LEGAL & COMPLIANCE DISCLOSURES

Non-Attorney Disclosure
Andreina Lionza Urdaneta and affiliated entities are not attorneys and do not provide legal advice. Immigration, family law, eviction, IRS, and document preparation services are non-attorney administrative services only. No legal representation is provided. For legal advice, please consult a licensed attorney.

Insurance Disclosure
Andreina Lionza Urdaneta is a licensed Life, Health, Accident, and Annuities Insurance Broker, authorized to offer insurance products in multiple states. Insurance plans, benefits, premiums, and availability vary by state, carrier, and individual eligibility.

CA License #4242007 | NPN 20493638

Andreina Lionza Urdaneta is also a Covered California Certified Insurance Agency. Certification does not imply endorsement by Covered California or the State of California.

Medicare Disclosure (CMS Required)
We do not offer every plan available in your area. Any information we provide is limited to the plans we represent. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), or your local State Health Insurance Assistance Program (SHIP) to obtain information on all of your options.

Enrollment in Medicare Advantage, Medicare Supplement, or Prescription Drug Plans depends on contract renewal, eligibility, and enrollment periods. Special Enrollment Periods may apply based on qualifying life events.

ACA / Health Insurance Disclosure
Affordable Care Act (ACA) plans and subsidies are subject to eligibility requirements, income verification, and federal and state guidelines. Subsidy amounts may change based on income, household size, or policy updates. Coverage is not guaranteed until enrollment is confirmed by the carrier.

TCPA & COMMUNICATION CONSENT DISCLOSURE
By submitting your information, requesting services, booking an appointment, or clicking to receive information, you expressly consent to be contacted by Andreina Lionza Urdaneta and affiliated partners via telephone call, text message (SMS), email, or prerecorded/artificial voice, using the contact information you provide.

Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP to text messages or by contacting us directly.

Privacy & Data Use
Your information is kept confidential and used solely for the purpose of providing requested services, insurance information, educational resources, and appointment coordination. We do not sell personal information.

General Disclaimer
Information provided is for educational and informational purposes only and should not be construed as legal, tax, or medical advice. Program availability, benefits, and services may change without notice.