Pet Insurance / Care Credit

Should I get pet insurance for my new dog or cat? 

• Pet insurance can be a helpful tool in providing the best care for your pet. There are many companies that offer pet insurance and many policies available. 

• Most pet insurance policies work by you submitting a claim for a percentage of reimbursement after your pet's trip to the vet. This means you still have to pay your bill in full at your veterinarian's office. 

• Pet insurance policies usually do not cover pre-existing conditions so timing of when to get insurance is also important. Sooner rather than later, especially if you have a breed predisposed for certain conditions. 

• Some policies only cover accidents like being hit by a car. Some policies include wellness visits like annual exams and vaccines. Discuss the different policies and what they cover with the insurance agent to find the right policy for you and your pet. 

Examples of pet insurance companies: Nationwide Pet Insurance, Pumpkin Pet Insurance, Trupanion Pet Insurance, etc

petinsuranceinfo.com is a great resource to learn more about pet insurance, decide if it's right for you and to compare quotes from different companies. 

Should I get Care Credit? 

• Care Credit is a credit card that can be used for medical expenses as long as your veterinary office accepts it. It can also be used for other medical expenses for you and your family. 

• If a qualifing amount is put on the Care Credit card, a no interest period is available to pay it back. This allows a little more flexibility of paying for the bill. 

• Care Credit and Insurance can be used together in that you can pay your veterinarian with your Care Credit, and when you are reimbursed through your insurance, you can use that to pay back your Care Credit card. 

• For more information about Care Credit or to apply, go to CareCredit.com