Privacy Policy for Smart SIP & Mutual Fund Calc

Last Updated: May 13, 2026

Thank you for choosing to be part of our community at Smart SIP & Mutual Fund Calc ("Company", "we", "us", or "our"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us.

When you use our mobile application, as the case may be (the "App") and more generally, use any of our services (the "Services", which include the App), we appreciate that you are trusting us with your personal information. We take your privacy very seriously. In this privacy notice, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it.

Please read this privacy notice carefully as it will help you understand what we do with the information that we collect.

1. What Information Do We Collect?

Personal Information You Disclose to Us We do not collect or store any personal data that can be used to uniquely identify you (such as your name, email address, or phone number).

Data Stored Locally Any financial data, calculations, saved portfolios, and settings you enter into the App are processed and stored locally on your device. We do not transmit this data to our servers or any third-party databases. If you uninstall the app or clear the app's data, your saved portfolios will be permanently deleted from your device.

Information Automatically Collected (via Third-Party Services) We use third-party services to help display advertisements and monitor app performance. These third-party services may collect certain anonymous information automatically when you visit, use, or navigate the App. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, device characteristics, operating system, language preferences, device name, country, location, and information about how and when you use our App.

2. Third-Party Services & Ad Networks

Our App uses third-party services that may collect information used to identify you.

Google AdMob We use Google AdMob to serve advertisements within the App. Google AdMob uses advertising identifiers (such as the Android Advertising ID) and may collect your IP address and device information to serve personalized and non-personalized ads. For more information on how Google uses your data, please review Google’s Privacy & Terms: https://policies.google.com/technologies/ads

3. Local Notifications

The App uses local notifications to remind you about your SIP schedules. These notifications are scheduled and triggered entirely on your local device. We do not use push notifications and we do not collect, track, or store your notification preferences on any external servers.

4. Children's Privacy

Our Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

6. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at: avincfix@gmail.com