How Much Cashback Does the Amazon Prime Visa Give? 

In this guide, we will explain the Amazon Prime Visa cashback rates, show simple examples, and share tips for getting more value from your rewards.

The Amazon Prime Visa, issued by Chase, offers different cashback rates depending on the purchase category. According to the issuer's published rewards information, the standard rates are as follows.

The 5% rate requires an eligible Prime membership. Certain purchases and transactions may be excluded, so always check the current card terms.

The card earns rewards based on eligible purchases made with your account. These rewards are tracked as points and can be redeemed through the available rewards program options.

For example, if you spend $100 on an eligible Amazon.com purchase and earn 5% back, you receive $5 worth of rewards.

Here are a few more examples:

• Spend $200 at Amazon.com and earn 5% back: $10 in rewards.

• Spend $100 at a gas station and earn 2% back: $2 in rewards.

• Spend $100 on another eligible purchase and earn 1% back: $1 in rewards.

These examples assume the purchases qualify for the stated reward rates and exclude returns or adjustments.

The Amazon Prime Visa generally has no annual credit card fee. However, an eligible Amazon Prime membership is required for the Prime version of the card, and that membership may have a separate cost. 

Before applying, consider whether the rewards you expect to earn justify the cost of maintaining a Prime membership. Your spending habits and the membership benefits you use will affect the overall value.