What are Credit Card Generators and How do They Work?

When we talk about a credit card generator, we actually mean practically falsifying a virtual card. Since when you take a walk through the online stores you need to provide your credit card number, but doing so always causes us distrust.


Credit card generators - What is its operation?


The credit card generators are used to forge a credit card number. The cards that are created are safe and without errors, since once the generator launches the fake credit card number, each one will have a unique card so to speak. To this card number you can add a name even if it is false, now this false name must appear on the card so that it can take a little more legitimacy. That is the function of the credit card generators.


Credit card generators


Data that the card obtained from the generator must carry the data that contains the false generated credit cards are the following:

  • It must contain its own CVV code (Verification Value Code).

  • The number of credit card consisting of 16 digits.

  • The name that the owner chooses. (As mentioned previously it does not matter if the name is false).

  • Month and year of validity, normally the expiration date will be 3 months from when it was generated.

  • All credit cards created by the credit card generators must mark a certain amount of money, which should indicate that the owner has sufficient balance to make small purchases online.


The software can be downloaded for free from many sites on the internet, however, the software is highly illegal and should thus never be downloaded. This site found it very easy to locate sites where downloading of such software was possible. By typing in 'credit card generators' into the popular 'Yahoo' search engine this investigation found two illegal sites on the first page of results. Refer to Links for further information on credit card generator

Some Card Types Deviate from 4-Digit Chunking

When venturing into supporting auto-formatting of spaces, it should be noted that credit card issuers employ different space-formatting schemas. While the vast majority of cards and card types use 16 digits, chunked into 4-digit sequences – like all VISA, MasterCard, Discover, and JCB cards – a few card types deviate. The most important deviation is the 15-digit AMEX number which uses a 4-6-5 chunking. Any 19-digit credit card number generally uses 4-4-4-4-3 chunking.

Card numbers on physical credit cards often contain spaces to help make the number string easier to read. Users sometimes interpret these spaces as being part of the number string and are liable to include them when they are inputting their credit card numbers into the “Card Number” field. However, some sites do not allow spaces in the card number field, resulting in validation errors for users who simply type exactly what they see on their card. Combined with the often highly generic card validation error messages this can result in checkout abandonments, as seen in the test session example above.