FAQ

Frequently Asked Questions

Q. How can I pay you online?

A. Pay Here with PAYPAL or Google PAY

TAX CREDITS

Credits for Individuals

​Family & Dependents

• Earned Income Tax Credit
• Child and Dependent Care Credit
• Adoption Credit
• Child Tax Credit
• Credit for the Elderly or Disabled

Health Care

• Premium Tax Credit (Affordable Care Act)
• Health Coverage Tax Credit

Income and Savings

• Earned Income Tax Credit
• Saver's Credit
• Foreign Tax Credit
• Excess Social Security and RRTA Tax Withheld
• Credit for Tax on Undistributed Capital Gain
• Nonrefundable Credit for Prior Year Minimum Tax
• Credit to Holders of Tax Credit Bonds

Education

• Lifetime Learning Credit
• American Opportunity Tax Credit

Homeowners

• Mortgage Interest Credit
• Residential Energy Efficient Property Credit
• Nonbusiness Energy Property Credit
• Low-Income Housing Credit (for Owners)

Frequently Asked Questions on Capital Gains, Losses, and Sale of Home

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Q. Where's my refund?​

A. Provide your SSN, filing status, and refund amount and go to this link: WHERE'S MY REFUND?

​Q. How do I get a copy of my return?

A. If you need a copy of your current or previous year(s) return, you can have mailed to you a free transcript from the I.R.S. by calling: 1-800-TAX-1040 and selecting the option to get a transcript (which is accepted by banks for a mortgage or colleges for student aid). You can get one online here: (this will take some maneuvering and registering your email, then verifying with the IRS).

Q. How should I file or what is my filing status or can I file as head of household?

A. Click on link above.

Q. Do I need to file?

A. If you had federal or state income taxes withheld by your employer, you may WANT to file to receive a refund or earned income or other credits, or to prove income for student loans etc. You would not be REQUIRED to file if your gross income is less than your personal exemption $4050 per person plus your standard deduction ($12,700 for married, or $6350 for single or head of household). Here is the link to the IRS calculator: https://www.irs.gov/help/ita/do-i-need-to-file-a-tax-return

​Q. What happens if I do not have minimum essential coverage (for Obamacare) or an exemption, and I cannot afford to make the shared responsibility payment (penalty) when filing my tax return?

A. The IRS routinely works with taxpayers who owe amounts they cannot afford to pay. The law prohibits the IRS from using liens or levies to collect any individual shared responsibility payment. However, if you owe a shared responsibility payment, the IRS may offset that liability against any tax refund that may be due to you.

Q. Do I qualify for the Premium Tax Credit?

A. Here's the IRS CHART. This is not a joke - note the web address in the upper right corner.

​Q. Can I contribute to an IRA if I maxed out my 401K?

A. Your 401(k) and IRA are essentially disconnected. So you can max out your 401(k) and contribute $5,500 to IRAs (plus $1,000 if you are over 50)