A car accident injury claim is often more complicated than filing a personal injury claim against the other party. The at-fault party may attempt to influence the adjuster in his or her favor by arguing that the accident wasn't their fault and that you should accept the settlement. But don't let that stop you. Your written notice to the other party is an important building block of your claim. Here are some tips to make your claim more likely to be accepted.
Wait a few days after the accident before filing your insurance claim. Some insurers will only let you file one claim per accident. You might have to prove that both incidents happened at the same time. Another reason to wait is to obtain additional medical opinions. This will allow you to determine whether you need any treatment in the future. Also, you might not even realize that you've been injured until days or weeks later. Waiting a few days can help your case immensely.
If you're able to visit a doctor right away, do so. You may not realize you've been injured, but the adrenaline rush can cover up the pain. Getting a doctor's note will document your injuries and help you substantiate your claim. If you're unable to do this, it's not worth pursuing your claim. This is especially true if you're attempting to file a claim against your own insurance.
After a car accident, you should contact your insurance provider and seek medical treatment. The insurance company will be in contact with a claims adjuster. Gather copies of all documents and provide as much documentation as you can to the insurance company. Remember, the insurance company will deny your claim if you didn't cause the accident. You should also take pictures of the accident scene. You may be able to document the damages to both cars.
Remember that car accidents can cause life-threatening injuries. Oftentimes, people don't realize they are injured until days or weeks later. Even then, the original trauma may still affect the victim. Even if minor injuries, proving pain and suffering can be challenging. Often, it is important to provide a personal story about how the accident has affected you. In addition to the medical bills and lost wages, a car accident injury claim can help you get the medical treatment you need to return to the level you were before.
The value of a car accident injury claim can be difficult to determine. Without an experienced personal injury attorney, the insurance company will never give you a fair settlement. A car accident injury claim lawyer will have the experience and education to guide you through the entire process. The attorney will also help you gather evidence and conduct an accident scene investigation. Ultimately, an attorney will determine the true value of your claim, so it is vital to consult with a lawyer.
Pain and suffering are two types of damages you can recover for a car accident injury. Pain and suffering include not only physical pain, but also mental anguish. Loss of consortium is another form of car accident injury that can be claimed. If you lose your companionship due to your injuries, you can sue for loss of consortium. In addition to pain and suffering, you can also claim for loss of consortium. For example, you might have been unable to attend your spouse's wedding because of the accident.