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If you purchase insurance outside the superannuation environment, you are typically the policy owner and pay the premiums from your own pocket. Policies outside of super generally have a more straightforward claim process.

With super-linking, you split the ownership of your policies between the superannuation and non-superannuation environments. This makes it possible for you too, for example, link Trauma Insurance, held outside of super, with a death benefit and Any occupation TPD held inside your super fund.

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Super-linking your policies is a way to have a combined style policy with part of it funded by your superannuation monies, which can have several benefits. Firstly, it can be a more cost-effective way to obtain insurance as premiums are paid from your super fund rather than your cash flow. Secondly the portion paid by your super fund is tax deductible to your super fund.

Additionally, by super-linking your policies, you may access additional features and benefits that are not available through standalone policies or your superannuation fund alone. Finally, super-linking can give you greater flexibility to choose what types of cover you want to hold in different environments.

Super-linking refers to linking the personally owned Trauma, or TPD Cover to a primary benefit policy eg: life cover policy owned by a super fund. This can provide a range of benefits, such as helping with your cash flow as part of your premiums are paid for by your super monies, secondly it can be alot more affordable compared to standalone policies.

With flexi-link, do I need to obtain prior approval from my super trustees first before getting an external policy ? Or is it a matter of independent ownership choice without requiring notification with my super fund where i have basic life and TPD coverage ?

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ATO-held super is super money we hold for you but which should be in your retirement savings. It includes unclaimed superannuation money (USM) and money held in the Superannuation Holding Account (SHA).

For your super account to not be taken as an inactive low-balance account, you will need to give a written notice to your super fund declaring you're not a member with an inactive low-balance account. The written notice is valid for 16 months.

The SHA special account is a holding account designed to protect your small super amounts, until they can be transferred into a super fund or retirement savings account. It is not a trust fund or super fund.

We will make a direct payment to you of your ATO-held super if you're aged 65 years or over. Where possible, you will be notified if we have made payments to you. We will also make a direct payment of unclaimed superannuation money, where the amount is less than $200.

To ensure you receive your ATO-held super money, we encourage you to check and update your financial institution details (FID) with us. You can do this through ATO online services. Select My profile, then Financial institution details.

If eligible, you can apply using ATO online services. Select Super, then Manage, then Withdraw ATO-held super. Alternatively, use the paper form Application for payment of ATO-held superannuation money.

If you are aged 65 years or over and we receive any unclaimed super money for you from your super fund, we may make a direct lump sum payment to you (where possible). In this case, your super money will be withdrawn from the superannuation system.

This will enable the ATO to directly pay these amounts to your nominated super fund (if active/eligible). You should make this request before we receive any unclaimed superannuation from your super fund(s).

If you don't claim your super within six months of departing Australia and your visa expiring, your super will be transferred to the ATO as unclaimed super money. You can claim your super at any time.

If you have permanently emigrated to New Zealand (or are a New Zealand citizen) and have worked in Australia and received superannuation, you may be eligible to transfer your ATO-held USM to a New Zealand KiwiSaver scheme provider.

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Around 800 children will die of malaria today. A small group of super rich people could stop it for a sum of money so small that they would likely never even notice its absence. But they choose not to.

This is a more complex program to estimate than the others considered on this page, because the expense would be continuous, rather than one-time, and the cost is highly variable based on the size of the benefit provided. Still, using the 5% endowment payout rule the super wealthy should be able to finance a family leave program about 12 times more generous than the one contemplated here forever and still get richer into perpetuity, even accounting for inflation.

We love the gumball machine cake pops!! Super cute! And we agree there is something about gumballs that make you smile!! We are so glad that you linked up to our "Strut Your Stuff Saturday". Please come back again really soon! Thanks! -The Sisters

These are incredibly AWESOME!!! I love it!!!

I'd like to invite you to link up this and any other recent project/recipe with my Super Link Party!

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I hope to see you there! ?

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Aeroplan Credit Cards allow you to reach Aeroplan Elite Status more quickly by earning Aeroplan points on net purchases charged to your card. Please note that these are deposited to your Aeroplan account at the end of the next credit card account billing period. As a result, it is possible that transactions charged to your card towards the end of a calendar year will translate into Aeroplan points deposits that will count towards Status Qualification of the following year.

Your video descriptions are valuable real estate and YouTube gives you 5,000 characters to work with. Funneling your YouTube viewers to relevant links is a no-brainer. For example, a creator might link to:

If you have already linked a Nintendo Account, the character Toad can be redeemed by going to Menu -> My Nintendo -> Rewards. After redeeming the reward, you can collect Toad from the Gift Box in your kingdom.

If you link to your Nintendo Account, you can continue to play using the same user data from Super Mario Run on another device.

Once you have linked your old device with a Nintendo Account, you must then start Super Mario Run on the new device and select Link when you are prompted about a Nintendo Account.

You will no longer be able to play Super Mario Run. Also, unless you have linked the game to a Nintendo Account prior to deleting it, all of your data (including any content you've purchased and any Rally Tickets you have) will be lost and you will need to start the game over from the beginning.

You can access your user data on another device by linking Super Mario Run to your Nintendo Account. If you do this, you will keep all your coins, Toads, Rally Tickets, Kingdom Builder buildings, etc.

You shouldn't write your password down anywhere.

Also, if you've forgotten your Nintendo Account password, please reset the password using the Forgot your password? link ( ) found on the Nintendo Account sign-in page.

It is not possible to remove the link between this game and a Nintendo Account.

Also, unless you delete your Super Mario Run user data, you cannot switch to a different Nintendo Account.

Note: If you delete your user data, you cannot restore that data. This includes any coins and any Rally Tickets you have.

After you have linked a Nintendo Account, you can redeem your points for rewards by first tapping My Nintendo and then tapping Rewards. You can then confirm the reward you want and redeem your points for it.

Have you linked Super Mario Run to your Nintendo Account?

Some missions have conditions, such as a limit on the number of times they can be completed. Please check the specific missions for details.

After opening the Friend List, tap Invite to open the Invite Friend screen. Then select how you want to send the invite.

A message containing an invitation URL will be created, which you can send to your friend.

Once the user has accessed the link and followed the instructions for sending you a friend request in Super Mario Run, you'll be able to accept the request by first tapping Accept from your Friend List and then Approve.

If you link Super Mario Run to a Nintendo Account, it will be possible to continue using things like your Rally Tickets or the content you've purchased.

Note: You cannot restore a purchase via your Nintendo Account.

If you link Super Mario Run to a Nintendo Account, it will be possible to continue using things like your Rally Tickets or the content you've purchased after changing devices. You cannot restore purchases via your Nintendo Account.

Download our super useful app or sign up online. Simply follow the enrollment process and link your free account to a Checking account. After that you're ready to start saving 10 on every gallon of gas. Download the app or use the card and see the savings start piling up! 006ab0faaa