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SpendWise

SpendWise App Privacy Policy

Privacy Policy for SpendWise

Firstly, we welcome every user to SpendWise, where we provide a simple and useful app to help users manage their expenses, budgets, and financial records. We created SpendWise to support our valued users with helpful features and a smooth experience.

We care about your personal information, data, and privacy. This Privacy Policy is designed to help you understand what information we collect, why we collect it, and how we use it.

Information We Collect

When you sign up with Google or Gmail

We may collect your email address only.

This is used to allow you to access your data across different devices and keep your account connected with your saved information.

When you use SpendWise as a guest

We do not collect any personal information from guest users.

User Data Collection

While using SpendWise, we may collect certain information required to provide and improve our services. This may include your email address, device information, mobile operating system, IP address, device unique ID, and the type of mobile internet browser you use.

We may use your information for the following purposes:

  • To provide, maintain, and improve SpendWise.

  • To allow you to access your data across different devices.

  • To keep the app safe and secure.

  • To improve user experience and app performance.

  • To send important updates related to our app, policies, or features.

  • To display personalized content and advertisements where applicable.

  • To measure the effectiveness of ads and app features.

We do not share your account or transaction history with others. We do not share your personal data with third parties without your consent, except where required by law or necessary for app functionality.

Children’s Privacy

SpendWise is designed for general users. We follow Google Play policies and aim to provide appropriate content.

If you are a parent or guardian and you believe your child has provided personal information through SpendWise, please contact us at:

spendwise101@gmail.com

We will take the necessary action to remove such information where applicable.

Third-Party Data Access

SpendWise may use third-party services for advertising, analytics, crash reporting, and app improvement. These services may collect certain information according to their own privacy policies.

Third-party services may include:

  • Google AdMob

  • Google Ads

  • Firebase Analytics

  • Firebase Crashlytics

  • Google Play Services

Advertising partners may use information such as your app activity, device information, or advertising ID to show relevant ads and measure ad performance.

SpendWise may also contain links or advertisements from third-party websites or services. When you click on a third-party link or advertisement, you may leave SpendWise. We are not responsible for the privacy practices or content of third-party websites or services.

EU and UK User Privacy Rights

If you are located in the European Union or United Kingdom, you have certain rights under applicable data protection laws.

You may have the right to:

  • Request access to your personal data.

  • Request correction of inaccurate data.

  • Request deletion of your personal data.

  • Restrict or object to the processing of your data.

  • Withdraw your consent where processing is based on consent.

  • Request a copy of your personal data in a structured and machine-readable format.

You can exercise these rights by contacting us at:

spendwise101@gmail.com

We may ask you to verify your identity before responding to your request.

California User Privacy Rights

Under the California Consumer Privacy Act, California residents have specific rights regarding their personal information.

You may have the right to:

  • Know what personal information we collect.

  • Request access to your personal information.

  • Request deletion of your personal information.

  • Request correction of inaccurate information.

  • Know whether your data is shared or sold.

  • Opt out of the sale of personal information.

We do not sell your personal information.

If you are a California resident and would like to make a privacy request, please contact us at:

spendwise101@gmail.com

If you are under 18 years of age, live in California, and have a registered account with SpendWise, you may request removal of unwanted data that you publicly posted in the app.

Virginia Privacy Rights

Under the Virginia Consumer Data Protection Act, Virginia residents may have the right to access, correct, delete their personal data, and opt out of data processing for targeted advertising.

We do not sell personal data.

For privacy requests, contact us at:

spendwise101@gmail.com

User Rights

We are committed to giving users control over their data. Depending on your location and applicable privacy laws, you may have the following rights:

Right to Access

You may request access to the personal data we collect about you.

Right to Delete

You may request that we delete personal data we have collected about you.

Right to Correct

You may request correction of inaccurate personal information.

Right to Know

You have the right to know what data is collected, used, shared, or processed.

Right to Opt Out

You may opt out of personalized ads by adjusting your device settings or app preferences.

For users in Brazil, you may also have additional rights under LGPD, including the right to data portability and withdrawal of consent.

To exercise any of these rights, contact us at:

spendwise101@gmail.com

In-App Purchases

SpendWise may offer in-app purchases or premium features. These purchases may be processed through Google Play or other authorized payment providers.

We do not directly collect or store your payment card details. Payment transactions are handled by the relevant app store or payment provider according to their own terms and privacy policies.

Data Retention

We retain user data only for as long as necessary to provide our services and fulfill the purposes described in this Privacy Policy.

Personal data collected through SpendWise may be securely stored and may be deleted within 90 days of user inactivity, app uninstallation, or after receiving a verified deletion request.

This helps ensure that user privacy is respected and unnecessary data is not stored longer than needed.

Firebase Data Processing and Security

SpendWise may use Firebase services provided by Google. Firebase may act as a data processor and service provider and may process collected data on our behalf.

Firebase services may include:

  • Firebase Analytics

  • Firebase Crashlytics

  • Firebase Remote Config

  • Firebase Cloud Messaging

  • Firebase Authentication

These services help us improve app performance, monitor crashes, analyze app usage, and provide a better user experience.

Crashlytics

SpendWise may use Firebase Crashlytics to collect crash reports and app performance data. This helps us identify and fix bugs, crashes, and technical issues.

Crashlytics is operated by Google and is subject to Google’s own terms and privacy policies.

Legal Basis for Processing Personal Data

We process your personal data according to applicable data protection laws. The legal basis may include:

Consent

We may process your data when you give consent, such as enabling certain features or receiving communications.

Performance of a Contract

We may process your data to provide the services and features you request in SpendWise.

Legal Obligation

We may process your data when required to comply with applicable laws, regulations, or legal processes.

Legitimate Interests

We may process your data to improve SpendWise, understand user behavior, maintain security, prevent fraud, and improve app performance.

Vital Interests

In rare cases, we may process data to protect the safety or vital interests of a user or another person.

Public Interest

We may process data when necessary for a task carried out in the public interest or under official authority.

For questions about the legal basis of processing your data, contact us at:

spendwise101@gmail.com

Right to Lodge a Complaint

If you believe that our processing of your personal data violates your privacy rights or applicable data protection laws, you may lodge a complaint with a supervisory authority in your country or region.

For users in the European Union, you may contact the European Data Protection Board.

For users in the United Kingdom, you may contact the Information Commissioner’s Office.

For users in the United States, you may contact the Federal Trade Commission.

For users in Brazil, you may contact the Autoridade Nacional de Proteção de Dados.

Users in other jurisdictions should contact their local data protection authority or regulatory body.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the app or on the relevant app listing/page. We recommend that users review this Privacy Policy periodically.

Contact Us

If you have any questions, concerns, or suggestions regarding this Privacy Policy, please contact us at:

spendwise101@gmail.com

Thank you for using SpendWise.

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