Terms of Service, Privacy and Refund Policy

1. Terms of Service

1.1 Use of Services

• You must be at least 18 years old or have a parent/guardian’s permission to use our Services.
  
  

• You agree to use our products and website for lawful purposes only.
  
  

1.2 Digital Products

• All products are delivered digitally via email or download link.
  
  

• Your purchase grants you a personal, non-transferable license to use the products for your own purposes. Redistribution, resale, or sharing is prohibited.
  
  

1.3 Payment

• All prices are listed in U.S. dollars unless otherwise stated.
  
  

• Payments are processed securely through our chosen payment providers.
  
  

1.4 Refund Policy

• We offer a 30-day, no-questions-asked money-back guarantee on all products. If you are unsatisfied for any reason, email us at wayne@theretirededucator within 30 days of purchase to receive a full refund.
  
  

1.5 Limitation of Liability

• All products are provided “as is” without warranties of any kind.
  
  

• We are not responsible for any damages resulting from the use or inability to use our products.
  
  

1.6 Changes to Terms

• We may update these Terms at any time. Continued use of our Services means you accept the updated Terms.
  
  

2. Privacy Policy

2.1 Information We Collect

• Personal Information: Name, email address, and payment details (processed securely via third-party providers).
  
  

• Non-Personal Information: IP address, browser type, and pages visited.
  
  

2.2 How We Use Your Information

• To process orders and deliver products.
  
  

• To send product updates, promotions, and customer support communications.
  
  

• To improve our website and services.
  
  

2.3 Sharing Your Information

• We do not sell or rent your personal information.
  
  

• We may share necessary information with payment processors or service providers to fulfill your purchase.
  
  

2.4 Cookies

• We use cookies to enhance your experience and analyze site usage. You may disable cookies in your browser settings.
  
  

2.5 Data Security

• We use industry-standard measures to protect your data. However, no online system is 100% secure.
  
  

2.6 Your Rights

• You may request access, correction, or deletion of your personal information by contacting us at wayne@theretirededucator.com.
  
  

2.7 Policy Changes

• We may update this Privacy Policy from time to time. Updates will be posted here.
  
  

3. Refund Policy

We want you to be confident in your purchase. Every product on igotyourback.theretirededucator.com comes with our 30-day, no-questions-asked money-back guarantee.

How It Works:

1. If you are unsatisfied for any reason, email us at wayne@theretirededucator.com within 30 days of purchase.
   
   

2. We will process your full refund within 3–5 business days.
   
   

3. No forms, no hassles, no questions asked.