Privacy Policy

Last Updated: June 17, 2026

Welcome to Group Pay. Your privacy is important to us. This Privacy Policy explains how Group Pay collects, uses, stores, and protects your information when you use our mobile application. Group Pay helps users manage expenses, split bills, track shared expenses, and maintain financial records securely.

By using Group Pay, you agree to the collection and use of information in accordance with this Privacy Policy.

Information We Collect

Account Information

When you create an account, we may collect:

• Name

• Email address

• Profile picture (if provided)

• Authentication details through third-party sign-in providers

Financial Data

To provide core app functionality, we collect and store:

• Expense records

• Group expenses and settlements

• Payment details entered by users

• Categories, notes, and transaction history

• Group member information

Device Information

We may automatically collect:

• Device model and operating system

• App version

• Device identifiers

• Crash reports and diagnostics data

Usage Data

We may collect information about how you interact with the app, including:

• Features used

• Session duration

• App performance metrics

• Analytics events

How We Use Your Information

We use your information to:

• Provide and maintain Group Pay services

• Synchronize your data across devices

• Enable group expense sharing and settlements

• Improve app performance and user experience

• Send important notifications and updates

• Detect fraud, abuse, or security issues

• Comply with legal obligations

Data Storage and Security

Group Pay uses industry-standard security measures to protect your information.

• Some data may be stored locally on your device.

• Cloud data is securely stored using trusted third-party infrastructure providers.

• Data transmission is encrypted using secure protocols.

• We take reasonable measures to prevent unauthorized access, disclosure, or modification of your information.

However, no method of electronic storage or transmission over the internet is 100% secure.

Sharing of Information

We do not sell, rent, or trade your personal information.

We may share information only in the following situations:

• With service providers who help operate the app

• With group members when you create or join shared expense groups

• When required by law or legal process

• To protect the rights, safety, and security of users and our services

Third-Party Services

Group Pay may use third-party services such as:

• Firebase Authentication

• Firebase Firestore

• Firebase Cloud Messaging

• Firebase Analytics

• Firebase Crashlytics

• Google AdMob

These services may collect information according to their own privacy policies.

• Firebase Privacy Policy

• Google AdMob Privacy Policy

• Google Privacy Policy

Advertising

Group Pay may display advertisements through Google AdMob.

Third-party advertising partners may use device information to provide relevant advertisements and measure ad performance.

You can learn more about how Google uses data here:

• How Google Uses Information from Sites and Apps

Notifications

We may send push notifications related to:

• Expense updates

• Group activity

• Payment reminders

• Important account information

You can disable notifications at any time through your device settings.

Data Retention

We retain your information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

You may request deletion of your account and associated data at any time.

Children's Privacy

Group Pay is not intended for children under the age of 13. We do not knowingly collect personal information from children.

Your Rights

Depending on your location, you may have the right to:

• Access your personal data

• Correct inaccurate information

• Request deletion of your data

• Withdraw consent for certain processing activities

To exercise these rights, contact us using the information below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: spendwise101@gmail.com

App Name: Group Pay