Loan

we as Unicorn Provides Two Types of Loan To Our Existing Clients

(1) LAS Flexi Loan

                     LAS Flexi Loan is the loan available to clients against their investments. It provides liquidity without having to liquidate  investments, at times when funds are required in an urgency. The securities like Equity/Debt mutual funds, shares, RBI Bonds, etc., are pledged and against these securities, and loan is available at very competitive rates. 

Important features:

1. Client can repay the loan partially or fully any time.

2. No foreclosure charges.

3. Interest is charged every month on utilized fund.

4. No account renewal charges.

(2) LAS Term Loan

                         LAS Term Loan is the loan available to clients against their investments. It provides liquidity without having to liquidate  investments, at times when funds are required in an urgency. The securities like Equity/Debt mutual funds, shares are pledged and against these securities, and loan is available at very competitive rates. 

NJ Capital is currently offering term loans, repayment of which will be in the form of equated monthly instalments (EMI). EMI consists of Principal plus interest and will be debited from the borrower's bank account on a fixed date every month.

Important features:

1. Minimum loan amount 25,000 /-

2. The interest rates shall vary from 12% p.a. to 13.50% p.a depending on the tenure of the borrowing.