PRIVACY POLICY
Last updated: August 29, 2026
Split Expenses ("we", "our", or "the app") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, how it is stored, and the choices you have when using Split Expenses.
1. INFORMATION WE COLLECT
When you use Split Expenses, we may collect the following information:
Account and Profile Information
• Name
• Email address associated with your account
• Profile photo, if provided through your account
• Username
• User ID and other information required to identify your account
Friends and Social Information
• Friends you add through the app
• Friend relationships
• Information displayed in your friend profile, such as name, username, profile photo, and user ID
• Group memberships and information related to shared groups
Expense Information
• Expense names and descriptions
• Expense amounts
• Expense dates
• Currency information
• People involved in an expense
• Amounts owed or owed to you
• Settlement and payment-related records entered into the app
Bill and Receipt Information
If you use features such as bill scanning or receipt processing, the app may process information contained in the bill or receipt, including item names, prices, totals, dates, and other information visible on the document.
QR Code Information
The app may use QR codes to help users connect with friends. QR codes may contain or represent account identification information such as a user ID or profile information required to establish a friend relationship.
Technical Information
The app and its underlying services may automatically process limited technical information necessary to provide, secure, and maintain the service, such as device or application information, authentication information, and error or diagnostic information.
2. HOW WE USE YOUR INFORMATION
We use the information we collect to:
• Create and manage your account
• Authenticate you and keep your account secure
• Display your profile and account information
• Allow you to add and manage friends
• Enable QR-based friend connections
• Create and manage groups
• Record, calculate, and display shared expenses
• Calculate balances and amounts owed between users
• Process bill or receipt information when you use scanning features
• Synchronize your data across supported devices
• Provide and improve app functionality
• Detect, prevent, and troubleshoot technical problems
• Protect the security and integrity of the app
• Comply with applicable legal requirements
We do not use your personal expense information for advertising purposes.
3. HOW YOUR INFORMATION IS SHARED
Your information may be visible to other users when necessary for the features you use.
For example:
• Your selected profile information may be visible to people you connect with as friends.
• Information related to a shared group may be visible to members of that group.
• Expense information may be visible to the users involved in that expense.
• Information represented by your QR code may be processed when another user scans your QR code.
We may also share information with service providers that help us operate the app, such as authentication, cloud storage, database, security, hosting, and other infrastructure providers. These providers process information only as necessary to provide their services.
We do not sell your personal information.
4. THIRD-PARTY SERVICES
Split Expenses may use third-party services to provide essential functionality, including authentication, cloud database, hosting, storage, analytics, security, and other infrastructure services.
These services may process information on our behalf and are subject to their own privacy policies and terms.
If you use Google services to sign in or connect your account, certain account information may be processed by Google according to Google's privacy practices.
5. DATA SECURITY
We take reasonable technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction.
However, no internet-based service can guarantee complete security. You are responsible for keeping your account credentials and device secure.
6. DATA RETENTION
We retain your information for as long as necessary to provide the app's functionality, maintain your account, comply with legal obligations, resolve disputes, and enforce our agreements.
If you delete your account or request deletion of your personal information, we will take reasonable steps to delete or anonymize applicable information, subject to information that we are legally required or reasonably permitted to retain.
7. YOUR RIGHTS AND CHOICES
Depending on your location and applicable law, you may have the right to:
• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Request information about how your data is processed
• Withdraw certain permissions or stop using specific features
You may also stop using the app at any time.
8. ACCOUNT AND DATA DELETION
If you want your account and associated personal information deleted, you can contact us through the contact information provided on our website.
When a valid deletion request is received, we will process the request within a reasonable period, subject to applicable legal and security requirements.
9. CHILDREN'S PRIVACY
Split Expenses is not intended to knowingly collect personal information from children who are below the minimum age required by applicable law.
If we become aware that personal information from a child has been collected without appropriate authorization, we will take reasonable steps to delete it.
10. INTERNATIONAL DATA PROCESSING
Depending on the services used to operate Split Expenses, your information may be processed or stored on servers located in countries other than your country of residence.
We take reasonable steps to ensure that applicable data protection requirements are followed.
11. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes to the app, our services, or applicable legal requirements.
When we make changes, we will update the "Last updated" date at the top of this Privacy Policy.
12. CONTACT US
If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us through the official Split Expenses website:
simarpreet-studios.vercel.app
By using Split Expenses, you acknowledge that you have read and understood this Privacy Policy.