Effective Date: January 4, 2026

1. Introduction

This Privacy Policy applies to the Stock Analyzer mobile application ("Application") developed by Mohit Sharma ("Service Provider"), a registered MSME (Micro Enterprise). The Application is provided as a service and is offered "AS IS."

2. Information We Collect

We may collect:

• Personal Information: Name, email address, profile photo

• Device Information: IP address, device model, OS, app version

• Usage Data: Screens visited, session duration, feature interactions

• Crash & Performance Data: Error logs and diagnostics

• Authentication Data: Processed securely via Firebase Authentication

3. Purpose of Data Collection

Data is used for:

• User authentication and account management

• Providing AI-based stock & cryptocurrency analysis

• Displaying market data

• Improving performance and stability

• Analytics and security/fraud prevention
  We process data based on user consent, contractual necessity, and legitimate interests. We do not sell, rent, or trade personal data, and we do not use personal data for personalized advertising. We comply with applicable laws including the Information Technology Act, 2000 (India).

4. Third-Party Services

The Application uses:

• Firebase Authentication

• Google Play Services

• Google Analytics for Firebase

• Firebase Crashlytics
  Limited data may be shared strictly for authentication, analytics, and performance monitoring. We do not sell or share personal data with third parties for marketing purposes.

5. Artificial Intelligence Disclaimer

The Application uses AI to analyze publicly available financial data. AI-generated insights:

• Are based on historical data and algorithms

• Are not guaranteed to be accurate

• Should not be solely relied upon
  Market conditions are volatile. Past performance does not guarantee future results.

6. Financial Disclaimer

This Application is for informational and educational purposes only. We do NOT:

• Provide financial advice

• Act as a broker or advisor
  All investment decisions are made at the user’s own risk. Users are solely responsible for their investment decisions and outcomes.

7. Data Accuracy

Market data is sourced from third parties. We do not guarantee the accuracy, completeness, or real-time availability of data.

8. Camera Usage

Camera access is used only for profile photo updates. No images are collected without user action.

9. Data Security

We use industry-standard encryption and security practices to protect user data. However, no system is 100% secure.

10. Data Retention & Deletion

User data is retained only as necessary. Users can:

• Delete their account directly within the application settings

• Request deletion via email at stockanalyzer@gmail.com
  Requests are processed within a reasonable timeframe.

11. Children’s Privacy

The Application is not intended for children under 13. If such data is found, it will be deleted.

12. Premium Features & Payments

The Application may offer subscriptions (monthly/yearly):

• Subscriptions auto-renew unless canceled

• Managed via Google Play

• Payments handled securely by Google
  Refund Policy: Refunds are managed by Google Play. We do not process refunds directly.

13. User Rights

Users can:

• Access their data

• Update their data

• Request deletion
  Email: stockanalyzer@gmail.com

14. Policy Updates

This policy may be updated periodically. Continued use of the Application constitutes acceptance of changes.

15. Contact

For privacy-related inquiries: Email: stockanalyzer@gmail.com

16. Copyright Notice

© 2026 Mohit Sharma. All rights reserved. The Stock Analyzer Application, including design, AI models, and branding, is protected intellectual property. Unauthorized use is prohibited.