Effective Date: 14-09-2025

Spendpedia (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how our mobile application Spendpedia (“App”) collects, uses, and safeguards your information.

1. Information We Collect

We may collect the following types of information when you use Spendpedia:

• Personal Information (optional):
  
  

  • Name, email address (if you create an account or contact us).
    
    

• Usage Data:
  
  

  • App interactions, device type, operating system, crash logs, and analytics (via Firebase/Google Analytics).
    
    

• Payment Information:
  
  

  • When you purchase premium features (weekly, monthly, yearly, lifetime), payments are processed securely through Google Play Billing (Android) or Apple App Store (StoreKit). We do not store or process your card/UPI/bank details.
    
    

• Advertising Data:
  
  

  • If you use the free version, we may show ads served by Google AdMob, which may collect anonymous device and usage identifiers.
    
    

2. How We Use Your Information

We use your data to:

• Provide and improve the App’s core functionality.
  
  

• Enable premium features for subscribed users.
  
  

• Deliver ads (in the free version).
  
  

• Analyze usage to improve features and fix issues.
  
  

• Respond to your support requests.
  
  

3. Data Sharing and Disclosure

We do not sell or share your personal information with third parties for marketing.
We may share limited data only in these cases:

• Service Providers: Firebase (analytics, crash reports), Google Play, and Apple App Store (billing).
  
  

• Legal Requirements: If required by law or government authorities.
  
  

4. Your Choices and Rights

• You can use Spendpedia without providing personal data (ads and limited features may apply).
  
  

• You can delete your account and associated data at any time by contacting us at [your support email].
  
  

• You can manage ad preferences via your device settings (limit ad tracking).
  
  

5. Data Security

We implement appropriate measures to protect your data. However, no method of transmission over the internet is 100% secure.

6. Children’s Privacy

Spendpedia is not intended for children under 13 years of age. We do not knowingly collect data from children.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted within the App and/or on this page.

8. Contact Us

If you have any questions or requests regarding this Privacy Policy, please contact us at:
📧 mamubeenkhan@gmail.com

✅ This is compliant with:

• Google Play User Data Policy
  
  

• Apple App Store Guidelines
  
  

• Covers: Firebase, AdMob, Google Play Billing, StoreKit