APPENDIX TO TERMS OF SERVICE FOR INVESTORS

Legal Disclaimer for XpadPro

By using the XpadPro platform, you confirm that you are at least 18 years old. Investing in cryptocurrencies and startups carries a high level of risk, including the possibility of complete loss of funds. You agree to make all decisions based on your independent analysis and personal understanding of the associated risks. All investment actions are undertaken at your own risk.

Users are fully responsible for complying with all applicable international and local regulations, including but not limited to any restrictions related to the operation or trading of cryptocurrencies. The XpadPro platform, its team, and partners are not liable for any actions, investments, or decisions made by users, nor for any losses resulting from the use of the platform. XpadPro makes no warranties regarding the availability or uninterrupted service of the platform.

The information provided on the XpadPro website is for informational purposes only and does not constitute a direct recommendation, offer, or solicitation for investment. None of the content on XpadPro should be taken as financial, legal, tax, or any other form of professional advice. XpadPro makes no guarantees regarding the accuracy, completeness, or timeliness of the information presented on the website or external resources.

All platform features, functionalities, and representations are subject to change without notice. Nothing in this document or in the FAQ section should be construed as financial or investment advice. All users are encouraged to seek independent professional financial advice and thoroughly review all relevant documentation before making investment decisions.

Users are also responsible for consulting with a tax professional regarding their tax obligations related to transactions made using the platform. XpadPro does not provide tax advice or guidance.

While XpadPro positions its token as a utility token, regulatory interpretations may vary. Users are encouraged to understand the potential implications in their respective jurisdictions.

XpadPro does not provide custodial services; users maintain full responsibility for their wallet and token security, including private keys and account management.

Users are solely responsible for determining and complying with any legal obligations in their jurisdictions before using the platform.

Information regarding investing in projects on Xpad.pro:

• Thank you for visiting the venture investment ecosystem Xpad.pro, where we implement a practice of investor loyalty aimed at safeguarding their funds and establishing the foundation for legal equality.

• Our goal is to inspire other projects to adopt similar approaches, contributing to the overall recovery of the crypto industry.

• Your participation as a venture investor on this platform and in any applications implies your agreement with these Terms.

• Please carefully review these Service Terms. We reserve the right to update these Service Terms for venture investors at any time by posting an updated version on the website.

• Xpad.pro is an innovative platform offering services to individuals and enterprises, facilitating profitable investments in emerging enterprises and startups.

• Project objective: Creating secure and unique interaction mechanisms within the Xpad.pro ecosystem, based on a balanced risk-free system where all investors, the team, and other participants win.

• Project reliability: Developing a highly liquid, user-friendly, and decentralized ecosystem providing investors access to high-quality, profitable, and relatively low-risk projects and assets in various sectors, including blockchain.

• Xpad.pro's aspiration: To become a universal ecosystem for crypto currency innovations and investments, ready to expand its customer base.

• Achievement: Leveraging our experience in promoting innovative projects to create favorable conditions in the investment environment.

16. Refund Guarantee (This feature is currently in development)

16.1 Eligibility for Refund Guarantee

The refund guarantee is only applicable to projects that have successfully passed XpadPro's certification process and received Guaranteed status. It is important to note that while certification involves a comprehensive internal audit, it does not eliminate all risks associated with project failures. Projects, even those that are certified, carry inherent risks due to the nature of startup investments.

The refund guarantee is subject to several factors, including the project's ongoing viability, and is not a blanket assurance against losses. Investors should be fully aware that investments carry significant risks, and XpadPro’s certification is aimed at mitigating, not eliminating, these risks.

The refund guarantee is only applicable to projects that have successfully passed XpadPro certification and have received Guaranteed status based on an internal audit. This audit evaluates projects using a point-based system that includes factors such as:

• Smart Contract Audits: A thorough review of the project’s smart contracts to ensure security and transparency.

• Identity Verification (KYC): Mandatory verification of key project members using Know Your Customer (KYC) procedures.

• Escrow and Liquidity Lock: Tokens and liquidity must be locked in escrow accounts to ensure investor protection.

16.2 Project Verification
To verify a project's eligibility for the refund guarantee, users should:

1. Visit the XpadPro Verification Page: https://xpad.pro/verify.

2. Enter the project URL (e.g., https://bixplorer.com).

3. Review the project’s verification status.

Users are advised not to trust any projects that are not listed or verified via the XpadPro identification system. XpadPro cannot guarantee refunds for unverified projects.

16.3 Criteria for Refund Eligibility

Refunds are available exclusively to investors holding Ambassador status who have contributed a minimum of $10,000 to the startup using XPP tokens. It should be noted that the value of refunded XPP tokens may differ from the original investment due to market volatility, as refunds are processed at a 1:1 XPP rate, regardless of the current market exchange rate. Refunds do not apply to investments made with other cryptocurrencies, including BTC, ETH, or stablecoins. Tokens acquired through bonuses, referral programs, staking rewards, or similar mechanisms are ineligible for refunds. 

16.4 Refund Terms

Refunds will be processed at a 1:1 rate in XPP, with deductions made to cover specific prioritized expenses, such as referral programs, developer salaries, service fees, marketing costs, listing fees, and exchange commissions. The order of deductions will be transparently outlined to ensure investor clarity. If cumulative expenses equal or exceed the total amount of investments, refunds will not be available. Investors are encouraged to review these terms carefully to fully understand the conditions under which refunds may be limited or unavailable.

16.5 Refund Processing Timeline

The refund process may take up to two months from the official refund announcement date. XpadPro reserves the right to extend this period under exceptional circumstances, including high refund volumes or unforeseen technical issues.

16.6 Conditions Triggering Refunds

A refund may be considered under specific conditions, such as the project's inability to continue development or failure to meet defined milestones. However, refunds will not be available in the following cases:

1. Successful Listing: If the tokens are successfully listed on a recognized exchange.

2. Third-Party Attacks: Losses due to third-party hacking or cyberattacks.

3. Regulatory Actions: Instances where authorities deem the project or token illegal.

4. Force Majeure: Unforeseeable circumstances beyond the control of XpadPro.

To continue using the platform, investors must explicitly acknowledge and accept these terms as part of the registration process.

16.7 Discretionary Action by XpadPro 

XpadPro does not consider refund requests on a case-by-case basis, and investors agree to this condition. Refunds are only processed under predefined criteria that apply to all investors equally, ensuring a standardized and transparent approach. 

16.8 No Responsibility for Asset Loss Due to Hacks
XpadPro is not responsible for asset losses resulting from third-party hacking attacks or security breaches. Nevertheless, XpadPro will make all reasonable efforts to mitigate the impact of such events on users.

16.9 Vesting and Refund Conditions
Once an investor purchases tokens with XPP, the vesting process automatically begins, and tokens are gradually unlocked according to the conditions embedded in the smart contract. As long as the project continues to operate and the vesting process remains active, refunds are not possible because tokens are being credited to the investor’s wallet.

If a project encounters significant issues before the listing and is unable to launch or fulfill its commitments, the continuation of token vesting may become irrelevant. In such cases, XpadPro may initiate a refund in XPP, but only if the project no longer has prospects for development.

16.10 Regulatory Changes
In the event of changes to cryptocurrency-related laws or regulations, XpadPro will promptly inform investors of any potential impact. However, XpadPro is not liable for consequences arising from changes in the legal or regulatory environment.

16.11 SoftCap Failures and Project Shutdowns

If a project fails to meet its SoftCap or decides to discontinue operations, XpadPro will initiate refunds in accordance with the specific terms outlined in the project’s vesting and compensation agreements. 

 If a project decides to cease operations or declares bankruptcy, XpadPro will take all possible measures to protect the interests of investors. This may include analyzing the current status of the project and its obligations; however, the refund of funds is not guaranteed and depends on the financial condition of the project at the time of closure.

16.12 Refunds and Exchange Rate Stability
Refunds will always be processed at a 1:1 rate in XPP, regardless of fluctuations in XPP’s exchange rate or the rates of other cryptocurrencies. Investors must understand that fluctuations in XPP’s exchange rate do not affect refund conditions, and XpadPro is not responsible for any losses incurred due to changes in cryptocurrency rates.

16.13 Investor Funds Utilization 

By participating in investments through XpadPro, investors agree that their funds will be utilized to promote and develop the startups they are investing in. These funds will be allocated towards various activities, including marketing, product development, infrastructure, and other essential components necessary to support and advance the startup's growth. Investors acknowledge and accept that their contributions are instrumental in the startup's progress and are therefore committed to the intended purpose as defined by the project and XpadPro platform policies.Investor funds will be allocated to support various aspects of project development as determined by XpadPro, based on evolving needs. This includes marketing, product development, infrastructure, and other essential activities. A disclaimer will be provided to inform investors that fund allocation may change as the project progresses to ensure its successful growth. 

16.14 Refund Conditions

In cases where associated costs equal or exceed the initial investment amount, refunds will not be provided. Investors should be aware that any expenses incurred during the investment process, including but not limited to platform fees, service charges, and other associated costs, may impact the total amount eligible for return. The refund option is only applicable when net funds remain after subtracting these expenses. Please consider this carefully before engaging in any investment through the XpadPro platform.

The term "expenses equal or exceed" will be clarified for transparency in calculating costs. Investors will need to independently monitor recorded transactions since all transactions are logged on the blockchain and accessible publicly. XpadPro will not be able to individually inform each investor regarding the expense calculations. It is the responsibility of investors to review these records to understand when expenses might lead to a lack of refunds, thereby setting realistic expectations regarding the eligibility and conditions for a refund. 

17. Investor Obligations

17.1 Age and Legal Capacity
Before entering into an agreement with Xpad.pro, investors confirm that:

• They are at least 18 years old or have reached the age of majority in their jurisdiction.

• They possess the legal capacity to enter into binding investment agreements under the applicable laws of their jurisdiction.

17.2 Compliance with Local Laws
Investors confirm that their participation in any activities on the Xpad.pro platform, including but not limited to token purchases, staking, and crowdfunding, does not violate the laws of their country of citizenship or country of residence. Investors bear sole responsibility for ensuring that their use of the platform complies with all relevant local, national, and international regulations, including taxation laws.

17.3 Anti-Terrorism and Sanctions Compliance
Investors guarantee that they:

• Are not listed as individuals or entities involved in terrorism-related activities.

• Are not associated with legal entities whose beneficial owners are listed on any sanctioned lists, including but not limited to lists maintained by the United Nations, European Union, U.S. Office of Foreign Assets Control (OFAC), or other relevant international bodies.

• Are not subject to any economic sanctions or other legal restrictions that would prohibit participation on the Xpad.pro platform.

17.4 Understanding of Platform and Risks
Investors confirm their full understanding of how the Xpad.pro platform operates, including but not limited to:

• The decentralized nature of the platform.

• The potential risks involved, including the volatility of cryptocurrency investments, the risk of total loss, and the lack of guarantees concerning token value or liquidity.

Investors are encouraged to conduct their own due diligence, including independent verification of the information provided by the platform and the individual projects hosted on Xpad.pro.

17.5 Responsibility for Independent Verification
Xpad.pro provides information about projects and investments for the convenience of investors. However, investors must take full responsibility for independently verifying the accuracy, reliability, and completeness of any information provided. Xpad.pro does not endorse or make warranties regarding the accuracy of project information.

17.6 Compliance with AML and KYC Regulations
Xpad.pro adheres to strict Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures to ensure compliance with international regulations. Investors are required to:

• Undergo identity verification procedures upon registering on the platform or when participating in certain token sales or activities.

• Periodically update and provide additional documentation as part of ongoing KYC reviews. Xpad.pro reserves the right to request updated identification documents or information from investors at any time to maintain compliance with AML regulations.

17.7 KYC and Account Suspension
Failure to comply with KYC requests may result in:

• Suspension of platform access or freezing of assets until the required documentation is submitted.

• Permanent account termination in cases where investors fail to provide accurate or complete information during the KYC process, or if the information provided is found to be fraudulent.

17.8 No Anonymity for High-Value Transactions
For high-value investments or transactions exceeding a certain threshold, additional due diligence checks may be required, and investors may be subject to enhanced KYC procedures. These checks may include:

• Verification of source of funds.

• Examination of the investor’s background and financial standing.

17.9 Duty to Update Personal Information
Investors are obligated to promptly update their personal information if any changes occur, such as:

• Change of residence or citizenship.

• Changes in beneficial ownership or control of the assets used to make investments.

Failure to provide updated information may result in restricted access to the platform or account suspension.

18. Investment Policy

18.1 Agreement to Terms
Before investing through Xpad.pro, investors must carefully review and agree to the Xpad.pro Terms of Service and other applicable policies. By making any investment, the investor acknowledges that they have read, understood, and accepted all associated terms, conditions, and risks.

18.2 Responsibility for Risk Evaluation
Investors assume full responsibility for assessing the risks involved in investing in digital assets and participating in projects hosted on Xpad.pro. This includes understanding the speculative nature of cryptocurrencies, market volatility, and the possibility of losing part or all of the investment.

18.3 Vesting Periods and Conditions
Vesting terms for both investors and founders are predetermined and embedded in smart contracts. These contracts are executed automatically, ensuring that tokens are distributed according to a fixed schedule. Once initiated, the vesting process cannot be modified or stopped by either party. Investors and founders agree to the vesting terms upon their activation, and the platform itself cannot alter these terms.

• The standard vesting period ranges between 12 to 24 months, depending on the project's terms. Token distributions occur on a regular basis (e.g., every 3 months) unless otherwise specified by the project at the time of agreement.

• Vesting conditions are immutable once approved, and all distributions are handled automatically by smart contracts, thereby eliminating human error, reducing risks, and ensuring transparency.

18.4 No Changes After Vesting Initiation
Once the vesting process has begun and is governed by the smart contract, neither Xpad.pro, the investors, nor the founders can interfere with or change the vesting conditions. This guarantees that the originally agreed-upon terms will be followed without exception.

18.5 Investor Due Diligence Before Agreement
Investors must raise any questions, concerns, or requests for clarifications regarding the vesting terms prior to signing the agreement. After the vesting process starts, all terms are final, and Xpad.pro is not responsible for modifying or renegotiating vesting schedules or conditions.

18.6 Smart Contract-Based Distribution
All token distributions occur through automated smart contracts, which ensure that transfers take place on time and according to the vesting schedule. This automation eliminates the potential for delays, human error, or manual interference, thereby providing greater reliability and reducing operational risks.

18.7 Non-Responsibility of Xpad.pro After Initiation
Xpad.pro is not responsible for adjusting the vesting process after it has started. This means that once the smart contract begins distributing tokens, no further modifications are possible, even if external factors, such as market conditions or regulatory changes, arise.

18.8 Investor Obligations
Investors must:

• Confirm their understanding of the vesting process, including the automated distribution schedule.

• Accept that the vesting timeline is predetermined and will proceed as outlined in the smart contract, with no exceptions for adjustments.

• Be aware that once vesting starts, refunds or changes to the vesting process will not be available unless explicitly stated in the smart contract agreement.

18.9 Regulatory and Legal Considerations
Investors are responsible for ensuring that their participation in the vesting process complies with their local laws and regulations, including tax obligations. Xpad.pro will provide no legal or tax advice regarding the implications of vesting or token distributions.

18.10 Vesting for Project Founders
The same vesting mechanisms apply to project founders, ensuring that founder tokens are subject to the same automated and immutable distribution schedules. This transparency is designed to protect investors and ensure that founders are equally committed to the project's long-term success.

19. Obligations of Xpad.pro

XpadPro follows a certification process to assess the quality of projects, including audits, KYC checks, and evaluations of business viability. However, certification does not guarantee project success or eliminate all risks. Investors should perform their own due diligence before participating. 

19.1 Project Certification Process
Xpad.pro is responsible for conducting a rigorous project certification process to ensure that only high-quality projects are hosted on the platform. This certification process includes:

• Auditing the project based on key quality criteria such as team expertise, tokenomics, financial stability, market potential, and security audits.

• Conducting Know Your Customer (KYC) procedures to verify the identity of the project’s founders and ensure transparency.

• Evaluating the business model and project structure to assess the project's long-term viability and sustainability.

19.2 Audit and Rating System
Xpad.pro conducts thorough audits of each project, assessing them on a points-based rating system that evaluates various aspects such as:

• Team credibility and qualifications.

• The project’s financial health and stability.

• Market potential and the strategic roadmap.

• The quality of smart contracts and technical infrastructure.

• Compliance with legal and regulatory frameworks. Based on the audit results, Xpad.pro provides recommendations for improvement to the project founders, ensuring that all certified projects meet high standards of quality and transparency.

19.3 Founder Token Vesting
Xpad.pro manages the release of founder tokens via smart contracts, ensuring that the distribution of these tokens follows a predetermined vesting schedule. This process guarantees:

• Transparency in the token release mechanism.

• Automatic execution of token distributions, eliminating human intervention and reducing risk.

• Real-time tracking of vesting progress on the blockchain.

19.4 Investor Protection
Xpad.pro implements advanced technologies to protect investor interests by minimizing risks through comprehensive project evaluations, audits, and assessments of business models. Measures include:

• The use of smart contracts to ensure transparency and security in token sales and staking processes.

• Providing full public access to all smart contracts, allowing investors to verify the status of their investments, track token vesting, and monitor project progress in real-time.

19.5 Cybersecurity Measures
Xpad.pro uses up-to-date measures to safeguard the platform and its users against cyber threats, such as:

• Data encryption to protect sensitive information.

• DDoS protection and other cybersecurity defenses to ensure platform stability and uptime.

• Regular security audits of the platform’s infrastructure to mitigate potential risks.

19.6 KYC and AML Compliance

XpadPro uses third-party providers for KYC and AML compliance. Compliance with these procedures may vary depending on the jurisdiction, and it is the responsibility of investors to ensure that their participation aligns with their local regulatory requirements.
Xpad.pro uses a trusted third-party provider to conduct Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures for both investors and project founders. These procedures are in place to:

• Ensure compliance with international security standards.

• Protect against fraud, money laundering, and terrorist financing activities.

• While Xpad.pro follows best practices for KYC and AML, it is not bound by the specific regulations of any particular jurisdiction. Each investor is responsible for ensuring that their participation complies with the local laws of their country or territory.

19.7 Investor Support
Xpad.pro provides ongoing support to investors and platform users through official communication channels, offering:

• Assistance with technical issues related to smart contracts, wallet integration, and platform usage.

• Help with organizational inquiries, including project updates, certification statuses, and vesting schedules.

19.8 Periodic Project Reviews
Xpad.pro conducts periodic compliance checks on certified projects to:

• Ensure that projects adhere to their stated roadmaps and timelines.

• Verify continued compliance with the quality standards required for certification.

• Address any issues or delays that may arise during the execution of the project.

19.9 Transparency Reports
To maintain transparency, Xpad.pro publishes regular audit reports and updates on the status of certified projects. These reports include:

• Results from ongoing audits of certified projects.

• Updates on the platform’s overall performance and future plans.

• Information on project milestones, including any changes in status or progress.

19.10 Liability for Force Majeure
Xpad.pro is not responsible for any losses incurred by investors due to events beyond its control, including but not limited to:

• Natural disasters, such as earthquakes, floods, or pandemics.

• Hacking attacks or security breaches by third parties.

• Changes in legislation or regulatory actions that affect cryptocurrency or blockchain technology.

• Any other unforeseeable circumstances that impact platform operations.

19.11 Limitation of Liability for Security Incidents
Although Xpad.pro takes every reasonable precaution to ensure the security of the platform and user assets, it cannot be held liable for:

• Loss of funds due to hacking or security breaches by external parties.

• Failures in blockchain networks, including transaction delays or smart contract errors caused by network congestion or technical issues.

• Any loss of access to funds or tokens due to user error, such as lost private keys or mishandling of wallets.

However, Xpad.pro commits to working diligently to mitigate the impact of any such events and to improve platform security on an ongoing basis.

20. Risk Declaration

Investors must explicitly acknowledge that digital assets carry a high level of risk, including potential complete loss. XpadPro requires investors to agree to a risk statement before participation. 

20.1 General Investment Risk
By using the Xpad.pro platform, investors acknowledge that all investments in digital assets, cryptocurrencies, and blockchain-based projects involve substantial risks, including the risk of complete loss of the investment. Investors must understand that the value of digital assets is highly speculative and volatile, and they should only invest amounts they are willing to lose.

20.2 Risk of Total Loss
Investors accept the possibility of losing the entire investment, particularly in cases of technological failure, cyberattacks, or vulnerabilities within the Xpad.pro platform, associated smart contracts, or the blockchain infrastructure. No guarantee is provided against such losses, and investors bear full responsibility for their investments.

20.3 Volatility and Price Fluctuations
Investors acknowledge that digital assets are inherently volatile and subject to sharp price fluctuations. The value of their investments may fluctuate dramatically in short periods, affecting the value of assets held on the platform. Significant market swings may occur both upwards and downwards, with no guarantee of asset appreciation or protection against depreciation.

20.4 Regulatory and Legal Risks

Investors are responsible for understanding and complying with applicable regulations. XpadPro will not assist in navigating regulatory changes that may impact users' holdings.
Investors are aware that the regulatory environment surrounding cryptocurrencies and blockchain technologies is continually evolving. Changes in laws or regulations may:

• Restrict or ban the use of cryptocurrencies in certain jurisdictions.

• Affect the liquidity or value of their assets.

• Impose new taxes, reporting obligations, or compliance requirements that could materially impact investments. Xpad.pro cannot be held liable for changes in regulations or legislation that may impact the usability, legality, or value of digital assets.

20.5 Technical Risks
Investors acknowledge that blockchain technology and smart contracts are subject to technical risks, which may include:

• Outages or failures of the blockchain networks on which the Xpad.pro platform operates.

• Vulnerabilities or coding errors in smart contracts that could lead to loss of assets.

• Cyber-attacks or other malicious activities that target the Xpad.pro platform, its users, or the underlying blockchain networks, leading to loss of funds or security breaches. In case of such risks materializing, investors may face partial or complete loss of their digital assets, and Xpad.pro cannot be held responsible for such incidents.

20.6 No Guarantees of Profitability
Investors agree and fully understand that Xpad.pro provides no guarantees regarding the future profitability, success, or viability of any investment made on the platform. Cryptocurrencies and digital assets are highly speculative, and past performance is not indicative of future results. Xpad.pro does not guarantee returns or the reimbursement of any funds invested.

20.7 Liquidity Risk
Investors acknowledge that liquidity of digital assets may vary, meaning that they may not always be able to sell or exchange their assets easily or at a desirable price. The inability to quickly convert assets to cash or another cryptocurrency may result in delays or losses if investors wish to exit their investment positions.

20.8 Force Majeure and Unforeseen Events
Investors understand that force majeure events, such as natural disasters, wars, pandemics, government actions, or other unforeseen events, may impact the operation of the Xpad.pro platform or the broader blockchain networks. These events may:

• Cause operational disruptions that affect the ability to execute transactions or access funds.

• Impact the value of digital assets due to market instability or regulatory responses.

• Lead to financial losses for investors. Xpad.pro is not liable for losses incurred due to force majeure circumstances that are beyond the platform’s control.

20.9 Risk of Hacking and Security Breaches

While XpadPro implements strong security measures, investors must understand that absolute protection cannot be guaranteed against all threats.
Investors accept that despite the platform’s robust security measures, no system is entirely immune to hacking or security breaches. In the event of such breaches or other third-party attacks, investor funds may be compromised. Xpad.pro takes all reasonable steps to secure user funds but cannot guarantee absolute protection against external threats.

20.10 Smart Contract Risks
Investors acknowledge that smart contracts are an essential part of the Xpad.pro platform and that these contracts execute automatically according to pre-programmed rules. However, smart contracts are subject to coding errors, vulnerabilities, and potential exploitation by malicious actors. In the event of smart contract failure, investors may face delays in token distribution, loss of assets, or other technical issues, for which Xpad.pro cannot be held liable.

20.11 Blockchain Network Congestion and Fees

Investors should be aware that network congestion may result in higher transaction fees or delays, which are outside XpadPro's control.
Investors understand that transactions on the Xpad.pro platform rely on underlying blockchain networks, which may experience periods of network congestion, resulting in delays or increased transaction fees. Investors are solely responsible for bearing any costs associated with executing transactions on congested networks, and Xpad.pro is not liable for any resulting delays or extra fees.

20.12 Project-Specific Risks
Each project hosted on the Xpad.pro platform carries unique risks that investors must carefully assess. These may include, but are not limited to:

• Failure to deliver on project goals.

• Mismanagement by the project’s team or founders.

• Inability to meet the minimum funding threshold (SoftCap). Investors are encouraged to perform their own due diligence before participating in any project or token sale. Xpad.pro cannot guarantee the success or viability of any individual project listed on the platform.

21. Dispute Resolution

21.1 No Legal Intervention by Xpad.pro
Xpad.pro does not participate in any legal proceedings related to investment disputes or issues arising from the use of the platform. By using Xpad.pro, investors acknowledge and accept that the platform serves as a neutral infrastructure provider, and any disputes related to investments, tokens, or projects must be resolved without the direct involvement of Xpad.pro.

21.2 Investor Responsibility for Decisions
Investors bear full responsibility for all actions, decisions, and transactions made on the Xpad.pro platform. By participating in token sales, staking, or other activities, investors confirm their understanding of all associated risks, including potential financial losses, market volatility, and legal obligations. Xpad.pro is not liable for any losses or adverse consequences resulting from investors' choices.

21.3 Jurisdictional Compliance
Investors are solely responsible for ensuring that their activities on the Xpad.pro platform comply with the laws and regulations of their country or region. This includes any legal requirements related to cryptocurrencies, taxes, anti-money laundering (AML), and know-your-customer (KYC) protocols. Investors must monitor and adapt to any changes in local laws that may impact their participation in the platform or digital assets.

21.4 Responsibility for Legal Consequences

Users must independently ensure compliance with all applicable local, national, and international laws before participating in activities on the XpadPro platform. XpadPro assumes no liability for users' non-compliance with legal requirements.
Xpad.pro is not responsible for any legal consequences or penalties that investors may face as a result of investing in cryptocurrencies, digital assets, or token sales through the platform. This includes changes in laws, restrictions on cryptocurrencies, tax obligations, or any other legal matters related to the investor’s jurisdiction.

21.5 Independent Action in Disputes
In the event of any questions, concerns, or disputes, Xpad.pro encourages investors to act independently and seek legal advice if necessary. Xpad.pro does not offer legal guidance or intervene in disputes that may arise between investors and third-party projects hosted on the platform. Investors are expected to resolve such issues through personal efforts while ensuring full compliance with local laws.

21.6 Arbitration for Platform-Specific Disputes
In cases where disputes arise from platform-specific activities (e.g., smart contract execution or token vesting mechanisms), investors may initiate decentralized arbitration as outlined in Section 8. Arbitration decisions will be final and enforced via smart contracts, with no manual intervention by Xpad.pro.

21.7 Finality of Transactions
All transactions executed on the Xpad.pro platform are final and irreversible once confirmed by the blockchain. Xpad.pro cannot reverse or modify transactions, even in cases of dispute, user error, or technical issues. Investors must verify the details of all transactions carefully before confirming them on the platform.

22. Final Provisions

22.1 Informational Nature of Website Content
The content and information provided on the Xpad.pro website are for informational purposes only and should not be considered financial, legal, or investment advice. Investors must independently review and evaluate all information available on the platform before making any investment decisions. Xpad.pro is not liable for investment decisions based on the site's content.

22.2 Right to Modify Terms and Policies
Xpad.pro reserves the right to modify, amend, or update the terms of use, investment policy, and any other agreements at its discretion. All changes will be published on the official Xpad.pro website. Investors are solely responsible for regularly reviewing these updates and ensuring they comply with the new terms. Continued use of the platform after changes are made constitutes acceptance of the revised terms.

22.3 Liability Disclaimer for Informational Changes
Xpad.pro is not responsible for any financial losses or damages incurred by investors as a result of decisions made based on information posted on the site. The information may change or be updated without prior notice, and it is the investor’s responsibility to verify the accuracy and relevance of the content before acting on it.

22.4 Force Majeure
Xpad.pro is not liable for delays, platform failures, or any interruptions in service caused by force majeure events. These events include, but are not limited to:

• Natural disasters (e.g., earthquakes, floods).

• Wars, terrorist attacks, or civil unrest.

• Pandemics or other health crises.

• Legislative changes affecting cryptocurrency operations.

• Government actions or regulations.

• Any other events beyond Xpad.pro's reasonable control.

In such cases, Xpad.pro will endeavor to restore platform services as soon as reasonably possible, but no guarantees are provided regarding the timeframe or impact of such events.

22.5 No Liability for Third-Party Actions
Xpad.pro is not responsible for the actions, omissions, or failures of third-party service providers, including but not limited to:

• Partner exchanges.

• Payment processors or gateways.

• Third-party KYC/AML providers.

• Any external services used on the platform.

Xpad.pro does not have control over these entities and cannot guarantee their performance, reliability, or security. Investors are encouraged to understand the risks associated with using third-party services in conjunction with Xpad.pro.

22.6 Version Control and Information Monitoring
The current version of the terms posted on the Xpad.pro website is considered the effective and binding version. Investors are required to regularly check for updates to the terms and other legal documents, ensuring they are operating under the most recent policies. Xpad.pro will not be held responsible for an investor's failure to monitor and adhere to updated terms.

Feedback: feedback@xpad.pro 

page 2

< page 1  page 3 >