PRIVACY POLICY & DISCLAIMER

Splitour — Split Bills. Not Friendships.

Effective Date: June 1, 2026 Last Updated: June 1, 2026 Developer: Gems Innovation Contact: care.splitour@gmail.com App: Splitour (com.splitour.app)

⚠️ IMPORTANT DISCLAIMER — PLEASE READ FIRST

Splitour is a tool designed to assist with group expense tracking and settlement calculations. While we strive for accuracy, please note the following:

• Always verify all calculations manually before making any financial payments or decisions.

• Splitour is software and, like all software, may contain bugs, errors, or inaccuracies that could result in incorrect calculations.

• The app may crash, malfunction, or produce unexpected results due to device issues, internet connectivity problems, or software errors.

• Splitour and its developer are not responsible for any financial loss, disputes, or damages arising from reliance on calculations or information displayed in the app.

• All monetary transactions between users happen directly between users — Splitour does not process, hold, or transfer any money.

• Use this app as a helpful guide, not as the sole basis for financial decisions.

By using Splitour, you acknowledge and agree to this disclaimer.

1. INTRODUCTION

Welcome to Splitour ("the App", "we", "us", or "our"). Splitour is a group expense splitting application that helps friends, families, colleagues, and groups track shared expenses and calculate fair settlements.

This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our app. It applies to all users worldwide, including users in the European Union (GDPR), United Kingdom, United States (CCPA), India, and all other regions.

By using Splitour, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the app.

2. INFORMATION WE COLLECT

2.1 Information You Provide

• Name — your display name used within the app

• Email address — used for account creation via Google Sign-In

• Trip and expense data — trip names, expense amounts, member names, categories, tags, and notes you enter

• Advance payment amounts — amounts entered in the Group Advance feature

2.2 Information Collected Automatically

• Device token — Firebase Cloud Messaging (FCM) token for push notifications

• Usage data — basic app usage information collected via Firebase Analytics

• Crash reports — anonymous crash data to help us fix bugs

2.3 Information We Do NOT Collect

• We do not collect your bank account or payment details

• We do not process any real financial transactions

• We do not collect your location data

• We do not access your contacts, camera, or microphone

• We do not sell your personal data to anyone

3. HOW WE USE YOUR INFORMATION

We use the information collected to:

• Provide the service — create and manage your account, trips, and expenses

• Sync your data — keep your expenses and settlements updated across devices

• Send notifications — alert you when expenses are added, payments are made, or members join your trips

• Improve the app — analyze usage patterns to fix bugs and improve features

• Customer support — respond to your queries at care.splitour@gmail.com

4. DATA STORAGE & SECURITY

• All data is stored securely on Google Firebase (Firestore database) hosted on Google Cloud infrastructure

• Data is encrypted in transit using industry-standard SSL/TLS encryption

• Data is encrypted at rest by Firebase's built-in security

• We use Firebase Authentication for secure login — we never store your Google password

• Access to your trip data is controlled by security rules — only authenticated members of a trip can access that trip's data

• We follow Google Cloud's security standards which comply with ISO 27001, SOC 1/2/3, and other international certifications

5. DATA SHARING & THIRD PARTIES

We do not sell, rent, or trade your personal information. We share data only with:

5.1 Google Firebase (Google LLC)

• Firebase Authentication — for secure login

• Cloud Firestore — for data storage and sync

• Firebase Cloud Messaging — for push notifications

• Firebase Analytics — for anonymous usage analytics

• Google Privacy Policy: https://policies.google.com/privacy

5.2 Other Users in Your Trips

• When you join a trip, other members of that trip can see your name and expense contributions

• Your email address is not visible to other members

5.3 Legal Requirements

We may disclose your information if required by law, court order, or government authority.

6. DATA RETENTION

• Your data is retained as long as your account is active

• You can delete your account from Settings → Delete Account — this permanently removes all your personal data

• Trip data shared with other members may be retained in their trip history

• You can request data deletion by emailing care.splitour@gmail.com

7. YOUR RIGHTS

Depending on your location, you may have the following rights:

For EU/UK Users (GDPR)

• Right to access — request a copy of your data

• Right to rectification — correct inaccurate data

• Right to erasure — request deletion of your data

• Right to portability — receive your data in a portable format

• Right to object — object to processing of your data

For California Users (CCPA)

• Right to know — what data we collect and how we use it

• Right to delete — request deletion of your personal information

• Right to opt-out — we do not sell data, so this right is automatically satisfied

For All Users

• Right to withdraw consent — you can stop using the app and request account deletion at any time

To exercise any of these rights, email us at care.splitour@gmail.com

8. CHILDREN'S PRIVACY

Splitour is intended for users 18 years and older. We do not knowingly collect personal information from children under 13 (or under 16 in the EU). If you believe a child has provided us with personal information, please contact us immediately at care.splitour@gmail.com and we will delete it.

9. PUSH NOTIFICATIONS

Splitour sends push notifications for:

• New expenses added to your trips

• Settlement updates and payment confirmations

• New members joining your trips

• Noticeboard updates

You can disable notifications at any time from:

• In-app: Settings → Notifications

• Device: Phone Settings → Apps → Splitour → Notifications

10. OFFLINE DATA

Splitour supports offline functionality. When you use the app without internet:

• Data is stored temporarily on your device

• It syncs to our servers when internet is restored

• This local data is protected by your device's security

11. FUTURE FEATURES

We plan to introduce the following features in future updates:

• iOS support — the app will be available on Apple App Store

• Advertising — we may introduce non-intrusive ads via Google AdMob. Users will be notified before this change

• Premium subscription — optional paid features. Free features will remain free

• Multi-language support — support for Hindi, Marathi, and other Indian languages

This Privacy Policy will be updated before any new data practices are introduced.

12. THIRD-PARTY LINKS

Splitour may contain links to external services (WhatsApp sharing, email, Play Store). We are not responsible for the privacy practices of these third-party services.

13. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. When we do:

• The "Last Updated" date at the top will change

• For significant changes, we will notify users via in-app notification

• Continued use of the app after changes means you accept the updated policy

14. CONTACT US

For any privacy-related questions, data requests, or concerns:

Email: care.splitour@gmail.com App: Splitour — Split Bills. Not Friendships. Developer: Gems Innovation, Pune, Maharashtra, India

We aim to respond to all queries within 72 hours.

15. GOVERNING LAW

This Privacy Policy is governed by the laws of India. For users in other regions, applicable local privacy laws (GDPR, CCPA, etc.) also apply as described in Section 7.

Splitour — Split Bills. Not Friendships. ✈️ © 2026 Gems Innovation. All rights reserved.