Synergy  Capital  Lending Inc., began 20 years ago with a simple vision: take the pain out of buying or refinancing a home. While our goal has remained the same, our efforts to reduce costs and improve the process have only grown stronger. 

Dustin C. Fritz

President & Chief Executive Officer


Thanks for the opportunity to share my company and experience with you.  My career in the mortgage industry began back in 2003 with a direct lender.  Within 11 months I was elevated to branch manager.  Of the 250 branches this prior company occupied, my branch was among the top 3.  Having tasted success and being an ambitious and fiercely competitive individual, I stepped out and opened my own mortgage brokerage covering all 50 states in 2006.  


I bet you can see where this is heading, because shortly after I launched my company the Great Financial Crises (GFC) hit.  This was a trying period for my business and all broker houses and lenders alike. Having gone through the GFC and coming out the other side on top I have learned a lot and pay this knowledge forward to my clients. 

Despite the crash, my company survived.  The key to surviving the crash was a quick pivot in downsizing payroll, cutting overhead, and decreasing territory coverage.  These adjustments increased efficiency in loan closing speed, allowed me to offer the best pricing to my customers, formed a superior reputation with lenders, and moved Synergy into priority treatment with title and escrow companies.  

Partnering with Synergy for your lending needs will benefit you because  Synergy in-houses all loan processing steps with our client's best interests at heart.   Because Synergy operates with minimal overhead, we are able to offer lower rates/costs to clients. We control the entire process of the loan experience which allows for a faster, more communicative, and a seamless experience for all clients.  This benefits our clients with guaranteed efficiency.

While the introduction above is essential, what I really want you to know is that  Synergy is a resource you can depend on.  There are many choices in the lending industry, but networking with the right people is critical.  

Company NMLS #8580, NMLS Consumer Access / CA BRE: 01867225 / ID Lic. #NBL-2080008580 

License held in: CA, TX, ID 


For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.