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Terms of Use – Smart Calculator
Terms of Use – Smart Calculator
Effective Date: October 7, 2026
Effective Date: October 7, 2026
Welcome to Smart Calculator ("the App").
Welcome to Smart Calculator ("the App").
By downloading, installing, or using Smart Calculator, you agree to be bound by these Terms of Use. If you do not agree with these Terms, please discontinue use of the App.
By downloading, installing, or using Smart Calculator, you agree to be bound by these Terms of Use. If you do not agree with these Terms, please discontinue use of the App.
1. Acceptance of Terms
1. Acceptance of Terms
By accessing or using Smart Calculator, you confirm that you have read, understood, and agreed to these Terms of Use and our Privacy Policy.
By accessing or using Smart Calculator, you confirm that you have read, understood, and agreed to these Terms of Use and our Privacy Policy.
2. Purpose of the App
2. Purpose of the App
Smart Calculator is designed to provide users with convenient financial and mathematical calculation tools.
Smart Calculator is designed to provide users with convenient financial and mathematical calculation tools.
The App currently includes:
The App currently includes:
Standard Calculator
EMI Calculator
Loan Calculator
Loan Comparison Calculator
SIP Calculator
SWP Calculator
Compound Interest Calculator
GST Calculator
Budget Calculator
Currency Converter
Cash Counter
National Pension System (NPS) Calculator
Sukanya Samriddhi Yojana Calculator
Fixed Deposit (FD) Calculator
Recurring Deposit (RD) Calculator
These tools are provided to help users perform personal calculations, estimates, comparisons, and financial planning calculations.
These tools are provided to help users perform personal calculations, estimates, comparisons, and financial planning calculations.
3. Educational and Informational Use Only
3. Educational and Informational Use Only
Smart Calculator is intended for general informational, educational, and calculation purposes.
Smart Calculator is intended for general informational, educational, and calculation purposes.
The App does not provide:
The App does not provide:
Financial advice
Investment recommendations
Pension advice
Tax consultation
Legal advice
Professional financial planning services
All calculations, projections, maturity values, estimated returns, interest amounts, retirement estimates, and other results are approximate and based on the information entered by the user.
All calculations, projections, maturity values, estimated returns, interest amounts, retirement estimates, and other results are approximate and based on the information entered by the user.
Users should consult qualified professionals before making important financial, investment, tax, or legal decisions.
Users should consult qualified professionals before making important financial, investment, tax, or legal decisions.
4. Accuracy of Calculations
4. Accuracy of Calculations
Smart Calculator is designed to provide reasonably accurate calculations based on the information entered by the user and applicable calculation methods.
Smart Calculator is designed to provide reasonably accurate calculations based on the information entered by the user and applicable calculation methods.
However:
However:
Results may vary due to rounding methods.
Interest rates, tax rules, government policies, financial regulations, and other applicable conditions may change.
Results may be affected by incorrect or incomplete information entered by the user.
Actual results from banks, financial institutions, government schemes, or other service providers may differ from calculations shown in the App.
The developer does not guarantee that every calculation will always be completely accurate or suitable for every individual situation.
The developer does not guarantee that every calculation will always be completely accurate or suitable for every individual situation.
Users are responsible for verifying important calculations and information before making financial decisions.
Users are responsible for verifying important calculations and information before making financial decisions.
5. User Responsibilities
5. User Responsibilities
By using the App, you agree to:
By using the App, you agree to:
Enter accurate information.
Use the App only for lawful purposes.
Review calculation results before relying on them.
Keep your device and account information secure.
Use the App in accordance with these Terms.
You agree not to misuse, modify, reverse engineer, copy, distribute, or attempt to interfere with the App's functionality or security.
You agree not to misuse, modify, reverse engineer, copy, distribute, or attempt to interfere with the App's functionality or security.
6. Local Data Storage
6. Local Data Storage
Certain calculations, preferences, and app-related information may be stored locally on your device to provide app functionality.
Certain calculations, preferences, and app-related information may be stored locally on your device to provide app functionality.
The developer does not maintain servers that store your personal calculation data.
The developer does not maintain servers that store your personal calculation data.
Deleting the App or clearing its application storage may permanently remove locally stored information.
Deleting the App or clearing its application storage may permanently remove locally stored information.
For additional information about data handling, please refer to the Privacy Policy.
For additional information about data handling, please refer to the Privacy Policy.
7. Advertisements
7. Advertisements
Smart Calculator may display advertisements through Google AdMob.
Smart Calculator may display advertisements through Google AdMob.
Advertisements may be personalized or non-personalized according to Google's applicable advertising policies and user settings.
Advertisements may be personalized or non-personalized according to Google's applicable advertising policies and user settings.
The developer does not control the content, availability, or accuracy of third-party advertisements displayed through Google AdMob.
The developer does not control the content, availability, or accuracy of third-party advertisements displayed through Google AdMob.
8. Third-Party Services
8. Third-Party Services
The App may use or integrate with third-party services, including:
The App may use or integrate with third-party services, including:
Google Play Services
Google AdMob
Your use of third-party services may be subject to their respective terms, conditions, and privacy policies.
Your use of third-party services may be subject to their respective terms, conditions, and privacy policies.
The developer is not responsible for the policies, content, availability, or practices of third-party services.
The developer is not responsible for the policies, content, availability, or practices of third-party services.
9. Intellectual Property
9. Intellectual Property
All trademarks, logos, graphics, icons, designs, source code, application content, and branding associated with Smart Calculator are the property of the developer unless otherwise stated.
All trademarks, logos, graphics, icons, designs, source code, application content, and branding associated with Smart Calculator are the property of the developer unless otherwise stated.
You may not copy, modify, reproduce, distribute, reverse engineer, or commercially exploit any part of the App without prior written permission, except where permitted by applicable law.
You may not copy, modify, reproduce, distribute, reverse engineer, or commercially exploit any part of the App without prior written permission, except where permitted by applicable law.
10. Limitation of Liability
10. Limitation of Liability
To the maximum extent permitted by applicable law, the developer shall not be liable for any losses, damages, or consequences arising from the use of the App or reliance on its calculation results, including but not limited to:
To the maximum extent permitted by applicable law, the developer shall not be liable for any losses, damages, or consequences arising from the use of the App or reliance on its calculation results, including but not limited to:
Financial losses
Investment decisions
Loan-related decisions
Savings or investment outcomes
Retirement planning decisions
Pension estimation differences
Tax-related decisions
Differences between estimated and actual financial results
Errors resulting from incorrect user input
Any direct, indirect, incidental, or consequential damages
Users are responsible for independently verifying important information and calculation results before making financial or other decisions.
Users are responsible for independently verifying important information and calculation results before making financial or other decisions.
11. Updates and Feature Changes
11. Updates and Feature Changes
The developer may add, modify, improve, suspend, or remove features of the App at any time.
The developer may add, modify, improve, suspend, or remove features of the App at any time.
Updates may be released to improve:
Updates may be released to improve:
Security
Performance
Compatibility
User experience
Calculation functionality
Compliance with applicable policies and regulations
Feature availability may change between different versions of the App.
Feature availability may change between different versions of the App.
12. Termination
12. Termination
The developer reserves the right to restrict or terminate access to the App if these Terms are violated, if misuse of the App is detected, or if required by applicable law.
The developer reserves the right to restrict or terminate access to the App if these Terms are violated, if misuse of the App is detected, or if required by applicable law.
Users may stop using the App and uninstall it at any time.
Users may stop using the App and uninstall it at any time.
13. Changes to These Terms
13. Changes to These Terms
These Terms of Use may be updated periodically to reflect changes in the App, applicable laws, policies, or services.
These Terms of Use may be updated periodically to reflect changes in the App, applicable laws, policies, or services.
Any updates will be reflected by changing the Effective Date at the top of these Terms.
Any updates will be reflected by changing the Effective Date at the top of these Terms.
Continued use of the App after updated Terms become effective constitutes acceptance of the revised Terms.
Continued use of the App after updated Terms become effective constitutes acceptance of the revised Terms.
14. Governing Law
14. Governing Law
These Terms shall be governed by and interpreted in accordance with the applicable laws of the jurisdiction where the developer operates, subject to any mandatory rights and protections available to users under applicable law.
These Terms shall be governed by and interpreted in accordance with the applicable laws of the jurisdiction where the developer operates, subject to any mandatory rights and protections available to users under applicable law.
15. Contact Us
15. Contact Us
If you have any questions, suggestions, or concerns regarding these Terms of Use or Smart Calculator, please contact us:
If you have any questions, suggestions, or concerns regarding these Terms of Use or Smart Calculator, please contact us:
App Name: Smart Calculator
App Name: Smart Calculator
Developer: Noorulain Firfiray
Developer: Noorulain Firfiray
Email: noorulainfirfiray@gmail.com
Email: noorulainfirfiray@gmail.com
By using Smart Calculator, you acknowledge that you have read, understood, and agreed to these Terms of Use.
By using Smart Calculator, you acknowledge that you have read, understood, and agreed to these Terms of Use.
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