Using Credit cards in Maldives

About using Credit and Debit Cards in Maldives

Using credit cards in Maldives is generally accepted in most tourist areas and at most high-end hotels and resorts. Visa and Mastercard are widely accepted, while other cards such as American Express and Discover may have more limited acceptance. Some businesses may charge a fee for using a credit card, so it's always a good idea to check before making a purchase. It's also important to note that outside of the main tourist areas, credit card acceptance may be more limited. It's always a good idea to have some cash on hand in case credit cards are not accepted, particularly for small purchases or at local markets. Additionally, it's always a good idea to notify your bank before traveling to Maldives to ensure that your credit card will work overseas and to avoid any potential issues with your card being blocked. Be sure to keep track of the exchange rate and any fees associated with using your credit card, as well as any foreign transaction fees that your bank may charge.

Credit cards and Debit cards Fees in Maldives

If you're planning to use your international credit or debit card in Maldives, there may be fees associated with transactions, such as foreign transaction fees, currency conversion fees, and ATM fees. Foreign transaction fees are typically charged by your bank or credit card issuer for purchases made in a foreign currency. These fees can range from 1% to 3% of the transaction amount, and may vary depending on the card issuer. Currency conversion fees may also be charged by your bank or credit card issuer for transactions that require a currency conversion. These fees can range from 1% to 3% of the transaction amount, and may also vary depending on the card issuer. ATM fees may also apply when using your international debit card to withdraw cash from ATMs in Maldives. These fees can vary depending on the bank and ATM network, and may include both flat fees and a percentage of the withdrawal amount.

To avoid unexpected fees, it's always a good idea to check with your bank or credit card issuer before traveling to Maldives to understand any fees or charges that may apply. You can also consider using a credit or debit card that does not charge foreign transaction fees, or using cash as an alternative payment method when possible.