Privacy Policy
Privacy Policy
The Mobile Application is provided by SRI CHANNABASAVA PATTINA SOUHARDA SAHAKARI SANGHA NIYAMITA MANVI (“we,” “our,” or “us”). This Privacy Policy explains how we collect, use, store, and protect your information when you use our services. By accessing or using our Mobile App, you agree to the terms outlined in this Privacy Policy. Please read it carefully.
“Personal Data” refers to information that can directly or indirectly identify an individual. Examples include:
Name, mobile number, email address, and telephone number
Information provided during registration and account setup
We may collect and store your profile photo/image (with your permission) to allow you to manage and personalize your account within the app.
This includes information that does not identify you personally, such as:
Browser type, IP address, and device details
Demographic data and de-identified statistics
Data collected through cookies, analytics, or tracking tools
With your permission, we may collect your device’s location to provide services dependent on your physical location (e.g., nearby ATMs).
All personal and sensitive data is securely stored and transmitted in encrypted form using industry-standard protocols such as HTTPS.
Login PINs and transaction PINs are generated and stored in encrypted form for authentication and authorization.
Sensitive information like names, account numbers, or other identifiers is never exposed publicly.
Personalized content is generated dynamically and uniquely for each user.
We use your information to:
Provide the services you request
Enhance user experience with personalization (including profile images)
Improve products and services
Send important notifications, updates, and alerts
We retain your Personal Data for as long as necessary to provide services, comply with legal requirements, resolve disputes, and prevent fraud.
In some cases, information may be retained longer for legitimate business purposes (e.g., responding to complaints, regulatory requests, or fraud prevention).
When no longer required, data will be deleted, destroyed, or anonymized.
Our App may integrate with third-party providers such as payment gateways, authentication services, app deployment systems, and analytics tools.
Please note:
Third-party services are governed by their own privacy policies and terms.
We do not control or endorse third-party providers and are not responsible for any losses, damages, or disputes arising from their use.
Your interaction with third-party services (including providing payment details) is solely between you and the service provider.
We may update or remove integrations with third-party services at any time without notice.
To ensure smooth functionality, the App may request the following permissions:
Location Access (MAPS_RECEIVE, READ_GSERVICES): To detect nearby ATMs
Internet Access (INTERNET, ACCESS_NETWORK_STATE): To provide online services
Camera (CAMERA, autofocus): To scan QR codes for payments and other features
Storage (WRITE_EXTERNAL_STORAGE, READ_EXTERNAL_STORAGE): To download and store PDF account statements
Push Notifications (POST_NOTIFICATIONS): To send transaction alerts, updates, and promotional messages
Users register with their mobile number to access accounts linked to that number.
Required personal information is collected in compliance with banking regulations.
Strong authentication and verification processes ensure account security.
The App supports payments such as fund transfers, mobile recharges, bill payments, and insurance premiums.
Banking details are collected only as needed for secure processing.
All financial transactions follow industry-standard encryption and security protocols.
We use Firebase to deliver app update alerts and notifications securely.
We employ strict security practices to protect your data from unauthorized access, misuse, or disclosure, including:
End-to-end encryption for sensitive transactions
Secure storage and transmission protocols
Dynamic content generation to prevent data leaks
Our services are not intended for children under the age of 13.
We do not knowingly collect data from children.
If a child under 13 provides personal data, it will be deleted immediately.
Parents/guardians who become aware of such cases should contact us for corrective action.
We may update this Privacy Policy from time to time. Any changes will be reflected with a revised “last updated” date. We encourage you to review this page periodically to stay informed. Continued use of the App after updates means you accept the revised policy.
By using our Mobile App, you confirm that you have read, understood, and agreed to this Privacy Policy. If you do not agree, please discontinue using the App.
For any questions, concerns, or feedback regarding this Privacy Policy or our practices, please contact us at:
📧 contactus : scpssn@gmail.com