Hi, I’m Derek Cullum.

I’m a homegrown Texas insurance advocate, born and raised right here in the Lone Star State. Around here, we believe a handshake still means something, and looking out for your neighbor isn't just a cliché—it’s a way of life.

That’s exactly how I view my work. When it comes to navigating the complex worlds of Medicare and Life Insurance, I consider it my personal mission to stand in your corner. I don’t work for the massive insurance corporations; I work directly for you. My job is to fight on your behalf, cut through the red tape, and make sure you and your family are in the absolute best position possible for the future.

Simple Answers for Smart Choices

The insurance world can feel like a maze, but you don't have to walk it alone. I’ve put together the resources on this website to help demystify the process and give you the clear, honest information you deserve. Please take a look around and explore the material—it’s here to help you feel confident in your choices.

Let’s Have a Conversation

At the end of the day, no website can replace a real conversation. I’d love the opportunity to sit down with you—whether that's over a cup of coffee or a quick phone call—to listen to your needs and discuss how I can best represent you.

Your peace of mind is worth it. Reach out today, and let’s get to work.