• 316 Financial - e-mail me and I will send you a link.

  • $100 for both of us. There is currently a $250 savings account signup bonus.

• Atlantic Union Bank - e-mail me and I will send you a link.

  • $50 for both of us after completing $500 in direct deposits.

• Current Bank - https://current.com/get-started/?creator_code=TODDK767&impression_id=004641c1-0918-4db5-bc9e-e4279d6eecc0

  • $100 for both of us (might want to wait until this goes up to $150)

  • Make sure to signup with Rakuten FIRST, for 3,000 points, then use the code TODDK767 once in the app to arrange the bonus promotion.

• OnPath Credit Union - e-mail me and I will send you a link.

  • $150 for both of us (in the form of a VISA gift card) after completing both $250 in direct deposit and 15x $10 transactions on the debit card.

• Spruce Money - https://k10iq.app.link/invite/DAtCxumsUSTlH7sqliEtaqR2

  • $100 for both of us after $200 in direct deposits

• American Express

  • I can provide a referral for AMEX Blue Cash Everyday or AMEX Gold. Has to be done via e-mail - my e-mail address at the top of the page. Sadly, the signup bonuses right now are nothing special - you should wait until AMEX Gold is 100,000 MR points.

• Capital One

  • Capital One Quicksilver - https://i.capitalone.com/GJKRlGSc2

    • Standard $200 signup bonus (after $500 spend).

    • I receive $100

  • Capital One Savor - https://i.capitalone.com/JYaApSWyp

    • Standard $200 signup bonus (after $500 spend).

    • I receive $100.

  • Capital One Venture X - https://i.capitalone.com/Jv59zFXbG

    • 75,000 point signup bonus (after $4,000 spend in 6 months).

    • I receive 10,000 points.

• Chase

  • Amazon Prime Visa - https://www.amazon.com/dp/BT00LN946S?externalReferenceId=916b30b3-9886-4018-a533-bf7f63cab83b

    • You should only signup for this card as a Prime member and when the offer jumps to $200+, which generally occurrs in July (Prime Day deal) and November (Black Friday deal). Right now (Apr 2026) it is $150.

    • I earn $50 Amazon gift card per referral.

  • Chase Freedom (Freedom Flex or Freedom Unlimited) - https://www.referyourchasecard.com/18m/DR9MLW4DOP

    • Standard signup bonus of $200 for Freedom Flex (after $500 spend), or $250 bonus for Freedom Unlimited.

    • I receive $50.

  • Chase Sapphire (Preferred or Reserve) - https://www.referyourchasecard.com/19v/2EFTNDQ0DT

    • Preferred 75,000 points (after $5,000 spend).

    • Reserve elevated 125,000 points (after $5,000 spend).

    • I receive 10,000 points.

• Swagbucks - https://www.swagbucks.com/profile/tkchess?rp=1

• MyPoints - https://www.mypoints.com?rb=76084273

• UPromise - https://www.upromise.com?rb=128939171

  • Link your 529 and get $5.29. I get $25.

I doubt that you lack accounts to these services in this day in age, but in the event you do, here are my referral links:

• CashApp - https://tinyurl.com/3zvbwjb8

  • $5 for you, $5 for me

• PayPal - https://py.pl/avYH

  • $10 for you, $10 for me

• MooMoo - e-mail me. I wouldn't advise joining until DoC says it is a good offer to join.

• RobinHood - e-mail me. I wouldn't advise joining until DoC says it is a good offer to join.

• WeBull - e-mail me. I wouldn't advise joining until DoC says it is a good offer to join.

• Bet365 - e-mail me

• Draft Kings - e-mail me

• Fan Duel - e-mail me

• Hard Rock bet - e-mail me