Q1: How does the (11+1) plan work exactly?

• Ans: You choose a fixed monthly installment amount and pay it consistently for 11 months. When the 12th month arrives, Veer Jewellers contributes the final installment value for free, giving you a larger total budget to shop for your favorite jewelry.

Q2: Can I pay my monthly installments online?

• Ans: Yes! You don't need to visit the showroom every month. You can securely complete your payments online from the convenience of your home.

Q4: Can I close the account early if gold rates drop?

• Ans: To avail of the 1-Month Free bonus, the plan must complete its full 11-month payment cycle. Terms and conditions apply for premature closures.

Q5: How is my gold rate locked, and how are making charges calculated?

Ans: We offer complete flexibility. You can choose how you want to save when you open your account:

• Option 1: Save by Gold Weight (Grams): Every month, your installment money is immediately converted into gold grams based on that day’s prevailing gold rate. At maturity, you redeem the total accumulated weight. This option protects you if gold rates rise.

• Option 2: Save by Cash Value: You pay a fixed monetary amount every month. At maturity, your total accumulated cash pool (plus your 1-month free bonus) is used to buy jewelry at the gold rate running on the final day of purchase.

✨ Regarding Making Charges: To give you total freedom of choice, making charges are calculated at the time of final purchase based entirely on the specific, unique design you choose from our showroom.

Q6: What if I accidentally miss or skip a payment for a month or two?

Ans: No worries at all! Life happens, and your account will remain perfectly active. You will still get to enjoy the complete benefits of the scheme, including the 1-Month Free bonus. The only difference is that your maturity date will simply be extended, and your final jewelry purchase will be delayed by the number of months skipped. You can easily resume payments whenever you are ready.