Smart calculator

Terms of Use – Smart Calculator

Effective Date: May 7, 2026

Welcome to Smart Calculator (“the App”). By downloading, installing, or using this application, you agree to comply with and be bound by these Terms of Use.

If you do not agree with these Terms, please do not use the App.

1. Acceptance of Terms

By accessing or using Smart Calculator, you confirm that you have read, understood, and agreed to these Terms of Use and the Privacy Policy.

These Terms apply to all users of the application.

2. Purpose of the Application

Smart Calculator is designed to provide users with simple, fast, and user-friendly calculation and financial estimation tools.

The App includes features such as:

Standard Calculator
EMI Calculator
SIP Calculator & Planner
SWP Calculator
Compound Interest Calculator
GST Calculator
Budget Calculator
Currency Converter
Age Calculator
Unit Converter
Loan Comparison
Cash Counter

The App is intended strictly for:

Educational purposes
Informational purposes
Personal calculation assistance
Financial awareness and planning estimations

3. No Financial or Professional Advice

Smart Calculator does not provide:

Financial advice
Investment recommendations
Tax advice
Legal advice
Banking consultation
Professional financial planning services

All calculations, estimations, and projections shown in the App are approximate and should be used for informational purposes only.

Users should consult a qualified financial advisor or professional before making any financial, investment, loan, or tax-related decisions.

The developer is not responsible for any financial loss, damages, or decisions made based on information provided by the App.

4. User Responsibilities

By using the App, users agree to:

Use the App lawfully and responsibly
Verify calculation results independently before making important decisions
Avoid misuse, modification, or unauthorized distribution of the App
Use the App only for personal and non-harmful purposes

Users are solely responsible for how they use the information and calculations generated by the App.

5. Advertisements

Smart Calculator uses Google AdMob to display advertisements.

Advertisements shown within the App may be personalized or non-personalized depending on device settings and Google services.

Google may collect limited technical and advertising-related data according to their policies.

Learn more:

6. Intellectual Property

All application content, including but not limited to:

App design
Logos
Text
Graphics
Features
Layouts
Calculators and tools

are the property of the developer unless otherwise stated.

Users may not copy, reproduce, distribute, or modify any part of the App without permission.

7. Limitation of Liability

The App is provided on an “as is” and “as available” basis without warranties of any kind.

While reasonable efforts are made to maintain accuracy and functionality, the developer does not guarantee:

Calculation accuracy
Continuous availability
Error-free operation
Financial outcome reliability

The developer shall not be liable for:

Financial losses
Business losses
Investment losses
Data loss
Indirect or consequential damages

resulting from the use of the App.

8. Third-Party Services

The App may use or link to third-party services including:

Google Play Services
Google AdMob

These services operate under their own terms and privacy policies.

The developer is not responsible for third-party content, services, or practices.

9. Updates and Modifications

The developer may:

Update features
Modify functionality
Improve performance
Change these Terms of Use

at any time without prior notice.

Continued use of the App after changes means you accept the updated Terms.

10. Termination

The developer reserves the right to restrict or terminate access to the App if users violate these Terms or misuse the application.

11. Governing Policy

These Terms are intended to comply with:

Google Play Developer Policies
Google AdMob Policies
Applicable digital service guidelines

12. Contact Us

If you have questions or concerns regarding these Terms of Use, please contact:

App Name: Smart Calculator
Developer: Noorulain Firfiray
Contact Email: noorulainfirfiray@gmail.com

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