Personal Use License & Disclaimer

Effective Date: 9/2/2025
Owner: Templates Haven 

1. Grant of License

All templates, documents, and resources provided through Templates Haven are licensed for personal use only. By accessing or downloading any materials, you are granted a non-exclusive, non-transferable license to use these templates strictly for your own individual purposes.

2. Permitted Uses

You may:

• Download and copy templates for your own personal or household use.
  
  

• Modify or customize templates for your own private needs.
  
  

• Share templates with immediate family, classmates, or colleagues, provided there is no commercial exchange of value.
  
  

3. Prohibited Uses

You may not:

• Sell, resell, or redistribute templates in any format, whether modified or unmodified.
  
  

• Publish or host templates on any website, marketplace, or public distribution platform.
  
  

• Claim ownership, authorship, or intellectual property rights over any Templates Haven materials.
  
  

• Use templates in client work, commercial projects, or paid services without a separate written agreement.
  
  

4. No Financial, Legal, or Tax Advice

Templates Haven provides materials for educational and informational purposes only.

• The templates are not a substitute for professional financial, legal, or tax advice.
  
  

• Use of these materials is at your own discretion and risk.
  
  

• Always consult with a licensed professional before making financial, legal, or tax decisions.
  
  

5. Limitation of Liability

Templates Haven and its owner shall not be held liable for any damages, losses, or claims arising from the use, misuse, or reliance on these templates. By downloading and using the materials, you agree to accept full responsibility for your own actions and outcomes.

6. Intellectual Property

All templates, designs, and related branding are the intellectual property of Templates Haven (3cl3ctix LLC). Unauthorized distribution or reproduction beyond the scope of this license may result in legal action.

7. Commercial Licensing

For businesses, organizations, or individuals interested in commercial use of Templates Haven resources, please contact:
📧 lynntrisha150@gmail.com to discuss custom licensing terms.

8. Agreement

By accessing, downloading, or using Templates Haven templates, you acknowledge that you have read, understood, and agreed to the terms of this Personal Use License & Disclaimer.