Effective date: 04 November 2026
Data controller: 365 World Software Services LLC
Contact: WestgateLydia6360@outlook.com
Delete your account: https://www.susiloanplan.com/delete.html
Susi Loan is a loan planning tool for small businesses in the Philippines. This policy explains what personal data we collect, why we use it, who we share it with, and the choices you have. Susi Loan does not lend money, approve loans, or release funds.
Account and login data
Your mobile number.
One-time verification codes and login session information.
Your user ID, account status and authentication token.
Business planning data
Daily sales, gross margin, fixed monthly costs, existing loan payments, cash on hand, loan amount, interest rate, term, repayment frequency, processing fee and other figures you enter.
Saved plan names, notes, tags and calculation results.
These planning records are stored in the app's local database on your phone. Susi Loan does not upload your saved plans to our servers. If you email us a plan summary or contact us, we receive what you choose to send.
Profile photo
If you add a profile photo in My, it is stored in the app's private storage on your phone. It is not uploaded to our servers. You can remove it at any time from My.
Device and attribution data
Android ID.
Adjust ADID.
Google Advertising ID (GAID), where available.
IP address and approximate network location derived from it.
Device model, operating system, app version and language.
Install referrer and campaign/UTM attribution data.
We collect this data directly and through the Adjust SDK for install attribution, analytics, fraud prevention and security.
Support communications
Your email address and the content of your messages when you contact us.
Partner page data
If your account is eligible for a partner offer, the app may open a partner's loan page in a secure in-app browser. We pass your mobile number, Adjust ADID and GAID as URL parameters to that page. The partner may collect identity documents, photos, financial information, payment details or other data on its own page. The partner's privacy policy applies to that processing. We do not control the partner's page.
Send your one-time code and sign you in.
Calculate loan affordability and repayment plans you request.
Store and display your saved plans on your device.
Measure app installs, advertising attribution and campaign performance.
Detect, prevent and investigate fraud, abuse and security incidents.
Respond to support requests and exercise legal rights.
Comply with applicable law and lawful requests.
We do not sell your personal data. We do not use your data for third-party display advertising.
Under the Philippine Data Privacy Act of 2012 (Republic Act No. 10173), we rely on:
Your consent for attribution and optional communications.
Performance of our contract with you for login and app functionality.
Our legitimate interests in security, fraud prevention and service improvement.
Compliance with legal obligations.
SMS/OTP providers to deliver verification codes.
Adjust for install attribution, analytics and fraud prevention. Adjust may receive device identifiers, IP address, install referrer, campaign data and app activity.
Hosting and IT service providers that operate our account systems and security controls.
Partner lenders when you choose to open a partner page. The partner receives the mobile number and device identifiers included in the page URL and may collect additional data on its own page.
Authorities or advisers when required by law or necessary to protect rights, safety and security.
A successor entity in a merger, acquisition or transfer of the service, subject to appropriate safeguards.
We require service providers to protect data and use it only for the services they provide.
Saved plans and plan calculations stay on your phone until you delete them or uninstall the app.
Account data is stored on our servers while your account is active and for a reasonable period afterward for security, dispute resolution and legal compliance.
Adjust retains attribution data according to its own retention settings and policies.
You can delete individual plans or clear all records in the app. You can request account deletion at the delete link above or by emailing us.
We use HTTPS for data in transit, access controls, and reasonable technical and organisational safeguards. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Subject to applicable law, you may:
Access the personal data we hold about you.
Correct inaccurate data.
Request deletion of your account or data.
Object to or restrict certain processing.
Withdraw consent for attribution where applicable.
Request a copy of your data.
Complain to the National Privacy Commission of the Philippines.
To exercise these rights, use the delete link above or email WestgateLydia6360@outlook.com. We may need to verify your identity before acting on a request.
Susi Loan is intended for adults aged 18 and over. We do not knowingly collect personal data from children. If you believe a child has provided data, contact us and we will delete it.
Our service providers may process data outside the Philippines. We take reasonable steps to ensure transfers are subject to appropriate safeguards and applicable law.
We may update this policy from time to time. We will post the updated version at this URL and change the effective date. Material changes may also be communicated in the app where appropriate.
365 World Software Services LLC
Email: WestgateLydia6360@outlook.com
Privacy policy: https://sites.google.com/view/susi-loan/home
Delete account: https://www.susiloanplan.com/delete.html