Finance Me

Prime Home Loans

Prime home loans typically offer lower interest rates, as well as more favorable terms and conditions, compared to subprime loans. This is because lenders view prime borrowers as less risky, which means they are more likely to repay their loans on time and in full. 

Bad Credit Home Loans

Bad credit home loans are a type of mortgage designed for individuals with a poor credit history. Typically, borrowers with a low credit score or a bankruptcy in their past struggle to qualify for a home loan. Importantly,  Bad credit home loans offer these individuals an alternative option to obtain financing for a home purchase. 

Alt Doc Home Loans

An Alt Doc Home Loan is a home loan that is designed for Self Employed Australian Borrowers. These borrowers may not be able to provide the same level of documentation as required for a traditional home loan. Bank loans for Self Employed require two years of lodged (Profitable) tax returns.  

Expat Home Loans

 An expat is deemed to be any person that holds an Australian Citizenship and resides and is employed overseas. Expats may face some unique challenges when applying for an expat home loan including difficulty in proving income. As a result, some banks and lenders offer specialized expat home loan products.

Non Resident Home Loans

A non resident home loan in Australia refers to a type of mortgage designed for individuals who are not Australian citizens or permanent residents. Non-residents typically include foreign investors and temporary visa holders. 

Medico Home Loans

A Medico home loan is a home loan program designed specifically for medical professionals. Medical Professional include home loans for doctors, dentists, pharmacists, veterinarians, and other healthcare professionals. 

SMSF Residential Loans

A Self-Managed Super Fund SMSF Residential Investment Loan is a type of loan designed for authorised Australian SMSFs. The loan is used for the purpose of purchasing or refinancing residential investment property. This type of loan allows SMSF trustees to borrow money from a lender to invest in residential property.  This can potentially increase the overall value of the SMSF’s investment portfolio.

Commercial Property Loans

A commercial property loan is a type of loan that is specifically designed to help finance the purchase, renovation, or development of commercial properties. These properties can include office buildings, warehouses, shopping centers, hotels, and other income-generating real estate. 

We also have Commercial Property Loans for:

a) Alt Doc Commercial Property Loans

b) Bad Credit Commercial Property Loans

c) Lease Doc Commercial Property Loans

d) SMSF Commercial Property Loans

Car Finance and Asset Finance

Looking to get Car Finance for a new or used motor vehicle, fleet of trucks, or the latest plant and equipment to take your business to the next level.

• Passenger vehicles.

• Leisure vehicles.

• Commercial vehicles.

• Caravan Finance

• Unsecured Business Finance

• Motor Cycle Finance

• Earth-moving and construction equipment.

• Manufacturing and industrial plant and machinery.

• Printing presses and graphic technology.

• Medical equipment.

• Mining and Agriculture vehicles and equipment.

• Aircraft Finance.

Secured loans are available in either Full Doc and Low Doc options and in clean credit or bad credit.