- Step 1
- Open menu by tapping on the icon at top right corner of the screen
- Step 2
- Go to Bank Account section, and tap on the " Add New Bank " button.
- Step 3
- Select the bank which you want to link with PhonePe from the list of available banks.
- Step 4
- PhonePe will fetch your account details in an instant and will link it to your account. proceed to set up UPI PIN by tapping on the set UPI PIN button.
- Step 5
- Enter the " last six digits " of your Debit/ATM card number and " Expiry Date " (Incase your card does not have an expiry date, then try entering 00/49)
- Step 6
- Use the OTP which you received from your bank, to set your UPI PIN.
- Step 7
- You have added your bank account successfully, now you transact directly from your bank account by authenticating using your UPI PIN