<.11hr) Problem Solutions for Focus Group B: Business, Producers and $ellers

Sellers in a fee market seeking profit are systematically under pricing products for rich people and systematically over pricing products for poor people at the same time using any single dollar price for all. For example:

<.05hr) A toll bridge saves 1 hour (1hr) of time vs the next best alternative of driving around.

+ 1 driver who earns $200/hr will pay at most $200 to use the toll bridge.

+ 1 driver who earns $50/hr will pay at most $50 to use the toll bridge.

+ 1 driver who earns $10/hr will pay at most $10 to use the toll bridge.

= Economics Conclusion: At a fixed toll price of $50,

+ 1 driver @ $200/hr is under priced $150 and could be charged more before they would choose to drive around.

+ 1 driver @ $50/hr is perfectly priced because the bridge saves 1 hour of time which is equal to the cost of money.

+ 1 driver @ $10/hr is over priced by $40 and will not use the toll bridge because it’s less expensive to spend 1 hour driving around.

>+ Business Solution = Variable pricing of "1hr" based on individual $/hr rates,

+ 1 @ $200/hr is priced at $200 and will use the toll bridge.

+ 1 @ $50/hr is priced at $50 and will use the toll bridge.

+ 1 @ $10/hr is priced at $10 and will use the toll bridge.

>=+ Better Business Solution Social formula of "1hr-$10" pricing profit incentive for drivers?

1@$200/hr will profit $10 if priced at $190 and will use the toll bridge.

1@$50/hr will profit $10 if priced at $40 and will use the toll bridge..

1@$10/hr will profit $10 if priced at $0 and will use the toll bridge..

Using a single dollar price for all customers is a poor price structural that results in profit loss selling to rich drivers and the bridge under-utilized by poor drivers who are lost sales. The hOEP discount coupon and price tag system allow the seller to charge more to people who's time is worth more dollars and less to people who's time is worth less dollars. The bridge owner seeking maximum rent on the bridge could charge up to a 1 hr price in order to generate profits for new infrastructure construction fastest. Or if property is owned and rented by a government, they might set the price as low as "0.1hr" for the bridge use to cover continuing maintenance. Using hOEP, a seller can set a price of "0.5hr" and fairly split the surplus time savings value and make more profit by fairly charging more dollars to rich drivers and less dollars to poor drivers for the same bridge.

Solution: Toll Bridge will make most profit by converting three toll gates to discount hOEP lanes priced at "0.50 hours"(0.5hOEP<3)and raise regular price for toll bridge access to $500 at the same time.

1.5 drivers @$5 = 0.5hrX$10/hr. (#OverPricedByStatusQuo)

Gate 1: hOEP price $5 or less. 

Slow long wait. Traffic moves only if other gates empty. 

1.0 drivers @$25 = 0.5hrX$50/hr. (#UnderServedByStatusQuo)

Gate 2: hOEP price $25+/- 

Medium wait. Usual traffic. Moves only if gate 3 empty.  

0.5 drivers @$100 = 0.5hrX$200/hr. (#ServiceUnderPricedByStatusQuo)

Gate 3: hOEP price $100+/- 

First allowed on bridge. Shortest wait. 

1% drivers @$500 = don't care about hourly rate. $500+ cash with no questions asked.  

Gate 4: Regular price no discount. No proof of $/hr rate required to use. Rarely used. 

Always First. Emergency Access. No Wait. One Percent Lane. VIP. (#1PercentPricedByPurchaseVote)

Along with hOEP pricing, the bridge owner can define a terms of sale rule that says "Highest $/hr drivers in the left lane cross the bridge first". This ensures that low profit poor drivers don't delay high profit rich drivers and people who pay the most wait in traffic the least. Poor drivers have to wait behind richer drivers which redistributes traffic patterns in a predictable way and incentives poor people to schedule travel during off peak hours. Poor drivers or anyone else in an unusual hurry can exaggerate their $/hr rate by choosing the faster higher $/hr left lanes but will also have to pay the highest $/hr price for their privilege.

Because hOEP function in any market place where buyers and sellers are free to agree on price and terms of sale for their mutual profit, then the hOEP Discount Card or compatible human value exchange pricing protocols can function under any form of government or over any form of government. hOEP allows sellers to profit more by giving price discounts to poor people in a Communist State, or a Kleptocracy, or Democracy or Capitalism or Crony Capitalism or Oligarchy or Whatever. hOEP functions as a seller coupon add on to allow any sale in Any Market Place(AMP) in any nation under any form of government. Without Government and rule of law and in black markets and Large Unregulated Capitalist Anarchist Market Place Networks (LUCAMPN) like Somalia. Design's ensure hOEP can still effectively enforce and verify transactions during any political revolutions or currency fluctuations in the status quo financial markets. Sellers can change their prices less and advertise their competitive superiority more clearly and easily with hOEP price tag formula protocols while buyers can verify sellers reputation and honor or street credibility more efficiently and enforce price sanctions as a collective price setting free association organization.

Sellers around the world can expand into more markets with hOEP pricing options and compete more effectively at the same time. Seller market share, profits, and Stock Market Values(SMV) for retail and sales business are expected to increase dramatically for first adopters. Music, movies, and accounting research produced by entertainment sellers of products for consumption of time profitably can claim royalties and time value profits using hOEP technology after the sale or before with an additive royalties payment solution for viewers and performers that out competes and out performs status quo copyright and property ownership, verification, and enforcement of sale accounting solutions.

<.03hr) Use Case $tudy Example Focus Group A: All

A seller can make a price tag that says “$5 for coffee”, or with a hOEP coupon offer an alternative price of “$2+0.1hr”. Using the alternative price of "$2+0.1hr" for a cup of coffee,

• A person who earns $10/hr would pay a final price at the cash register of $3 = $2+0.1hrX$10/hr. But, you have to wait in line behind most everyone else.
• If you make $30/hr then you pay a final price of $5=$2+0.1hrX$30/hr. But, this is the same price and line wait as you have now for $5.
• A person who’s time is worth/cost $200/hr pays $22 for their coffee. But, you go to the front of the line and are served first.

In this example above the seller has chosen freely in the fee market to offer both a $5 price tag and an alternative price coupon discount based on an hourly rate. The seller immediately picks up low income customers at low profit margin who previously would not have bought at the full $5 price tag and these customer wait behind regular customers . For the person who makes $30/hr the price is the same using the $5 price tag or the "$2+0.1hr" price tag because they are the perfectly priced customer. Because the coffee seller offers an optional discount coupon price, the seller can now raise the regular dollar price to $10 for the $200/hr person without losing the sale due to overpricing the customer making $30/hr, or $10/hr or $5/hr. #hOEP4ALLexampleCASEstudy

This makes a profit for the seller in a fee market, but if it doesn't then a seller can try different prices at any time, like "$1+0.2hr" or "$4+0.05hr" or of course "$5 for everyone". Usually the seller sets the dollar part of a price based on their marginal cost to sell one more product so they don't lose money selling even to someone who's destitute. A car sales lot could offer a weekend discount only to poor people in proportion to how poor they are for quick high volume sales at slightly to dramatically lower markups. Or, a book seller could use a hOEP coupon to offer a simple 20% student discount off the regular dollar price of $5 and add another discount for pre-orders and for poor students at the same time. Local and preferred repeat customer discount programs can work more efficiently and conveniently with the hOEP sliding scale pricing technology. The hOEP<3 Universal discount card verifies for sellers that the buyer is a student or their time is worth $50/hr or any other pricing metric factor. The hOEP project studies the economic profits of the seller and buyers to advise on best pricing formula and metrics and terms and conditions of sale to make the most profit individually and collectively. #hOEP4Profits

Ask for a hOEP advisor to give you a fee market place basket analysis of your store or products for an estimate of how much profit you could make selling coffee, milk, computers, Microsoft products, movie downloads, Amazon Prime, farmers market produce or toll bridge use with hOEP in a simulated economy? #hOEPHeart OR Compare the "hOEP Consumer Dividend Discount Price Club" with "Andrew Yang's Freedom Dividend" political solution to solving poverty and inequality? #ConsumerDividend4Yang2020hOEP.

Or

Calculate your coffee purchase price with low income, environmental, family friendly, good citizen, or other multi-factor discount price formula when shopping in a Simulated Multiplayer Monopoly Economy Game? Randomly generated scores for your characters wealth, and other factors let you profit in various markets and shop competitively to win without others losing. Consider how a government mandated $1000/month Universal Basic Income paid for with a luxury tax on excess consumption when you pass GO as proposed by Presidential candidates, compares with a hOEP Universal Basic Discount Program (hUBDP) run by the fee market partnerships such as Microsoft and MasterCard for profit with the consent of the consumers? #openFreeSOCIETY

Or

Estimate your probability of surviving a natural disaster and how fast coffee prices would rise and how fast equality would be produced by all coffee sellers in a fee market place such as San Francisco if something destroyed all the bridges in and out of San Francisco in a Monopoly Game styled simulated economy using hEOP<3 or MOAP>3 pricing for your hotels, coffee stores, utilities, railroad, toll bridges, or other property you own in the game OR you're PLAYING the game with Status Quo FunSociety rules and majority voted for the scary monopoly man character scenario? #extensibleFun4U

<.03hr) Problem $olutions for Focus Group C: Consumers and Purchasers

Vote with #hOEPsavesUtime or #hOEPsavesUmoney? Consumers in a fee market recognize intuitively that capitalism and consumerism does not work for poor people as well as for rich people. Poor consumers need more spending power and rich consumers need to save time more than money. All consumers need a new, optional use, metric based on human utility value for understanding equality and fair pricing in a fee market place such as grocery store or coffee shop. Customers need consumer protection offered by anonymized public receipts His$tory and price tags using a common format so they can better shop around and compare prices and sales Her$tory for more efficient shopping. Customer get new verification and pricing options to consider and can comment on and report sellers for fraud or misrepresentation or politics as part of the universal shared anonymous receipt pool. Both customers and retailers can access the anonymous receipts for data mining, analytics and shopping advice. #hOEPvote4ConsumerPower

By encouraging the use of several price tags using multi-factor pricing formulae, consumers are given the option to vote with their dollars by choosing one of several price tag and terms of sale agreements. Economic pluralism would allow customers to vote for a better economy with more than just a "one party one currency" marketplace dollar vote. Political and economic decisions can be individualized so if a customer wants a Universal Basic Income or a carbon tax in their economy, then they can individually buy into their preferred policy a little or a lot by choosing a price tag at the cash register. The public can vote at no extra cost with their sales tax dollars by choosing one of several price tags to fund and benefit from public good programs like new school improvements for the community, a new underground HyperLoop highway for the economy, or/AND a new city for the population after a natural disaster or destruction in a war. Individuals and small groups can create their own unique distributed economy that operates using smart price tags with the support of any fee market place infrastructure and their economies will make a profit for their sellers and consumers proportional to consumer demand and design efficiency. Political economic policies such as a Universal Basic Income proposed by Andrew Yang - UBI & Presidential Candidate 2020 could be chosen in the market places and grocery stores with a coupon OR voted on with a ballot. Advanced civilization scale research projects into new science or solutions for predicting and mitigating natural disasters such as https://www.electricuniverseuk.eu/ can be funded and shared more profitably. #hOEPvote4ConsumerEconomicsScienceApplications

During emergencies, hOEP<3 and MOAP>3 offer buyers and sellers a sensible and calm rationing price structure for voluntary optional use and consideration. During peak rush times, emergencies, martial law, in the absence of law, and with or without any government assistance from fine solutions proposed by Elisabeth El'Khodary (Political-Military-Economic Affairs Officer at U.S. Department of State), then buyers and sellers could still benefit from competitive instant auction price functionality of hOEP for first use of bridge or other infrastructure by voluntarily and temporarily increasing their $/hr rate as they see fit which would also reduce mob rushing and riots and hoarding after natural disaster such as earthquakes, hurricanes, tsunami, fire, volcanoes, flooding, etc. Without electricity people would have a system to write receipts by hand and find an independent verifiers on the scene or get cosigners for the receipt redundancy, but could still use hOEP pricing and reconcile accounts later to ensure compensation regardless of severity of the disaster or cash on hand. hOEP<3 allows sellers to ethically raise prices quickly and fairly for all in proportion to how much money, or time or love or other resources they have as needed in an emergency or severe scarcity environment. #hOEPvote4USDeptOfStateElisabethElKhodary

Rich disaster survivors pay more but poor disaster survivors can still afford things if they really need them or spend more of their time shopping around and looking for them or wait calmly till after rich and deserving and wonderful people have been served at higher prices. While waiting behind rich people, poor and deserving and wonderful people will receive generous financial compensation for their time automatically. During emergencies authorities may enforce or buyers and seller may freely choose, to offer price discount structures such as high civic good metrics discounting or a high family friendly score discount pricing. Purchases and Transactions can be verified and enforced with paper receipt books, Passport or hOEP compatible ID, and or concise printed metrics report and balance statement for use during power or communications loss. Poor people with no love and no family friendly discounts or deserving discounts in disasters can jump in line but they will have to pay a higher price and be fined and have to pay later. Rich, deserving and wonderful people waving their diamond platinum LED Strobe light illuminati um verified Ultra-hi-hEOP<3 card or phone app above their head could quickly get priority service and rushed to front of line at high profit for all. Rich people are incentivized to invest in public infrastructure to prepare for disaster because they can get priority access and receive service upgrades proportional to their final price and investment that will apply for the duration of any likely disaster scenario. In the event of a Zombie Virus Global Pandemic, isolated survivors can fairly and profitably trade between roving bands for shotgun shells OR Gasoline and Chain Saws as per their unique values and NeedWants more efficiently. Everybody profits measurably with receipts by helping the most wonderful and deserving people first during ANY disaster or emergency or scarcity rationing condition. #hOEPvote2SurviveTheApocolypse

Traditional status quo population control and enforcement by government will still be needed for impending or enduring disasters such as a solar flare caused Global EMP extended duration electric power loss, but the need for government use of force to maintain order would be greatly reduced and services would be more affordable and efficient and fair for all in most emergency use cases and disaster scenarios. #hOEPvote2SurviveMagneticReversal

<0.1hr) What about the complications (6 minutes)

There's lots of complications, and we like to hear about them. With over 1,500 hours of documented interviews we've discovered a lot of complications and gotcha's and we have work arounds and solutions to most of them. Here's the frequent answers.

<0.01hr) Completely Voluntary

No one is required to do anything. This provides positive financial incentives to buyers and sellers who choose to use hOEP pricing. Poor people opt in for immediate price discounts in return for sharing or verifying their low income. Seller discounting to poor people allows sellers to raise their regular prices which increase with seller profits which stimulates larger price discounts to more poor people who profit more from larger price discounts. Sellers can close the hOEP discount line any time if they think it isn't making them more profit. Customers are not required to use hOEP discounts and can pay the regular dollar price. #hOEPisVOLUNTARY

<0.01hr) Everybody Profits

With a hOEP (hOurs Equals price) line system and purchase experience, rich people save time and poor people save money. Financial inequality is reduced and the seller makes a profit. All in a fee market with no government involvement. If someone steps out of line or refuses to step out of line, they are automatically charged appropriately for their place in line and line jumping makes the seller additional profit and is accepted to allow a competitive bid pricing structure. Using advanced second generation customized price metrics for environmental costs or ethical costs or externalized community cost can also be implemented for profit with resulting reductions to commons costs inequality for more evolved fairly priced distribution of community value resources. hOEP<3 discounts can be applied to medical pricing distributions to help with health care pricing. Or hOEP discounting economics can be used to solve a housing crisis. Or MOAP>3 discount pricing technology could be used to create a profitable carbon tax pricing discount for low carbon producers. Or time and entropy economics research can be used to increase production efficiency and reduce distribution costs. #hOEPis4ALLplanet

<0.01hr) Immediately Profitable

Return on Investment for sellers adopting a hOEP pricing solution is fast and verifiable and testable. Online sales are easily enhanced with Rouge Token online coupon systems. In most physical world market places, sellers can immediately try it out by dedicating one of their lines to hOEP pricing and letting the hOEP priced line compete against the Regular priced line both serving the same store. Implementation testing is easy for multi-cashier sellers such as grocery stores or toll bridges with multiple toll gates. The kids selling lemonade can make a profit next Sunday after church selling refreshments with the use of a simple calculator and the honor system among the congregation using a Tithe priced in units of "hours of your personal time". By selling the fish sandwiches dinner at "1 hour (Tithe+hOEP)" price to everyone, The Church can give the poor free loaves of bread and fish while making a profit for themselves and their community just like Jesus did. #hOEPis4fastPROFIT

:-)

<0.01hr) Crowdsourced Automatic Policing of Business and Consumers Human Value Exchange

Many forms of fraud prevention and financial laws and terms of sale are enforced automatically and transparently by public crowdsourced distributed democratic solutions based on the global receipt data store. Fraudsters can be automatically caught and fined without use of government resources. A hold on sales or purchases or fines may limit them to use of regular dollar pricing in some cases. No government laws or regulations are required to enforce this. People will try to cheat so fraud is also discouraged with large private bounty rewards for evidence and reporting. There's a lot more to learn about this, but you'll have to click some other links and search to find it. Lets just say, it's been the subject of a lot of thought and research and you need to do some pre-requisite reading first before you dive into this topic. Thx for your time and keep reading please. #hOEPis4fraudPrevention

<0.01hr) Public Governed and Public Accountable

The hOEP project is a free association of thinkers such as yourself focused on writing economic fiction stories of world view frame specific truth probability format and a non-commercial entity for legal purposes. We are most closely related to a social political economics club such as girl scouts, or a price club such as American Auto Association, or a low income discount price offer by independent sellers and verified with EBT, or a religious organization such as http://huumanists.org/ or a political organization such as The San Francisco League of Pissed Off Voters. ALL contributions to the hOEP Project are considered public domain and culturally protected artifacts of future probability fiction and should not be taken as statements of fact, knowledge or wisdom with any certainty. The hOEP Project does not accept or acknowledge or distribute capital value money as a form of internal value accounting. All hOEP contributions and distributions related to The hOEP Project are measured and accounted for exclusively in units of "hours of your personal time". You can invest your time and receive a receipt for your investment of time and attention to the hOEP project. You will receive for your contribution royalties for the cumulative time that others spend on considering and voting for your contribution. Crowdsourced ownership of The hOEP Project starts now with you completing your first reader survey( https://goo.gl/forms/Pv1TmNPpBGS5QHfH2 ) and generating a receipt for your time. #hOEPis4UbyUinclusive

<3HR governance inclusion group O:-) lets you vote for #OtherAngels4hOEP

• Any human of any race, religion, economy, or nationality and aligned non-human extra-terrestrials and inner-terrestrials (if you know who you are) may freely join us and contribute with Benevolent Intent.
• God's, Godess, Ritual Spirits, Emissaries, Ambassadors, Artificial Intelligence, Distributed Intelligence, Governments, business orgs, Eternal Souls, Ascension Project, Breakaway civilization intelligence Flux networks such as RAYS OF THE NEW AEON, pattern and information based life forms such as Roko's Basilisk 2489, collectives, Prophet60091, etc. require one or more temporal bound human sponsor.
• Freedom Loving Wild Animals (FLWA) and Human Pets(HP) such as Hex A. Decimal, His Royal Queen of Sad Cats, may also hold accounts and are invited to contribute when interested if not too busy sucking on the catnip and doing economics research on time value price metrics for different cat food flavors and brands.
• Biospheres GAIA, and other default stakeholders are usually instantiated as a formulae and can participate fully.
• Non-aligned intangible entities with hUman hosts Organic Portals (we usually know who you are) will be routed around, identified and explored profitably for our amusement ;-)

<0.01hr) Easy to implement + fast and feasible

#hOEPisALREADYusedNOW, Multi-factor price discounting is already used in various forms and formats and proved feasible and implemented in many market places as part of status quo pricing tactics. In market place usage, hOEP pricing formula protocols increase the profitability and efficiency of any pricing discounts currently offered and allows new discount offers more conveniently and more profitably. Hopefully, hOEP evolutions and enhancements to any economic pricing systems can be implemented extremely quickly with low investment cost and high profits using existing coupon and price discounting technology. All Implementation opportunities, franchising, sample business plans and research are public domain and available for business, governments, or ad hoc citizen consumer groups to implement and profit from now. Some governments, business organizations, and public groups have already considered hOEP behavioral economics research and applied hOurs Equals Price Economics in use case examples of limited implementation testing of functionality and profits and feasibility at scale. Children, who are old enough to do multiplication, can test implement hOEP pricing after church to sell lemonade for a ten minute <.2hr) Tithe Price after watching a 15 minute <.25hr) explainer and training video. Church Leaders can scale the Tithe Pricing that young believers practice already :-)