Privacy Policy for Spend Forecast Effective Date: April 21, 2026

No Data Collection Spend Forecast is built with a privacy-first architecture. We do not collect, store, or transmit any of your personal financial information. All data you enter—including transactions, budgets, and forecasts—is stored locally on your device only.

No External Servers We do not operate any external servers. Your data is never uploaded to the cloud by us, and we have no access to your financial records.

Third-Party Services (Payment Processing) Purchases are handled exclusively through the Apple App Store and Google Play Store. These platforms may collect data necessary to process your transaction (like your Apple ID or Google Account), but SpendForecast does not receive your payment details or personal identity.

User Rights Because all data is stored locally, you have total control. You can delete all your data at any time via the "Delete All Data" option in the Settings menu or by uninstalling the app.