Developer: Chirag Singh
Company: Guru9 Digimark Private Limited
Effective Date: 2024-10-18
1. Introduction
"Loancash: EMI Calculator," developed by Guru9 Digimark Private Limited, provides financial tools for users. This ad-supported app does not collect any personal or sensitive user data. This privacy policy details how we handle any data within our app, specifically related to third-party ads and services.
2. Information Collection and Use
Our app does not collect, use, or store any personal or sensitive information from users. The only data we access is a unique advertising ID used by third-party services to display ads. We do not track, store, or distribute any personal information about users.
Advertising
Our app is supported by ads from third-party networks, such as Google AdMob and Facebook Audience Network, that use an anonymous advertising ID to deliver relevant ads:
- Google AdMob: Uses the advertising ID to provide personalized ads based on user preferences.
- Facebook Audience Network: Uses the advertising ID for targeted ads and analytics.
Users can manage ad personalization or reset the advertising ID in device settings.
Third-Party Services
We work with several third-party services that may collect data about device usage. These services help us maintain and improve our app:
- Google Play Services
- Google Analytics for Firebase
- **Firebase Crashlytics
- Facebook Audience Network
- OneSignal
These third-party services may collect information like device type, operating system, and app usage to provide app performance and reliability metrics.
3. Log Data
If the app encounters errors, certain Log Data is collected by third-party services. This data may include:
- IP address
- Device name and OS version
- Configuration of the app during use
- Date and time of service usage
We use Log Data only to improve app performance and stability.
4. Cookies
Our app itself does not use cookies. However, third-party services like Google Analytics or Facebook may use cookies to improve their services. Users have the option to accept or reject these cookies within their device settings.
5. Data Sharing and Security
Data Sharing
We do not share any personal or sensitive information with third-party entities. Data like the advertising ID is used strictly by third-party networks to provide ads, and no personal information is sold or shared.
Service Providers
We work with trusted third-party providers for service facilitation, app functionality, and analytics. These providers access only non-sensitive data (like the advertising ID) to perform tasks on our behalf and are contractually obligated not to misuse or share it.
Data Security
We follow standard security practices to safeguard data processed within our app. However, please note that no online service is completely secure.
6. Data Retention and Deletion
Since we do not collect personal data, there is no data retention or deletion policy required. Users can reset their advertising ID or opt out of personalized ads through device settings.
7. Links to Other Sites
Our app may contain links to third-party sites. Once you leave our app, any interactions on external sites are governed by those sites’ privacy policies. We recommend reviewing each third-party privacy policy as we are not responsible for their content or data practices.
8. Children’s Privacy
Our app is not intended for children under 13. We do not knowingly collect data from children. If a parent or guardian is aware that a child under 13 has provided us with personal information, please contact us so we can delete it promptly.
9. Changes to This Privacy Policy
This privacy policy may be updated periodically. We recommend reviewing this page for any changes. Continued use of our app after updates constitutes acceptance of the revised terms.
10. Contact Us
For any questions or concerns regarding this policy, please contact us at:
Email: nsheokand.6814@gmail.com