Last Updated: March 2026

SpendSafe ("we", "our", or "the app") is a privacy-first expense tracking application designed to help users manage their finances without collecting personal data.

Your privacy is extremely important to us. This Privacy Policy explains how SpendSafe handles user data.

1. Information We Collect

SpendSafe is designed to collect minimal to no personal data.

1.1 Personal Information

SpendSafe does not collect:

• Names
  
  

• Email addresses
  
  

• Phone numbers
  
  

• Bank account information
  
  

• Payment details
  
  

• Location data
  
  

You can use the application without creating an account.

2. Financial Data

All financial data you enter, including:

• Expenses
  
  

• Income
  
  

• Categories
  
  

• Wallet balances
  
  

• Budgets
  
  

• Savings goals
  
  

is stored locally on your device only.

SpendSafe does not transmit, store, or access your financial data on any server.

Your data is saved locally using device storage (SQLite database).

3. Offline Functionality

SpendSafe is designed to work 100% offline.

The app does not require internet connectivity for its core features.

4. Data Sharing

SpendSafe does not share user data with any third parties.

We do not:

• Sell user data
  
  

• Share financial information
  
  

• Provide data to advertisers
  
  

• Use tracking SDKs
  
  

5. Advertising

SpendSafe does not display ads and does not include advertising SDKs.

6. Analytics

SpendSafe does not use analytics services and does not track user behavior.

7. Data Security

Because all data remains on your device:

• Your financial information is never transmitted externally.
  
  

• Optional PIN or biometric protection can be used to secure the app.
  
  

However, users are responsible for securing their device.

8. Data Backup and Export

SpendSafe allows users to export their financial data (for example JSON backups).

Exported files are stored only where the user chooses.

SpendSafe does not receive or store exported files.

9. Children's Privacy

SpendSafe does not knowingly collect personal information from children under the age of 13.

Since no personal data is collected, the app is generally safe for all users.

10. Permissions

SpendSafe may request limited device permissions depending on features used.

Examples may include:

Storage Permission
Used for exporting or importing backup files.

SpendSafe does not use permissions for tracking users.

11. Third-Party Services

SpendSafe does not integrate with third-party services, advertising networks, or analytics SDKs.

12. Changes to This Privacy Policy

We may update this Privacy Policy occasionally.

Updates will be reflected by changing the "Last Updated" date.

Users are encouraged to review this policy periodically.

13. Contact

If you have questions regarding this Privacy Policy, please contact:

📧 creationunicorn40@gmail.com