Journal Articles
“Making Big Changes: The Impact of Moves on Marriage among U.S. Army Personnel.” 2023. Journal of Human Resources. 58 (3): 713-754 (with Abigail Wozniak)
“Time to Repay or Time to Delay? The Effect of Having More Time Before a Payday Loan is Due.” 2022. American Economic Journal: Applied. 14 (4): 91-126. (with Kuan Liu, Paige Marta Skiba, and Justin Sydnor)
“The Effect of Moving Away from Home on Employee Retention: Evidence among U.S. Army Soldiers” 2020. Regional Science and Urban Economics. 85 (with Ryan D. Swisher).
“Who’s the Boss? The Effect of Strong Leadership on Employee Turnover” 2019. Journal of Economic Behavior and Organization. (with Whitney Dudley, David Lyle, and John Smith)
“Can Information Change Personal Retirement Savings? Evidence from Social Security Benefits Statement Mailings” 2018. AEA Papers and Proceedings. 108, 93-97(with William Skimmyhorn)
"Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members" 2017. Review of Economics and Statistics, 99 (4): 606-621. (with William Skimmyhorn)
“The Impact of Computer Usage on Academic Performance: Evidence from a Randomized Trial at the United States Military Academy” 2017. Economics of Education Review, 56: 118-132. (with Kyle Greenberg and Michael S. Walker)
Media/Other Attention: New York Times; Brookings Institution; Washington Post; NPR
Featured in Mastering Econometrics: Randomized Trials
Summary Version: “Should Professors Ban Laptops: How Classroom Computer Use Affects Student Learning” 2017. EducationNext. Vol 17, No. 4. (with Kyle Greenberg and Michael S. Walker)
“Who Will Fight – The All-Volunteer Army after 9/11” 2017. American Economic Review: Papers and Proceedings. 107 (5): 415-419. (with Alexander A. Smith and Carl Wojtaszek)
“Payday Loan and Pawnshop Usage: The Impact of Allowing Payday Loan Rollovers” 2015. Journal of Consumer Affairs, 49: 436–456
“Pawnshops, Behavioral Economics, and Self-Regulation” 2012-2013. Review of Banking and Financial Law 32 (1). Boston University Law School. (with Paige Marta Skiba)
Book Chapters
“Balancing Act: New Evidence and a Discussion of the Theory on the Rationality and Behavioral Anomalies of Choice in Credit Markets” 2018. Research Handbook in Behavioral Law and Economics, eds, Joshua C. Teitelbaum and Kathryn Zeiler, Edward Elgar Publishing. (with Marieke Bos and Paige Marta Skiba).
“Pecuniary Mistakes? Payday Borrowing by Credit Union Members” 2011. Olivia S. Mitchell and Annamaria Lusardi, eds., Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Oxford, UK: Oxford University Press. (with Paige Marta Skiba and Jeremy Tobacman)
Public Government Report
"Financially Fit? Comparing the credit records of young servicemembers and civilians" 2020. Consumer Financial Protection Bureau. (with James Marrone). Executive Summary here.
Conference Paper
“Analysis of Unemployment Compensation Trends for Exiting U.S. Army Soldiers” 2015. The Supply Chain for Middle-Skill Jobs: Education, Training, and Certification Pathways at the National Academies of Sciences, Engineering, and Medicine. (with Brian Miller)
Textbook Contributions
Contributing author on two chapters of Introduction to Microeconomics: A Top Hat Interactive Text by Stephen Buckles, 2017