Terry Monteith

Strategic Payments Consultant

Terry Monteith has been a defining force in the fintech industry for more than 30 years, renowned for her innovative leadership and dedication to advancing global payment systems. As a fintech executive and consultant, she has been a catalyst for change, particularly in championing the advancement of women into leadership positions within the sector. Her significant impact was acknowledged when she was named a finalist for the Women in Payments Distinguished Payments Professional award in 2020 and further recognized in 2022 by Financial IT as one of the top 30 women leaders driving fintech innovation.

Monteith’s expertise encompasses a vast range of payment technologies, including cross-border transactions and payment facilitation. Her strategic initiatives have profoundly enhanced the efficiency of payment processing networks, optimizing global and mobile payments, improving transaction success rates, and reducing costs for enterprises globally.

Leadership and Vision in Fintech

Monteith’s influence extends through her thought leadership in several prestigious industry publications such as the ABA Banking Journal, Mass Technology Leadership Council (MTLC), and Finextra. Her articles focus on promoting inclusivity within fintech and elevating the status of women in the industry. She highlights the challenges women face in fintech, offering solutions and advocating for policies that create a more inclusive environment. Her recommendations often emphasize the importance of integrating fintech into educational curricula to foster interest among young women and men alike.

Career Highlights and Achievements 

Monteith began her impressive career journey at the First National Bank of Maryland (now M&T Bank), where she served as Vice President of Online Payments for four years. She then moved to P&H Solutions in Newton, Massachusetts, where as Senior Vice President of Product and Sales Support, she led the creation of the company’s first internet payment platform. This innovation secured a dominant market position, leading to the company's successful acquisition by ACI Worldwide in 2006.

At ACI Worldwide, Monteith served as Senior Vice President, Solutions Consulting & Sales Support, where she contributed significantly to the company’s global expansion, working in 23 countries and serving customers in 95 countries. Her global expertise solidified her reputation as a leader in international payment solutions.

Following her tenure at ACI, Monteith joined BlueSnap, where she spent 11 years enhancing their Payment Orchestration Platform™. This platform facilitated easier global payment acceptance for B2B and B2C merchants and established a formidable network of more than 30 global banks.

In her current role as an independent Strategic Payments Advisor, Monteith applies her wealth of knowledge to assist fintech investors and companies, like KemKids, in optimizing their payment systems for better performance and customer satisfaction.

Educational Pursuits and Community Engagement

Monteith holds a Bachelor of Business Administration with a Minor in Spanish from Florida International University and an MBA in Marketing and Finance from the University of Maryland.

Her passion for community service is evident in her involvement with charitable organizations such as A Wider Circle, which aims to alleviate poverty in Maryland, and the Busch Wildlife Sanctuary in Florida, dedicated to wildlife conservation and education. Additionally, Monteith supports Ali Cat Rescue in Wellington, Florida, reflecting her commitment to animal welfare.

Personal Life and Interests

Monteith is an avid traveler, using her experiences to enrich her personal and professional life. She is also committed to her health and wellness, regularly engaging in physical activities and enjoying cooking, where she experiments with flavors from around the world.

Now residing in North Bethesda, Maryland, Terry Monteith continues to inspire as a visionary leader and dedicated advocate for progress and inclusivity in the fintech industry.

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