The Lemoine Agency

Don't leave your family in a financial bind when you pass.  Consider getting a policy that will leave them debt free, including the funeral costs, and provide a little extra to help them move on.

We don't like to think about it, but death is coming for all of us.  The responsible thing to do is to have a Life Insurance Policy in place to protect your loved ones from the wolves at the door.

Above are some examples of how affordable LIFE INSURANCE actually is.

Life insurance prepares you and your family for the inevitable. But what about living benefits?

You’re over three times more likely to experience a disability that prevents you from earning an income in your working years than you are to die during your working years.

If you lost your income, how would you pay bills, like your mortgage, car payments, and student loans? What about childcare, groceries, utilities, and countless other financial obligations?

With disability insurance, you get living benefits that provide financial relief in uncertain times. If you become too sick or hurt to work, the policy can replace a portion of your monthly income while you recover.

70% of working Americans couldn’t last one month without a paycheck before experiencing financial hardship. Could you?

If you rely on the income you earn at work, disability insurance is a smart coverage decision. Especially if you have loved ones who depend on you.

Critical illness insurance is a smart supplemental coverage decision if you are financially unprepared for a life-threatening diagnosis. It’s especially valuable if you have a family history of cancer, heart attack, stroke, or another covered illness; a high health insurance deductible, copays, or coinsurance you can’t afford to pay; or little to no emergency savings.

If you’re diagnosed with a covered illness, this policy can pay you up to $75,000 in direct benefits to use however you want. Think out-of-pocket medical expenses, monthly bills like your mortgage and car payments, groceries for your family, whatever you need. Talk about a game-changer.