SpendSmart

Summary

SpendSmart is designed with your privacy as the top priority. All your financial data stays on your device. We do not collect, transmit, or sell any personal or financial information.

1. Information We Collect

SpendSmart does not collect any personal information. The app operates entirely offline. All data you enter — including transactions, budgets, and settings — is stored locally on your device using SQLite and SharedPreferences.

• No account or registration required

• No financial data is transmitted over the internet

• No analytics or tracking SDKs are included

• No advertising identifiers are collected

2. Data Storage

All app data is stored locally on your Android device in the app's private storage directory. This data is only accessible by SpendSmart and is automatically deleted when you uninstall the app.

• Transaction records and amounts

• Budget limits per category

• Monthly archive reports

• Currency preference and app settings

3. Permissions

SpendSmart requests minimal permissions:

• No internet permission — the app works fully offline

• No location permission

• No camera permission

• No contacts permission

The only permission used is storage access for future backup/export features (not yet implemented).

4. Third-Party Services

SpendSmart does not integrate any third-party analytics, advertising, or tracking services. No data is shared with any third parties under any circumstances.

5. Children's Privacy

SpendSmart does not knowingly collect any information from children under the age of 13. The app does not collect any personal information from any users, regardless of age.

6. Data Security

Since all data is stored locally on your device, the security of your data depends on your device's security settings. We recommend using a screen lock on your device to protect your financial information.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected with an updated date at the top of this page. Continued use of the app after changes constitutes acceptance of the updated policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:
nimishgpt777@gmail.com

© 2026 SpendSmart. All rights reserved.

This privacy policy applies to the SpendSmart Android application.