Privacy policy for Smart Kharch

Effective Date: 28/Jan/2026

Smart Kharch ("we", "our", or "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

1. Information We Collect

We may collect the following information:

• Personal Information (such as email) when you sign in
  
  

• Expense and income data entered by you
  
  

• Device information (for app performance, analytics, and security)
  
  

• Notification tokens (to send alerts and updates)
  
  

2. How We Use Your Information

We use the collected information to:

• Provide expense tracking and budgeting features
  
  

• Improve app performance and user experience
  
  

• Send important notifications and updates
  
  

• Ensure security and prevent fraud
  
  

3. Data Storage

Your data may be stored securely using Firebase services.
We do not sell, trade, or share your personal information with third parties.

4. Third-Party Services

Smart Kharch may use trusted third-party services such as:

• Google Firebase (Authentication, Analytics, Cloud Messaging)
  
  

These services may collect information according to their own privacy policies.

5. Age Restriction (18+ Users Only)

Smart Kharch is intended only for users 18 years of age or older.

We do not allow users under the age of 18 to use this application.
We do not knowingly collect personal information from minors.

If we become aware that data has been collected from a user under 18, we will take steps to delete it immediately.

6. Data Security

We take reasonable measures to protect your information.
However, no method of transmission over the internet is 100% secure.

7. Changes to This Policy

We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated effective date.

8. Contact Us

If you have any questions about this Privacy Policy, contact us:

📧 Email: inforajy@gmail.com