Programs & Guidelines change frequently, different lenders have different overlays.  These are general summary guidelines researched and summarized at the time of publication / revision.  Contact us to obtain complete updated eligibility requirements, prequalification, preapproval based on your specific scenario.

- revised 2025 01 23

A Bridge Loan for First Time Home Buyers,

First Time Investors, and Experienced Investors too!

• First Time Homebuyers – Allowed

• First Time Investors – Allowed

• Living Rent-free – Allowed

• Min FICO 650

• No tradeline requirements

• Cash out to 65% LTV

• Up to 75% LTV

• Multi-family OK

• Foreign National- No credit references required

• Short Term Rentals OK (By exception only

(5-25 Units)

• 5 to 25 units

• First Time Homebuyers – Allowed

• First Time Investors – Allowed

• Min FICO 620

• Requires a 1.10 DSCR

• No tradeline requirements

• Unlimited cash out

• 1 & 2 year terms

• Mixed use OK (70% residential)

• MAI appraisal required

• Vacant properties OK

• Loans up to $3M

More Blogs / Trends / Insights: 

evergreennwre.com/blog/Another-Low-Down-Payment-Option-1-PERCENT 

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