (for App functionality, Analytics)
App activity
App interactions (for App functionality, Analytics)
Other actions (for App functionality, Analytics)
Device or other IDs
Device or other IDs (for App functionality, Analytics, Advertising, or Marketing)
Data Collected (and for what purpose)
Data this app may collect:
Personal Info
Other info (for App functionality)
Financial info
Other financial info (for App functionality)
App info and performance
Crash logs (for App functionality, Analytics)
Other app performance data (for App functionality, Analytics)
Diagnostics (for App functionality, Analytics)
App activity
App interactions (for App functionality, Analytics)
Other actions (for App functionality, Analytics)
Device or other IDs
Device or other IDs (for App functionality, Analytics, Advertising, or Marketing)
Third-Party Access
Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways described in this privacy statement.
Ad Networks and Cross Promotion Ads:
The App may allow third parties, including advertising partners and personal loan lenders, to display advertisements on the App. These companies may use tracking technologies, including cookies, to collect information about users of the App who view or interact with these advertisements. The App does not provide Personally Identifiable Information to these third parties.
Please note that the Application utilizes third-party services that have their own Privacy Policy about handling data. Below are the links to the Privacy Policy of the third-party service providers used by the Application:
Important Permissions We Request:
Depending on the context of your interactions with us, we may ask you to provide certain permissions in order to allow our app to perform properly. You may choose to opt-out at any time, but please note that not granting these permissions can result in the malfunctioning of the app. The permissions we ask for are listed below:
Device or Other IDs
Internet
Permission: android.permission.INTERNET
Description: This permission allows the app to access the internet, enabling it to load content from the web and perform network-related operations. It is essential for functionalities such as connecting to remote servers and retrieving data.
Access Network State
Permission: android.permission.ACCESS_NETWORK_STATE
Description: This permission allows the app to view information about the device's network connections, such as whether Wi-Fi or mobile data is active. It is used to optimize the app’s behavior based on network status.
Post Notifications
Permission: android.permission.POST_NOTIFICATIONS
Description: This permission allows the app to send push notifications to the user. It is used to notify users about updates, new features, or important app-related information.
Wi-Fi Connection Information
View Wi-Fi connections
Phone
Permission: android.permission.READ_PHONE_STATE
Description: This permission allows the app to access the phone's unique device ID, network information, and status. It is used for user identification, analytics, and ensuring that the app functions correctly on your device.
Read phone status and identity
Other Permissions
Update component usage statistics
Receive data from the Internet
Notifications
Full network access
View network connections
Prevent device from sleeping
Connect and disconnect from Wi-Fi
The Service Provider may disclose User Provided and Automatically Collected Information:
As required by law, such as to comply with a subpoena or similar legal process
When they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request
With their trusted service providers who work on their behalf, do not have an independent use of the information disclosed, and have agreed to adhere to the rules set forth in this privacy statement
Opt-Out Rights
You can stop all collection of information by the Application easily by uninstalling it. You may use the standard uninstall processes available as part of your mobile device or via the mobile application marketplace or network.
Data Retention Policy
The Service Provider will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. If you'd like them to delete User Provided Data that you have provided via the Application, please contact them at bolebaba1997@gmail.com, and they will respond within a reasonable time.
Kids Privacy Policy:
This Kids Privacy Policy has to be specified to indicate you, with guidance regarding our privacy policies with respect to collecting, using and disclosing personal information, regarding the legal guardian of a child under the age of 13 years old.
Many of our Games/Apps are intended for general audiences, and we do not knowingly gather or use any Personal Information from children and kids under the age of 13. When users are identified as under 13, we will block such users from providing Personal Information or make sure to get prior parental consent before collecting Personal Information.
If you are a parent of a child under 13 years of age and you think your child has provided us with Personal Information, please contact us.
We offers mobile applications and games (Kids Apps), which are targeted to children under the age of 13 and also other apps are not targeted under the age of 13.
If you have additional questions about our Privacy Practices related to children under the age of 13, please contact us.
Security
The Service Provider is concerned about safeguarding the confidentiality of your information. They provide physical, electronic, and procedural safeguards to protect the information processed and maintained.
Changes
This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of any changes to the Privacy Policy by updating this page with the new version. Continued use of the Application is deemed approval of all changes.
Content Sharing:
You understand and agree that all Content that you have to be sent using our Services (For example data, sound, photographs, graphics or video), whether publicly posted or privately sent, is the sole responsibility of the person that sent the Content. This means that you, not us, are entirely responsible for all Content that you may upload, communicate, transmit or otherwise make available through our Services.
Changes to This Privacy Policy:
Velina Apps Studio LLC may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. Velina Apps Studio LLC will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.
If you have any questions about this Privacy Policy sagarborsadiya670@gmail.com
Thank You...