Effective Date: March 2026
MORTGAGE ALLY is committed to the absolute protection of Non-Public Personal Information (NPI). We understand the sensitive nature of mortgage documentation and have implemented a "Security-First" protocol in accordance with the Gramm-Leach-Bliley Act (GLBA) and PIPEDA (Canada).
We collect only the minimum data required to perform our administrative and auditing duties. This information is provided voluntarily by our clients or their authorized mortgage representatives. This includes identity documents, financial statements, and employment history required for mortgage file processing.
Encryption: All data in transit is protected by 256-bit SSL encryption. Data at rest is stored in secure, SOC2-compliant cloud environments with multi-factor authentication.
Access Control: Only background-checked employees with specific "Need to Know" clearance can access sensitive files. Every access event is logged and audited.
No Selling of Data: We have a strict Zero-Third-Party-Sharing policy. We do not sell, rent, or trade your personal information to marketers, lead providers, or any outside agencies.
We follow a strict "Minimum Retention" policy. Once an administrative audit is complete and the file is delivered to the authorized lender or broker, we securely purge sensitive documents according to federal record-keeping schedules. Physical documents are shredded using NAID-certified processes.
You have the right to request a copy of the data we hold for administrative purposes or to request the deletion of your information once the service contract is fulfilled.
MORTGAGE ALLY operates with full commitment to legal and professional licensing standards across North America. This page serves as our official disclosure of authority.
In the United States, our administrative and auditing services are conducted under the professional credentials of Matt T Duisen, holding NMLS ID: 1370582. This ID represents our commitment to the rigorous testing and background standards set by the Nationwide Multistate Licensing System. All clerical and administrative tasks performed are in strict adherence to the SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act of 2008).
MORTGAGE ALLY is authorized to provide administrative support and third-party auditing to licensed mortgage brokers, community banks, and non-bank lenders. We operate as an independent service provider (ISP) and do not represent ourselves as an agent of any specific government entity, the Department of Housing and Urban Development (HUD), or the FHA.
For services provided within Canada, MORTGAGE ALLY operates as a professional administrative firm in alignment with provincial mortgage brokerage acts. We ensure that our document management and auditing workflows meet the specific privacy and transparency requirements of the province of origin, such as MBLAA in Ontario or similar acts in other provinces.
1. Nature of the Professional Relationship MORTGAGE ALLY is a third-party administrative and auditing service provider. By using this site, you acknowledge that we are not a mortgage lender, broker, or financial advisor. Our role is strictly limited to documentation support.
2. Limitation of Liability While our auditing services are designed to improve file quality and compliance, MORTGAGE ALLY does not guarantee loan approval, specific interest rates, or funding timelines. All final lending decisions remain the sole responsibility of the licensed funding institution.
3. Compliance Responsibility Clients utilizing our administrative services remain responsible for their own licensing, legal obligations, and the ultimate accuracy of the information submitted to lenders.
4. Governing Law These terms are governed by the laws of the State of Missouri and applicable United States federal regulations. Any disputes shall be handled within the jurisdiction of Saint Louis, MO.
1. BINDING AGREEMENT By accessing this website, you agree to be bound by these Terms and Conditions. MORTGAGE ALLY is a direct mortgage lender. All loan products are subject to final credit, income, and property approval.
2. LOAN APPLICATION DISCLOSURE The submission of a loan application through this website does not constitute a commitment to lend. A formal commitment is only issued after a full underwriting review of all required documentation and a successful property appraisal.
3. EQUAL HOUSING LENDER MORTGAGE ALLY conducts business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on any basis prohibited by law.