If you're visiting Canada for an extended amount of time to see your children or grandchildren, or if you're visiting to work or study, medical insurance is something you simply cannot do without. Whether you are over sixty, have a health issue, or are arriving as a worker or student, proper insurance shields you from unexpected medical expenses and keeps you in good standing regarding visa requirements.

1. Parents and grandparents of Canadian citizens

If you're applying through Canada's Super Visa program, you qualify in this category and yes, Super Visa Insurance for Parents and Grandparents is required. This is because visitors are not covered under Canada's public healthcare. The government does not want visitors to become financially exposed in case of a medical crisis. Therefore, if you're visiting to spend quality time with loved ones, ensure that your Super Visa insurance is already up and running before you submit your application.

2. Visitors aged sixty and older

If you're 60 or older traveling to Canada, particularly on longer visits, travel medical insurance is highly advised, and in certain situations, required based on your visa status. Most insurance companies will inquire about pre-existing conditions, and others will even ask for a medical questionnaire. If you're visiting Canada for a couple of weeks or several months, don't leave out medical coverage; particularly at sixty-plus.

3. International students

Although Super Visa International Student Medical Insurance is not mandatory for international students, having current health insurance is still a must. The majority of provinces have a student health insurance plan, or schools insist that students sign up for institution-specific private health plans. If you are planning to bring a parent or grandparent over to stay with you while you attend school, they must obtain Super Visa insurance if they are applying for a Super Visa.

4. Visitors with pre-existing conditions

Planning a trip to Canada with an ongoing illness or pre-existing condition? Generally, you will be required to have proof that the condition is stable for 90 to 180 days before travelling. Many providers offer tailored Super Visa plans that include pre-existing condition coverage, but they’ll ask questions about medications, recent treatments, and overall stability.

5. International workers

If you're immigrating to Canada on a temporary work permit, you don't require Super Visa insurance, but you must have proper medical coverage. When you travel before your employer's coverage takes effect, you'll need short-term medical insurance to cover the gap. Though optional for your visa, going without Travel Insurance Canada can expose you to risks, particularly if you fall ill or experience an accident before coverage.

For more information, you can visit our website https://danforthinsurance.com/ or call us at 647–350–0332