Set Up Your UnitedHealthcare Account and Activate Your Card

When you become a UnitedHealthcare (UHC) member, one of the most important steps to take is setting up your online account and activating your card. This process ensures you can manage your health plan, access benefits, and use your UHC card without delays.

Whether you’re activating a Member ID card for your health coverage or a UCard for added perks like over-the-counter (OTC) credits and healthy food benefits, the process is straightforward and takes just a few minutes.

Why You Need to Set Up Your Account

A UnitedHealthcare account gives you secure, personalized access to your health plan. With an account, you can:

• View and print your digital ID card.
  
  

• Track medical claims and benefits.
  
  

• Find in-network doctors, hospitals, and pharmacies.
  
  

• Check balances for OTC, healthy food, or reward credits.
  
  

• Manage prescriptions and pharmacy benefits.
  
  

• Access wellness programs and extra member resources.
  
  

By pairing your account setup with card activation, you’ll have both the digital tools and the physical card you need to start using your plan.

How to Set Up Your UHC Account

Follow these steps to create your account online:

1. Visit myuhc.com
   
   

   • Go to myuhc.com or download the UnitedHealthcare mobile app.
     
     

2. Register as a new user
   
   

   • Select “Register Now” and enter your Member ID (found on your UHC card), date of birth, and ZIP code.
     
     

3. Create login details
   
   

   • Set up a secure username, password, and security questions.
     
     

4. Verify your email or phone
   
   

   • UHC will send a verification code to confirm your account.
     
     

5. Log in
   
   

   • Once verified, your account is ready, and you can access your plan information immediately.
     
     

How to Activate Your UnitedHealthcare Card

After setting up your account, the next step is to activate your card. You can do this in several ways:

1. Online at activate.uhc.com

• Go to activate.uhc.com.
  
  

• Enter your card number and personal details (like date of birth).
  
  

• Follow the prompts to complete activation.
  
  

2. Through the UnitedHealthcare App

• Sign in with the account you just created.
  
  

• Navigate to the “Activate Card” section.
  
  

• Scan your card or enter the information manually.
  
  

3. By Phone

• Call the activation number printed on the back of your card.
  
  

• Provide your Member ID and verification details.
  
  

• Complete the activation with the automated system or a representative.
  
  

What You’ll Need for Setup and Activation

• Your UHC card with Member ID number.
  
  

• Your date of birth and sometimes the last 4 digits of your SSN.
  
  

• A valid email address or phone number for verification.
  
  

• Internet or phone access.
  
  

What Happens After Activation

Once your account is set up and your card is active, you’ll have full access to your health plan benefits:

• Medical coverage: Use your card at doctor visits and hospitals.
  
  

• Pharmacy benefits: Present your card at participating pharmacies for prescriptions.
  
  

• UCard perks (for eligible members): Shop for OTC items, healthy food, and more at approved retailers.
  
  

• Digital convenience: Check claims, manage benefits, and use your digital ID card anytime through the app or myuhc.com.
  
  

Common Issues and Fixes

• Website not loading? Try a different browser or device.
  
  

• Trouble creating an account? Make sure your plan has started (some cards only activate after the plan’s effective date).
  
  

• Card not working? Double-check that activation was completed.
  
  

• Still having trouble? Call the number on the back of your card for member services.
  
  

Final Thoughts

Setting up your UnitedHealthcare account and activating your card go hand-in-hand. Together, they unlock the tools and benefits you need to get the most from your health plan.

By visiting myuhc.com to register and activate.uhc.com to activate your card, you’ll be ready to manage your care, access digital resources, and use your UHC card with confidence.