Privacy Policy

Effective Date: August 2, 2025

At Study Banker, we respect your privacy. This Privacy Policy describes how we collect, use, and protect your personal information when you use our mobile app and related services.

1. Information We Collect

We may collect the following types of data:

• Personal Information: Name, email address, phone number, and password (for account creation and login).
  
  

• Payment Information: Payment status and transaction reference (via Razorpay). We do not collect or store card or banking details.
  
  

• Usage Data: Courses viewed, topics selected, and interaction data (for improving app experience).
  
  

• Device Info: Basic device information such as OS version, app version, and crash logs (for diagnostics).
  
  

2. How We Use Your Information

We use the collected information to:

• Create and manage your Study Banker account
  
  

• Deliver video courses and related content
  
  

• Process secure payments via Razorpay
  
  

• Improve app performance and personalize content
  
  

• Provide support and respond to user inquiries
  
  

• Send important service updates or notifications
  
  

• Comply with legal and regulatory requirements
  
  

3. Payments and Security

All payments are processed securely through Razorpay. Study Banker does not collect or store your financial or card data. Please review Razorpay’s Privacy Policy for more on how they manage payment data.

4. Sharing of Information

We do not sell or rent your data. Your data may be shared with:

• Service Providers (e.g., Razorpay, hosting, analytics tools)
  
  

• Legal Authorities (if required to comply with laws)
  
  

• Business Transfers (in case of merger, acquisition, or asset sale)
  
  

5. Data Security

We take appropriate technical and organizational steps to safeguard your information. However, no system is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to:

• Access and update your account information
  
  

• Request deletion of your data and account
  
  

• Withdraw consent for notifications at any time
  
  

• Contact us with any privacy concerns
  
  

7. Children’s Privacy

Study Banker is not intended for children under 13. We do not knowingly collect personal data from minors. If we learn that we’ve collected data from a child, we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy as needed. Updates will be posted in the app and take effect on the posted date.

9. Contact Us

If you have questions or concerns about this policy, contact us at:
📧 studybanker6@gmail.com