Support About Us Careers Become An Agent Awards Update KYC MY ABHA Respect Senior Care Rider: 9152007550 (Missed call) Buy Policy: 1800-209-0144| Service: 1800-209-5858 Whatsapp Logo Service Chat: +91 75072 45858 Bajaj Allianz General Insurance Insure Renew Claim Health Insurance Claim Motor Insurance Claim Travel Insurance Claim Home Insurance Claim Cyber Insurance Claim Commercial and Retail Insurance Claim Pet Dog Insurance claim Cattle Insurance claim Government Schemes Insurance Samjho Privé Do Not Call Caringly Yours AppCaringly Yours App Search Home Travel Insurance Change Language Travel Insurance Enter full name* Name as per PAN card Mobile number* Enter mobile number Select product* Individual Travel I agree to the data privacy policy I want to get my quote and policy details on Whatsapp Icon Get Quote Travel Bag Cover Loss of Baggage/Passport Doctor Icon In-house Team(HAT) for faster claims processing Cash Icon Cover Medical/Hospitalization expenses while traveling abroad Scroll Icon Types Coverage Add-On's Our Plans Premium Buy Online Customer Stories FAQs Travel Insurance Online What is Travel Insurance? Know Your Basics Embarking on a journey, especially across borders, is an exciting adventure full of new experiences. To make your travel dreams a reality, consider the invaluable shield of travel insurance. Travel insurance is your go-to partner, ensuring your peace of mind throughout your global explorations. It's like having a guardian angel that steps in to support you when unexpected challenges arise during your trip. This comprehensive coverage is tailored to address various concerns that might interrupt your travel plans. Imagine this: Your luggage goes missing, or you need unexpected medical attention abroad. International travel insurance steps in to cover the costs of lost belongings, medical expenses, and even unforeseen trip cancellations. It's not just about financial protection; it's about ensuring that your travel moments are stress-free and memorable. Now, with the convenience of online travel insurance, you can secure your journey with just a few clicks. Online travel insurance brings the power of comprehensive coverage to your fingertips, allowing you to customize your policy based on your unique travel needs. In essence, travel insurance is your golden ticket to worry-free travels. It's the assurance that, no matter where your adventures take you, you have a reliable companion by your side. So, before you jet off on your next escapade, unlock the magic of travel insurance – because every journey deserves the security and peace of mind that comes with this customer-centric and customizable protection. Do You Really Need Travel Insurance in India? Embarking on a journey within India or beyond its borders? The answer to whether you need travel insurance is a resounding yes! Beyond being a mere precaution, travel insurance is your trusted companion, offering a safety net that transforms uncertainties into manageable experiences. Whether you're exploring the vibrant landscapes of India or venturing internationally, travel insurance provides a crucial layer of protection. The unforeseen can happen anytime – flights get cancelled, baggage goes missing, or medical emergencies arise. Here, travel insurance steps in, ensuring you're covered financially and allowing you to navigate these challenges with ease. The convenience of online travel insurance has revolutionized the process. With a few clicks, you can customize your coverage to match your specific travel requirements. It's a customer-centric approach that puts you in control, ensuring you get the protection you need without any hassle. For those venturing abroad, travel insurance becomes even more necessary. It covers medical expenses, trip cancellations, and unexpected events, offering a comprehensive shield against uncertainties in foreign lands. In the heart of your travel plans, consider travel insurance as your indispensable ally. It goes beyond being a mere necessity; it's an investment in peace of mind. So, whether you're exploring the diverse landscapes of India or jet-setting across borders, don't embark on your journey without the security and assurance that a travel insurance cover provides. It's not just a precaution; it's your key to navigating peace of mind during every adventure. What Are the Features of a Travel Insurance Plan? Traveling can be an exciting adventure, but unforeseen circumstances can turn a dream vacation into a nightmare. That's where travel insurance comes in, offering a safety net to protect you from unexpected events. In this article, we'll delve into the essential features of travel insurance that make it a crucial companion for any journey. Protection / Coverage for Flight-Related Incidents: While air travel is generally deemed safe, accidents can occur unexpectedly. Flight-related issues, such as travel delays or hijacking situations, are covered by the insurance plan. This coverage ensures that you are financially protected against incurred expenses during unforeseen adversities. Trip Cancellation Coverage: Another primary feature of travel insurance is trip cancellation coverage. Life is unpredictable, and sometimes, you may need to cancel your trip due to unexpected events such as illness, injury, or a family emergency. Travel insurance reimburses you for the non-refundable expenses incurred, providing financial relief. Emergency Cash Advance: In situations of urgency, your travel insurance plan provides access to cash advances. Encountering issues such as hospitalisation, loss of credit cards or cash, and traveler's cheques while abroad can be challenging. However, with an insurance policy, you can receive a specified cash advance after a designated period. Annual Emergency Evacuation Coverage for Frequent Travelers: Certain insurance providers offer comprehensive year-long coverage plans tailored for frequent flyers. This allows frequent travellers to enjoy the benefits throughout the year or across multiple trips, eliminating the need for recurring insurance policy costs. Unified Family Coverage: Opting for a single travel insurance plan covering the entire family proves to be both straightforward and cost-effective compared to purchasing individual plans for various age groups. Cashless Medical Treatment: While no one hopes for a hospital visit during a vacation, unforeseen circumstances can arise. However, with travel insurance plans, you can mitigate the financial strain. Enjoy the convenience of cashless medical treatment at hospitals affiliated with the insurance provider. Tailored Plans for Every Age: Each age group has distinct travel preferences, and considerations for assistance and security vary. Elderly individuals may need more travel support and are often more susceptible to theft and similar incidents. The positive aspect is that you can purchase a travel insurance policy tailored to your specific age group, ensuring suitable benefits and coverage. Protection Against Baggage/Passport Loss: Losing your baggage or passport during a trip can be a dreadful and risky experience. While the travel insurance policy you choose may not retrieve your passport or baggage, it will provide coverage for the loss of cash or belongings. Additionally, it will cover the expenses associated with obtaining a new passport. Protection Against Home Burglary: Burglars often target homes left vacant when families are away on a trip. However, this shouldn't deter your travel plans. Home burglary coverage in travel insurance ensures compensation in the event of a home theft while you're away. Seamless Claim Settlement with Trip Delay Delight: No need to go through the hassle of submitting a claim to access insurance benefits. In cases like trip delay or flight cancellation, the covered amount will be automatically settled. Read more about: Travel Insurance Features Why Should You Opt for a Travel Insurance Policy from Bajaj Allianz? Feature Bajaj Allianz Travel Insurance Benefit Premium Amount Starting from INR 13* Claim Procedure Smartphone-enabled claim settlement, paperless Claim Settlement Available 24x7, Missed Call Service also available Number of Covered Countries 216 countries and islands across the globe Flight Delay Coverage INR 500 to 1,000 compensation for flights delayed by four hours or more Inclusion of Deductibles No Deductibles Add-on Benefits Adventure sports, hospitalization cover, check-in baggage delay, loss of passport, emergency cash advance, trip cancellation cover, etc. Why Travel Insurance? Why Travel Insurance? WHAT ARE THE DIFFERENT TYPES OF TRAVEL INSURANCE POLICIES THAT YOU CAN BUY? We offer different plans to suit your specific needs. Choose from Travel Care, Travel Secure, Travel Value, Travel Family, Travel Age, Corporate Package, and Study Companion. Let's delve into the diverse landscape of travel insurance policies available in the country. Individual Travel Insurance Individual Travel Insurance: Coverage: Tailored for solo travellers, this policy offers comprehensive coverage for medical emergencies, trip cancellations, baggage loss, and other unforeseen events. Benefits: Personalized protection for the individual's travel needs, ensuring financial security in case of emergencies. Individual plan consists of: Travel Care A special travel insurance plan for individuals going abroad that takes care of all medical needs, including hospitalization and other unexpected costs, all at a much lower price than what you might otherwise spend. Travel Secure A travel insurance plan that offers extra coverage for medical situations, including hospitalization, lost baggage, and other unexpected expenses. Additionally, it provides special benefits like coverage for trip delays and a Golfer's Hole-in-One. Travel Value This policy provides great value for individuals traveling abroad. It includes coverage for all medical situations, hospitalization, and additional expenses, with enhanced medical coverage of $500,000 and an increased limit of $1,500 for emergency cash. Travel Asia This is a tailored package designed for individuals traveling to Asia. Travelers can choose from Travel Asia Flair and Travel Asia Supreme based on their coverage needs. These packages are highly convenient, offering coverage options for durations ranging from 1 to 30 days. Read more about:Individual Travel insurance Family Travel Insurance Family Travel Insurance Coverage: Designed for families traveling together, this policy extends coverage to all family members, providing a collective safety net. Benefits: Cost-effective and convenient, offering a single policy to cover the entire family's travel-related risks. Travel Family If you're traveling abroad with your family, this package is tailored for you. It provides coverage for the entire family (self & spouse up to 60 years of age, two children under 21 years) for medical events abroad and extends a floater benefit to individual family members. Read more about:Family travel insurance policy Student Travel Insurance: Student Travel Insurance Coverage: Geared towards students studying abroad, this policy includes coverage for medical emergencies, tuition fees, and other education-related expenses. Benefits: Specifically addresses the unique needs of students, providing support for academic and non-academic challenges. Read more about:Student Travel Insurance Senior Citizen Travel Insurance Senior Citizen Travel Insurance Coverage: Tailored for elderly travellers, and the health needs of those between 61- 70 years of age. This policy addresses age-specific health concerns and provides coverage for medical emergencies and trip interruptions. Benefits: Ensures that senior citizens can travel with peace of mind, knowing they are protected against potential health issues. Read more about:Senior Citizen Travel Insurance Corporate Travel Insurance Corporate Travel Insurance Coverage: Catering to businesses and their employees, this policy offers coverage for work-related travel, including medical emergencies and trip cancellations. Benefits: Provides a safety net for employees on business trips, promoting corporate responsibility and employee well-being. In conclusion, the diverse range of travel insurance policies available in India reflects the evolving needs and preferences of travellers. Each policy is crafted to address specific aspects of travel, providing a safety net and financial security during journeys. Choosing the right type of travel insurance depends on individual circumstances, ensuring that travellers can explore the world with confidence and peace of mind. Read more about:Corporate Travel Insurance WHAT ARE THE DIFFERENT PACKAGES IN THE TRAVEL COMPANION POLICY? Traveling opens up new horizons and experiences, but it also brings along the potential for unexpected challenges. To mitigate these uncertainties, travel insurance has become an integral part of trip planning. There are a variety of travel insurance policies catering to different needs and preferences. Bajaj Allianz stands out as the most trustworthy travel insurance companion that has a range of plans to suit your needs. Who can use Travel Companion? Our Travel Companion Policy is a full-fledged package offering extensive medical and health coverage for international travellers. Meanwhile, the Student Companion Policy specifically addresses various risk factors for students venturing abroad. Why Travel Companion? Traveling abroad to a foreign land comes with its fair share of risks. Foreign medical expenses and hospitalization costs can be quite steep. Travel Companion has got you covered for all medical situations at just a fraction of the usual expense. What does Travel Companion Policy cover? This travel insurance policy is all-encompassing, covering Medical Expenses, Repatriation, Loss and Delay of Checked Baggage, Loss of Passport, Personal Liability, Cashless Service, Hospitalization Expense, Golfer's Hole-in-One, Hijack Cover, Trip delay, Emergency Cash Advance, and more. Does Travel Companion offer cashless service? Certainly, Travel Companion ensures direct settlement for medical expenses incurred during in-hospital stays abroad. (Subject to policy terms and conditions, along with sub-limits) Does Travel Companion help you with urgent cash abroad? An essential feature of this travel insurance policy is the Emergency Cash Advance. This service helps by arranging emergency cash for the insured in situations like luggage/money theft or hold-ups. The company coordinates with the insured person's relatives in India to provide the necessary emergency cash assistance, meeting their requirements up to the specified limit in the policy schedule. What is the USP of Travel Companion? The Golfer's Hole-in-one is a thoughtful perk from the company. It reimburses the insured for expenses related to celebrating a hole-in-one during their trip, anywhere in the world (excluding India), at a golf course recognized by the United States Golfer's Association. Know Your Travel Insurance Policy’s Coverage Traveling is an exciting adventure filled with new experiences, but it's crucial to be prepared for the unexpected. This is where travel insurance comes into play, serving as a safety net that provides financial protection and assistance during unforeseen circumstances. To make the most of your travel insurance, it’s essential to understand its coverage thoroughly. Let’s explore the key aspects of travel insurance coverage to ensure you have a worry-free journey. Medical Coverage Medical Coverage One of the primary components of travel insurance is medical coverage. This aspect ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment, illnesses and any acute or chronic conditions, injuries, surgeries, alternative treatments, co-payment, deductibles, and related expenses. Before purchasing travel insurance, check the medical coverage limits and make sure they align with your needs. . Trip Cancellation and Interruption Trip Cancellation and Interruption Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short. Loss of Baggage and Personal Belongings Loss of Baggage and Personal Belongings Losing your luggage or valuables can be a significant inconvenience during a trip. Travel insurance often includes coverage for lost, stolen, or damaged baggage. This coverage can also extend to personal belongings such as cameras, laptops, or other valuables. Be sure to understand the coverage limits and any exclusions related to high-value items. Travel Delay and Missed Connections Travel Delay and Missed Connections Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim. Emergency Assistance Services Emergency Assistance Services Beyond financial coverage, many travel insurance policies provide emergency assistance services. This may include a 24/7 helpline for medical emergencies, travel assistance for replacing lost travel documents, and coordination for emergency evacuations. Familiarize yourself with these services to know what support is available during your travels. Pre-Existing Medical Conditions Pre-Existing Medical Conditions Individuals with pre-existing medical conditions should pay close attention to the policy’s terms regarding coverage for such conditions. Some travel insurance policies may exclude pre-existing conditions, while others may offer coverage or require additional premiums. Be transparent about your health history when purchasing insurance to avoid any complications later. Policy Exclusions and Limitations Policy Exclusions and Limitations Thoroughly read the policy documents to understand exclusions and limitations. Common exclusions may include events related to war, terrorism, or pre-existing conditions. Knowing these limitations ensures that you have realistic expectations about what your travel insurance can and cannot cover. In conclusion, a well-informed traveler is better equipped to make the most of their travel insurance coverage. Before embarking on your journey, carefully read and understand the terms and conditions of your policy. If you have any questions or uncertainties, don’t hesitate to reach out to the insurance provider for clarification. With a clear understanding of your travel insurance coverage, you can enjoy your travels with peace of mind, knowing you’re prepared for whatever comes your way. Is It Possible to Extend Your Travel Insurance Coverage? Absolutely! At Bajaj Allianz General Insurance, extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels. Do Travel Insurance Policies Provide Protection Against COVID-19? The global travel landscape has witnessed unprecedented changes since the onset of the COVID-19 pandemic. With travel restrictions, quarantine mandates, and health concerns looming large, the significance of travel insurance has come to the forefront. Many travellers are left wondering: Does travel insurance cover the uncertainties associated with COVID-19? Understanding the Basics: What Does Travel Insurance Typically Cover? Before delving into the specifics of COVID-19 coverage, it's essential to grasp the fundamental aspects of travel insurance. Traditionally, travel insurance offers protection against various unforeseen events such as trip cancellations, medical emergencies, baggage loss, and travel delays. These coverages have been staples in travel insurance policies for years. The Emergence of COVID-19 and Its Impact on Travel Insurance As the pandemic unfolded, the travel landscape faced disruptions, prompting both insurers and travellers to re-evaluate their needs. Travel insurance providers responded by introducing new policies and adapting existing ones to address the challenges posed by the virus. Trip Cancellation and Interruption One of the primary concerns for travellers is the potential need to cancel or interrupt their trip due to COVID-19-related reasons. Standard trip cancellation coverage typically includes unforeseen illness or injury to the traveller, their travel companion, or a family member. However, travel insurance policies may vary regarding coverage for pandemic-related cancellations. Some insurers now offer Cancel for Any Reason (CFAR) coverage as an optional add-on. CFAR allows travellers to cancel their trip for reasons not typically covered by standard policies, offering a higher degree of flexibility. It's crucial to carefully review policy details to understand the scope of coverage. Medical Expenses and Emergency Assistance Medical coverage has always been a vital component of travel insurance. In the context of COVID-19, policies generally cover emergency medical expenses if a traveller contracts the virus during their trip. This includes hospitalization, doctor visits, and other necessary medical treatments. However, coverage may be subject to policy terms and conditions, and pre-existing conditions may impact eligibility. Emergency assistance services, which provide guidance and support during medical emergencies, have become even more crucial in the current scenario. Travelers should be aware of the assistance services available to them, including COVID-19-related guidance. Quarantine Expenses and Trip Delays The unpredictable nature of the pandemic has led insurers to address quarantine-related expenses and trip delays. Some policies now offer coverage for additional accommodation and meal expenses incurred during mandatory quarantine periods. Trip delay coverage may also extend to delays caused by COVID-19-related issues. Testing Requirements and Documentation Given the prevalent testing requirements for travel, some insurance policies may cover the costs of COVID-19 testing when deemed medically necessary. It's essential for travellers to familiarize themselves with the specific testing-related provisions in their policies and ensure compliance with any documentation requirements. COVID-19 Coverage with Bajaj Allianz Travel Insurance: Scenario Coverage If COVID-19 symptoms appear after a negative test before travel. You qualify for compensation under the policy. If COVID-19 symptoms arise before travel or contact with a positive person within 14 days. Compensation is not eligible under the policy. Conclusion: As the world adapts to the new normal, travel insurance has evolved to address the unique challenges posed by the COVID-19 pandemic. While policies vary, travellers can find coverage tailored to pandemic-related concerns. Thoroughly reviewing policy terms, considering optional add-ons, and staying informed about the latest developments in travel insurance are crucial steps for ensuring a protected and informed travel experience. Extending Travel Insurance Online: Those who do not want to go through the time-consuming offline process can extend travel insurance online. Going by this method, you will save time and also some money that is spent on travelling to the branch or meeting with the agent. Step 1: Visit the Bajaj Allianz website and go to your travel insurance policy page. Click on ‘extend’ and read through the existing benefits along with identifying if you want to add other coverage benefits and update the policy. Step 2: If applicable, submit the additional documents. If not, you can straightaway go to the payments page and initiate the same via Credit card, Debit card, or Net Banking. Step 3: Once the payment is confirmed, you will receive the soft copy of your insurance policy on your email address. Extend Travel Insurance Policy Offline: Offline extension means that you will either have to get in touch with your agent or visit the branch and complete the formalities there. Step 1: Contact the agent or visit the branch before the existing insurance policy ends. Take the time you have to review your existing policies and its benefits. If you want to add something to your coverage, ask the agent to do the same. Step 2: After reviewing the travel insurance policy, ask for the additional forms or applications pertaining to the add-ons, only if applicable. Submit the required documents (ask the agent or the branch representative for the same). Step 3: Carefully review the policy documents, conditions, and guidelines before you pay the premium while buying travel insurance in India. Step 4: In offline processing, you have to make the payment via cheque. Make sure that the beneficiary in the cheque is the insurer and not the agent or the representative you are consulting. What Are the Different Add-on Covers Available in Your Travel Insurance Policy? Traveling opens doors to new experiences, cultures, and adventures. While planning your journey, it's crucial to consider the unexpected. Enter add-on covers, the unsung heroes of your travel insurance policy. In this article, we'll delve into the world of these additional safeguards that can make a significant difference in ensuring a smooth and stress-free travel experience. Let’s find out how you can maximize your protection with Add-Ons and Optional Covers in Travel Insurance Enhance your travel insurance with Add-On Covers – the extra layer of protection to shield you from unexpected financial burdens. More add-ons mean a higher premium, so choose wisely. Here's a peek at what our travel insurance offers: 1. Trip Delay Delight: Reimburses financial losses due to trip delays or cancellations up to policy limits, tailored for one trip, round trips, or multiple journeys. 2. Schengen Cover: Covers expenses related to repatriation for medical reasons or urgent health conditions, including emergency hospital treatment or unfortunate events like a death. 3. Compassionate Visit by a Family Member: Say goodbye to cutting short your journey due to family emergencies. This cover ensures a family member's visit is covered up to specified limits. 4. Emergency Hotel Accommodation: For Family Member: Covers hotel expenses for a family member in urgent situations. For Insured and Family Member: Extends coverage to both the insured and family members for emergency hotel accommodation. 5. Escort for Minor Child If you're traveling with a minor, this travel insurance cover ensures their safe journey by covering associated expenses up to specified limits. 6. Loss of Personal Belongings: Whether it's lost luggage or a passport, this cover has got you covered, easing your troubles during unforeseen circumstances. 7. Replacement and Rearrangement of Staff: Unforeseen staffing issues? This cover has your back, with rules and limits to guide you through the process. Optional Covers: These are bonus features for those opting for different travel insurance policies: 1. Pre-existing Illness Coverage: Covers existing diseases or conditions at the time of policy purchase, offering functional coverage for your journey. 2. HIV and AIDS: An optional cover for any age, ensuring coverage for complications related to HIV & AIDS, mitigating risks for those traveling without adequate insurance. 3. Maternity and Baby Cover from Day One: Extra benefits for expecting mothers, providing coverage from day one of pregnancy, making your journey worry-free. 4. Mental Illness and Alcohol-Related Disorder Cover: Beyond physical ailments, this optional cover includes mental health and alcohol-related disorders, allowing you to tailor your plan to suit your needs. When you travel, unforeseen circumstances may emerge, and in such scenarios your insurance should be more than just a policy—it should be a personalised shield. The various add-on covers in your travel insurance policy are designed to cater to specific needs, offering enhanced protection beyond the ordinary. Whether it's Trip Delay Delight, Schengen Cover, or optional add-ons like Pre-existing Illness Coverage and Maternity Benefits, each component is a strategic layer of defence. Choose not just insurance but a travel companion that understands and adapts to your unique journey. With Bajaj Allianz General Insurance, your travels are not just secured; they are elevated. Safeguard every moment with a policy that goes beyond expectations, providing tailored protection for every step of your adventure. Different Types of travel insurance plans available with Bajaj Allianz Aspect or Function Individual Family Student Best Suited for Solo Travellers For self, spouse and two kids Students aiming to study abroad between the ages of 16 and 35 Age for Parents: up to 60 years Not suitable for students above 35 years of age. Age for Kids: less than 21 years Premium Amount Starting from INR 308 Starting from INR 1470 Starting from INR 624 Medical Coverage Up to $1 Million High Medical coverage High Medical Coverage Expenses Covered ✓ Trip Cancellation ✓ Trip Cancellation ✓ Medical Expenses ✓ Medical Expenses ✓ Medical Expenses ✓ Trip curtailment ✓ Trip curtailment ✓ Loss of Passport ✓ Trip Delay (up to 12 hours) ✓ Trip Delay (up to 12 hours) ✓ Loss of Laptop ✓ Medical Repatriation ✓ Medical Evacuation ✓ Tuition Fee Reimbursement ✓ Personal Accident Cover ✓ Emergency Dental Pain ✓ Bail Bond Coverage; ✓ Home Burglary coverage ✓ Personal Accident Cover ✓ Medical Repatriation ($6500) ✓ Emergency Cash Advance ✓ Emergency Cash Advance ✓ Medical Evacuation ✓ Daily Allowance (Hospital) ✓ Personal Accident Cover ✓ Hospitalization Allowance ✓ Loss of Passport and Baggage Delay cover ✓ Home Burglary coverage ✓ Death or accident cover ✓ Hijack coverage ✓ Emergency Cash Advance ✓ Cover against hijack ✓ Daily Allowance (Hospital) ✓ Loss of baggage ✓ Loss of Passport and Baggage Delay cover ✓ Hijack coverage Additional Benefits In-House claim settlement In-House claim settlement Sponsor Protection up to $10,000 Coverage based on Trip Classification Solo Trip and Family Trip Benefits Provided Coverage for Solo & Family Trips Expenses Covered Medical Loss of Passport Loss of Baggage Trip Delay Compensation Trip Cancellation Home Burglary Regions Covered Asia North America Schengen South America Australia United Kingdom Middle East Expenses Not-Covered Life-threatening diseases (arising out of non-disclosed conditions) Mental Disorder Self-inflicted injuries, Suicide Depression or Stress HIV/AIDS Substance Abuse Overseas Travel Insurance Premium Details (INR 201, excluding GST) – Key Policy Parameters This plan is tailored for travellers under 50 who seek global travel insurance without U.S. and Canadian coverage. It offers essential protection against unexpected medical costs due to sickness while abroad, ensuring assurance at an affordable premium of Rs. 201 for 15 days which is about INR 13 per day*. Parameter Details Premium Amount INR 201 (excluding GST) Policy Duration 15 days Geographical Coverage Worldwide (Excluding USA and Canada) Plan Type Travel Ace Individual Modular Age Eligibility Below 50 years Coverage Scope Medical Emergencies due to Sickness Sum Insured USD 10,000 Deductible USD 100 Is There Any Eligibility Criteria to Buy a Travel Insurance Policy? There are eligibility criteria to purchase a travel insurance policy, and they vary among insurance providers. Generally, individuals between certain age brackets, such as 18 to 70 years, are eligible. Travel insurance companies may have specific age limits for coverage. Moreover, the purpose and duration of travel are crucial factors. Most policies cover trips for leisure, business, or education, and the duration can range from a few days to several months. Some plans cater to specific types of travel, like international or domestic trips. Pre-existing health conditions are often considered during eligibility assessments for travel insurance. Insurers may require disclosure of existing medical conditions, and coverage may vary based on the insurer's policies. Additionally, citizenship and residence can influence eligibility. Some policies are designed for residents of a particular country or citizens of specific nations. It's essential to carefully review the eligibility criteria outlined by the insurance provider. By doing so, travellers can ensure they meet the requirements and choose a policy that aligns with their needs and circumstances. Always disclose accurate information during the application process to avoid complications during claims. Type of Travel Insurance Plans