My name is Thato Nyalungu-Sikhakahane. A mother of 2 girls and a boy. One of the most precious lessons I have learnt in life is that we go to school, and we are not taught on how to manage our money. I myself was once overindebted and was not able to manage my family life as I should have. Therefore, I was paying debt by creating other debts. At the time my friend was still new in the debt counselling industry that is when she advised me to get into debt review so that I can be relieved from the pressure. 32 months after I have paid all the creditors owed. Today I'm living a debt free life.